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Insurance Articles

Articles about Insurance and how to get the most from it.
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Recent Articles

A residential street lined with trees flooded due to rain.
March 24, 2023 | By Kailey Hagen

3 Reasons You Should Think About Buying Flood Insurance ASAP

Flood insurance is a crucial protection against flood damage. Here are three reasons to consider purchasing a policy right now.
A concerned couple tries to use buckets to catch water dripping from their ceiling.
March 20, 2023 | By David Chang, ChFC®, CLU®

Here's How Much It Costs to Insure a $500,000 House

When you're trying to determine how much it will cost to insure your property, there are several factors that come into play. Read on to learn more.
A person talking on the phone while sitting at a home office desk with a puppy in their lap.
March 20, 2023 | By David Chang, ChFC®, CLU®

Here's What Happens if Your Homeowners Insurance Company Fails

Your home insurer covers damage to your assets. Read on to learn what to do if your home insurance company goes bankrupt.
A person with a beard and tattoos talks on a smart phone while using a laptop in a design studio.
March 20, 2023 | By David Chang, ChFC®, CLU®

Here's What Happens if Your Auto Insurance Company Fails

Your auto insurer covers damage to your vehicle and protects you financially. Read on to learn what's next if your auto insurer goes bankrupt.
Mature couple packing suitcases for travel.
March 17, 2023 | By Natasha Etzel

Here's Why Travel Insurance Premiums Could Rise in 2023

Travel insurance can protect you when a trip doesn't go as planned. More travelers are buying coverage lately. Find out why premium rates may rise in 2023.
Woman taking notes while using a laptop
March 17, 2023 | By Kailey Hagen

Jewelry Insurance vs. Homeowners Insurance: Which Do You Need?

Valuable jewelry may not be fully covered under a typical homeowners insurance policy. Here's what homeowners need to know.
A driver charges their electric car at an outside charging port.
March 16, 2023 | By Cole Tretheway

Here's Why My Next Car Will Definitely Be an EV

EV price tags are high, but the perks may be worth the squeeze. Find out how EVs are superior to gas-powered cars and why they're worth your time and money.
A woman looks out her window worriedly, holding a mug.
March 16, 2023 | By Kailey Hagen

These 5 States Have the Highest Homeowners Insurance Premiums

Homeowners insurance rates are heavily influenced by the home's location. Residents of these states pay the highest average premiums in 2023. Read on to learn more.
Two people looking over their bills while sitting on their living room couch.
March 15, 2023 | By Kailey Hagen

The 5 Best Ways to Score a Homeowners Insurance Discount in 2023

Insurance companies offer discounts to homeowners who take steps to keep their homes as safe as possible. Here are five of the most valuable discounts around.
A young adult turning the key in the ignition of a car.
March 14, 2023 | By Kailey Hagen

Residents in These States Pay the Most for Auto Insurance

Auto insurance rates vary significantly by state. Here are the five states where drivers pay the most on average in 2023.
A couple fills out financial paperwork as they smile while leaning against a kitchen island.
March 13, 2023 | By Ashley Maready

Should You Buy Life Insurance Through Work?

You might be eligible for life insurance through your employer. Take a look at what to consider when deciding to purchase it -- or not.
Young couple looking at phone in car.
March 10, 2023 | By David Chang, ChFC®, CLU®

Overinsured: How to Know if You Have Too Much Car Insurance Coverage

Is your car overinsured? Read on to find out how to tell.
Woman with dog about to charge her electric car.
March 10, 2023 | By David Chang, ChFC®, CLU®

Tesla Slashed Prices: Here Are the Most Affordable EVs

With electric vehicle prices reaching all-time highs, now may be the time to buy one. Read on to see which cars have become great bargains.
A smiling woman holding a glass of wine while seated on the steps of a patio deck looking at her backyard.
March 9, 2023 | By Dana George

Underinsured: How to Know if You Have Enough Homeowners Insurance Coverage

An estimated 2 out of 3 homeowners are underinsured. Read on to find out how you can know where you stand.
Man using his cellphone on the side of the road with a wrecked vehicle behind him.
March 9, 2023 | By Dana George

Why Does Your Auto Insurance Premium Rise After an Accident?

As though an auto accident is not traumatic enough, an insurer may respond by raising your rates. Keep reading to learn why it could happen.
Two people holding hands while walking down the middle of a street surrounded by trees and parked cars.
March 9, 2023 | By Cole Tretheway

3 Habits That Grow Your Lifespan and Shrink the Cost of Life Insurance

Two minutes may be all you need to save on life insurance. Find out how.
A person sitting at a desk and filling out paperwork.
March 8, 2023 | By Dana George

Is Allianz Travel Insurance Worth It?

Travel insurance can take some of the worry out of going on a trip. Keep reading to learn if Allianz Travel Insurance is worth the premium.
A woman hiking around a lake with her dog and taking in the view over the water at sunset.
March 7, 2023 | By Brittney Myers

Have Pets? Then You Should Also Have This

Pets aren't typically considered dependents under the law. Find out what vital protection you should still have for your furry family.
Frustrated young woman crouches next to wrecked car after a car accident.
March 7, 2023 | By Dana George

Totaled a Car You're Still Paying Off? Here's What to Do

There are limits on how much insurers pay toward a totaled car. Find out what to do if your vehicle is totaled while you're still making payments.
A person driving a car.
March 7, 2023 | By Brittney Myers

Buying a Used Car? This Tool Could Potentially Save Your Life

There's a lot we don't know about the used cars we buy. But using this tool can shed some important light on your car's history.
Man getting in to his pickup truck
March 6, 2023 | By Brittney Myers

Does a Recall Affect My Car Insurance?

Recalls are surprisingly common, occurring by the millions each year. Here's what a recall means for you -- and your auto insurance.
Two parents laying on their bed with their young children.
March 5, 2023 | By Ashley Maready

Do Your Children Need Life Insurance Policies?

Children are precious, but should you buy them life insurance? Keep reading to find out.
A stressed person looking through papers and sitting in front of a laptop at a kitchen counter.
March 3, 2023 | By Kailey Hagen

3 Insurance Moves to Make ASAP Following a Divorce

Insurance is a crucial protection against emergencies. Here's how to find the appropriate coverage following a divorce.
A woman sitting at her kitchen table and typing on a laptop next to paperwork.
March 1, 2023 | By Ashley Maready

Buying Life Insurance in 2023? Don't Make These 4 Mistakes

Life insurance can provide for loved ones in the event of the policyholder's death. Read on for errors to avoid if you need a new policy this year.
A person sitting at a desk and filling out paperwork.
Feb. 27, 2023 | By Lyle Daly

Dave Ramsey Says This Type of Life Insurance Is 'a Way to Screw People' -- and He's Right

Dave Ramsey has a strong opinion about a popular type of life insurance. Learn what it is and why Ramsey always advises against it.