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Homeowners Insurance Articles

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Recent Articles

A young woman and man sitting at the kitchen table and looking over paperwork.
Oct. 16, 2023 | By Dana George

My Mortgage Payment Just Increased by $100. Here's What I Did to Make Up for It

Increased property values can lead to higher property taxes. Here's how one writer chose to cover that unexpected expense.
A person shoveling snow off their sidewalk with their dog next to them.
Oct. 15, 2023 | By Kailey Hagen

Winter Homeowners Insurance Claims Are the Worst. Here Are 5 Ways to Avoid Them

Winter homeowners insurance claims can cost thousands of dollars. Here are five simple ways homeowners can prevent them.
An insurance broker and an older couple discuss finances while standing in a kitchen holding folders.
Oct. 10, 2023 | By Chris Neiger

Homeowners Insurance Prices Are Rising the Fastest in This Southern State

Florida's homeowners insurance prices have soared over the past two years. Read on to find out how you can potentially lower your insurance premium.
A man in a hard hat working on a tile roof.
Oct. 5, 2023 | By Emma Newbery

Dropped by Your Home Insurer? You Need to Take These Steps Now

Receiving notice of a non-renewal or cancellation of your homeowners insurance policy can be terrifying. Find out what options are open to you.
A worried woman wrapped in a blanket sitting at a window.
Oct. 2, 2023 | By Emma Newbery

Climate Disasters Are Making Homeowners Insurance Much More Expensive in These 5 States

In 30 years, one report predicts that about a quarter of U.S. homes will face a climate-related home insurance crisis. Find out how you can handle skyrocketing costs.
A roofer walking on top of a house and a truck with ladders parked out front.
Sept. 27, 2023 | By Emma Newbery

Home Insurance in These 11 States Costs Over $4,000 a Year -- and It Will Only Get More Expensive

It is getting more expensive to insure your home, especially if your state is at risk of wildfires, tornadoes, or hurricanes. Find out how you can reduce your insurance costs.
Family talking to realtor by extra modern home.
Sept. 25, 2023 | By Emma Newbery

California to Reform Home Insurance Rules. Is This Good News for Consumers?

California's home insurance reforms will likely mean higher rates. Find out why this is actually a good thing for homeowners in the state.
A person talking on the phone while sitting at a home office desk with a puppy in their lap.
Sept. 21, 2023 | By Ashley Maready

4 Factors That Might Make Your Home Hard to Insure

Homeowners insurance isn't cheap, but some home features could make it even more costly. Learn when you should expect higher rates.
An air conditioner repairman uses a clipboard to explain the cost of repairs to the homeowners.
Sept. 19, 2023 | By Chris Neiger

These Everyday Expenses Cost Homeowners Over $14,000 per Year

The top three expenses account for half of annual homeowner expenses. Here's how to reduce your homeownership costs.
Man on the phone doing paperwork at home
Aug. 24, 2023 | By Chris Neiger

Home Insurance Is Pricier Than Ever. Here's Why You Should Shop Around

Homeowners insurance premiums rose by double-digit percentages in 31 states. Find out how shopping around could help you lower your costs.
A stressed person looking through papers and sitting in front of a laptop at a kitchen counter.
Aug. 17, 2023 | By Chris Neiger

6 Perks of Getting Home Insurance From Costco

Costco members can score exclusive insurance discounts and special perks. Read on to find out how.
Father using laptop while on cell phone with young daughter coloring in his lap
June 25, 2023 | By Kailey Hagen

Will Homeowners Insurance Cover Wildfire Smoke Damage?

Flames aren't the only damaging part of a wildfire. Here's what homeowners need to know about homeowners insurance and wildfire smoke damage.
Four firefighters talking and laughing in their gear while standing beside a fire truck.
June 22, 2023 | By Kailey Hagen

Finding Homeowners Insurance in California Just Got Harder. Here's Why

California's wildfires are making it hard for homeowners to find insurance. Here's what residents need to know.
Couple checking ruins after fire disaster.
June 21, 2023 | By Kailey Hagen

7 Things Homeowners Can Do to Protect Their Homes Against Wildfire This Year

Wildfires are devastating and can lead to costly homeowners insurance claims. Read on for seven steps homeowners can take to reduce this risk.
A family playing in a backyard pool surrounded by green bushes and trees.
April 19, 2023 | By Emma Newbery

Florida Home Insurance Crisis: What You Need to Know

Homeowners in Florida face dramatic hikes in their insurance costs, so much so that some are considering leaving the state. Find out how you can reduce your premiums.
An older person kisses their partner's forehead as they embrace in front of a house.
April 13, 2023 | By Kailey Hagen

3 Things You May Not Know About Your Homeowners Insurance's Tornado Coverage

Homeowners insurance covers tornadoes, but it may not provide as much protection as policyholders expect. Here's what homeowners need to know.
Two people looking worried while reviewing bills at their kitchen table.
April 10, 2023 | By Matt Frankel, CFP®

My Homeowners Insurance Just Doubled -- What Should I Do Now?

If your homeowners insurance bill skyrocketed, you're not alone. Here's what you need to know.
Couple checking ruins after fire disaster.
April 6, 2023 | By Dana George

10 Things You Should Never Do Following Damage to Your Home

Sustaining damage to your home can be a stressful experience. Read on to find out 10 things you should never do during that time.
A residential street lined with trees flooded due to rain.
March 24, 2023 | By Kailey Hagen

3 Reasons You Should Think About Buying Flood Insurance ASAP

Flood insurance is a crucial protection against flood damage. Here are three reasons to consider purchasing a policy right now.
A concerned couple tries to use buckets to catch water dripping from their ceiling.
March 20, 2023 | By David Chang, ChFC®, CLU®

Here's How Much It Costs to Insure a $500,000 House

When you're trying to determine how much it will cost to insure your property, there are several factors that come into play. Read on to learn more.
A person talking on the phone while sitting at a home office desk with a puppy in their lap.
March 20, 2023 | By David Chang, ChFC®, CLU®

Here's What Happens if Your Homeowners Insurance Company Fails

Your home insurer covers damage to your assets. Read on to learn what to do if your home insurance company goes bankrupt.
Woman taking notes while using a laptop
March 17, 2023 | By Kailey Hagen

Jewelry Insurance vs. Homeowners Insurance: Which Do You Need?

Valuable jewelry may not be fully covered under a typical homeowners insurance policy. Here's what homeowners need to know.
A woman looks out her window worriedly, holding a mug.
March 16, 2023 | By Kailey Hagen

These 5 States Have the Highest Homeowners Insurance Premiums

Homeowners insurance rates are heavily influenced by the home's location. Residents of these states pay the highest average premiums in 2023. Read on to learn more.
Two people looking over their bills while sitting on their living room couch.
March 15, 2023 | By Kailey Hagen

The 5 Best Ways to Score a Homeowners Insurance Discount in 2023

Insurance companies offer discounts to homeowners who take steps to keep their homes as safe as possible. Here are five of the most valuable discounts around.
A smiling woman holding a glass of wine while seated on the steps of a patio deck looking at her backyard.
March 9, 2023 | By Dana George

Underinsured: How to Know if You Have Enough Homeowners Insurance Coverage

An estimated 2 out of 3 homeowners are underinsured. Read on to find out how you can know where you stand.