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Mortgage Articles

Buying a home is probably your life's most costly undertaking. Learn how to find the best lenders and get the best interest rates and you can save tens of thousands of dollars.
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Recent Articles

Woman holding glasses with one hand on computer keyboard.
May 8, 2022 | By Brittney Myers

Have an Adjustable-Rate Mortgage? Here's What the Interest Rate Hike Means for You

The Fed announced its largest rate increase in decades. Read on to find out how your adjustable-rate mortgage could be impacted.
The frame of a house under construction with workers on site.
May 8, 2022 | By Kailey Hagen

I Saved $150,000 by Adding Onto My Home Instead of Buying New. Could You?

Buying new isn't always cheaper. Here's how I saved a fortune by adding on instead.
A group of construction workers building the frame of a new house.
May 6, 2022 | By David Chang, ChFC®, CLU®

The U.S. Is Building Homes at the Fastest Rate Since 2006. Will Prices Finally Come Down?

U.S. homebuilding unexpectedly rose in March. With building permits also on the rise, will this finally be the break home buyers need? Find out here.
A For Sale sign in front of a two-story house surrounded by trees and a lawn.
May 6, 2022 | By Dana George

According to the Fed, Home Buyers Are Being Irrational

The housing market remains scorching hot, despite a rise in interest rates. Here's why the Federal Reserve thinks we're being a bit irrational.
A homeowner compares print-outs of monthly mortgage statements on the couch.
May 4, 2022 | By David Chang, ChFC®, CLU®

The Fed Just Delivered Bad News for Homeowners

The Fed just raised rates by 0.50%, the highest in 20 years. This is what it means for homeowners who may want to refinance.
A smiling couple talking to a woman who is showing them a tablet.
May 4, 2022 | By David Chang, ChFC®, CLU®

The Fed Raises Interest Rates by 0.50%. How Will This Affect the Housing Market?

The Fed just raised rates by 0.50%, the biggest hike in 20 years. This is how it will affect the housing market.
A couple views a pristine kitchen with a realtor.
May 4, 2022 | By Dana George

Will the Fed's 0.50% Rate Hike Make It Easier to Buy a Home?

Home buyers are scrambling to figure out what today's rate hike means for them. Here's where we're finding a silver lining.
An African /American couple looks at each other worriedly. They sit in front of financial documents and a computer.
May 4, 2022 | By Matt Frankel, CFP®

Here's How Much the Fed's 50-Basis-Point Rate Hike Could Cost New Mortgage Borrowers

The Federal Reserve just raised its key interest rate. Are you wondering what the hike could mean for your home search?
A mature couple goes over financial paperwork at home.
May 3, 2022 | By Dana George

When This Thing Happens, the Housing Bubble May Be About to Burst

If you're one of the many people hoping to buy a home soon but feeling priced out, keep reading. We'll tell you the one sign to look for.
Two men taping boxes shut after packing up their living room.
May 1, 2022 | By Dana George

Relocating? 5 Things to Ask Yourself Before Buying a New Home

This is a tough time to be a home buyer. Still, if you're going to take the leap, here are the questions you should ask yourself.
An African /American couple looks at each other worriedly. They sit in front of financial documents and a computer.
April 26, 2022 | By Dana George

5 Things to Do if You're Upside-Down on Your Mortgage

Spending too much on a house can come back to bite you if property values decline. Here's what you can do if your mortgage is underwater.
A mature couple goes over financial paperwork at home.
April 26, 2022 | By David Chang, ChFC®, CLU®

Should You Refinance Your Mortgage? Here's What Dave Ramsey Thinks

Refinancing your mortgage can be tricky. Read what Dave Ramsey says about refinancing your mortgage, when you should do it, and if it’s worth it.
Two people standing in the kitchen of a home for sale with a real estate agent.
April 26, 2022 | By Dana George

Interest Rates Are Rising Fast -- but Don't Rush to Buy a Home

Worrying that you'll be priced out of the housing market due to rising interest rates is not a great reason to buy a home. Here's why.
A woman sitting on her living room floor and looking up something on her laptop on the coffee table.
April 24, 2022 | By Dana George

With Mortgage Rates at 5%, Is Refinancing Worth It?

There are several strong reasons to refinance a mortgage. Keep reading to learn if refinancing is right for you.
A stressed man sitting at a desk with his hand on his forehead.
April 23, 2022 | By Dana George

3 Ways the Next Housing Bubble Will Be Different Than 2008

There's a change in the air regarding real estate values. Keep reading to learn how the next housing bubble will be different from the last.
A couple does their personal finances using a laptop and notebook.
April 23, 2022 | By Dana George

5 Signs You Can Raise Your House Hunting Budget

If you're house hunting, you may find yourself working your budget. Here's how to know if you can afford to pay more for a house.
A couple on a porch, holding a "sold" sign.
April 22, 2022 | By Dana George

6 Ways to Get Top Dollar for Your Home as Interest Rates Rise

Even with the current state of the housing market, it pays to set your house apart from the competition. Here's how.
A woman kissing a man on the cheek while he holds up house keys.
April 19, 2022 | By David Chang, ChFC®, CLU®

The Cheapest Places to Buy a Home Right Now

Home prices are at an all-time high, yet there are some deals for prospective home buyers to find. Read our list to find out more!
A real estate agent meeting in a parking lot with a young couple discussing mortgage documents.
March 4, 2022 | By David Chang, ChFC®, CLU®

Mortgage Rates Hit Their Highest Level Since the Pandemic Started

Mortgage rates reached 3.9% recently for the first time since 2019. Here's what you should consider if you're planning to buy a home.
A young woman outdoors in winter wearing a mask
March 1, 2022 | By Dana George

Why Buying a House in the Middle of Winter Was a Smart Move

If you're thinking about buying a house, don't let the season stop you. Keep reading to learn how buying in the wintertime worked out for one couple.
A woman pumps her fist and smiles.
Feb. 13, 2022 | By Dana George

Buying a Home? 3 Reasons You May Want to Lock in Your Mortgage Rate

Interest rates are on the rise. If you're taking out a mortgage soon, find out how you can lock in a lower rate.
A woman packing moving boxes in a sunny apartment.
Feb. 7, 2022 | By Dana George

Why So Many Americans Are Moving (and Where They’re Going) in 2022

More than one in 10 Americans moved in early 2021. Keep reading to learn some of the reasons, and what places they now call home
mature woman lying down on deck with her head resting against a beagle -- pet dog owner
Feb. 7, 2022 | By Dana George

7 Things Millennials Want in a New Home

No two millennials are the same, but many home buyers in this age range are looking for space to work remotely and room for their pets. Here's what else they value in a home.
Couple looking at a paper bill together at a table worried
Jan. 19, 2022 | By Dana George

Here's Who's Paying Up to 50% More in Property Taxes

There's something odd going on across the U.S.: Low-income homeowners are paying more than their fair share in taxes. Keep reading to learn more about what you can do if your tax bill is too high.
Woman checking mailbox in neighborhood with palm trees.
Jan. 19, 2022 | By Dana George

How Neighbors Impact the Value of Your Home

If you've ever wondered what happens to the value of your home when your neighbor's house is falling apart, keep reading. We break down the potential costs of a messy neighbor.