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Personal Loans Articles | Page 6

When you're trying to get out of debt, a personal loan may be right for you. Get more information about personal loans and whether they are a good fit for your situation.
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Recent Articles

A couple look over loan documents with their loan officer.
Aug. 7, 2022 | By David Chang, ChFC®, CLU®

Americans Are Borrowing Money to Buy Crypto. Should You?

One out of 4 crypto investors have taken out loans to invest in cryptocurrencies. Read on to find out if it's a good idea.
A person sitting at a desk and filling out paperwork.
Aug. 6, 2022 | By Lyle Daly

Dave Ramsey Says Debt Consolidation Doesn't Solve Anything. Is He Right?

Debt consolidation is a popular way to get out of debt. Learn why Dave Ramsey doesn't think it's a good idea and see if his logic makes sense.
A couple talking to a bank officer at a desk.
July 6, 2022 | By Dana George

Thinking of Taking Out a Loan Right Now? Here’s Why That May Be Risky

Debt always carries a measure of risk. Here's what one writer hopes you'll consider before borrowing.
A person driving a car.
June 7, 2022 | By David Chang, ChFC®, CLU®

Falling Behind on Your Car Payments? Here Are Your Options

Worried about your car payments? Here are options that can help.
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April 25, 2022 | By Natasha Etzel

86% of Americans Would Live in a Tiny Home. Should You Buy One?

Tiny homes are appealing because they can make living costs more affordable. But is a tiny house for you? Find out what you need to know before buying one.
An adult sits at a desk at home looking through financial documents.
March 19, 2022 | By Natasha Etzel

Buy Now, Pay Later Loans Will Soon Appear on Credit Reports

Buy now, pay later loans offer a convenient way for consumers to pay for larger purchases. Soon, BNPL data will appear on consumer credit reports. Find out more.
A couple talking to a bank officer at a desk.
Sept. 26, 2021 | By Kimberly Rotter, AFC®

Can You Get a Loan for $10,000?

Several types of loan can get you $10,000 when you need it. The best loan type partly depends on why you need the money.
A smiling couple driving their car down an open highway in the desert at dusk.
Sept. 24, 2021 | By Kimberly Rotter, AFC®

How to Get a Car Loan With a 720 Credit Score

A 720 is a good score by just about any measure. But to get the best deal on a car loan, make sure to maximize your credit score and shop around with multiple lenders.
Young woman having serious discussion with another person
Sept. 23, 2021 | By Dana George

How to Ask Someone to Cosign a Loan

Asking someone to cosign on a loan is huge. If you're going to do it, make sure you do it right. Here's how.
Young woman looks at her bills with a worried facial expression.
Sept. 3, 2021 | By Dana George

Where Can I Get a Payday Loan?

In some states, finding a payday lender is as easy as finding the nearest strip mall. But why borrow money at astronomically high rates when you have better options?
A young couple looks unsure about signing a financial document in a financer's office.
Sept. 1, 2021 | By Dana George

What Are Payday Loans?

Payday loans are short-term high-interest loans with an average interest rate of 400%. In this expert review, we discuss how they work and possible alternatives.
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Aug. 18, 2021 | By Natasha Etzel

Bad News: Taking a Better-Paying Job Could Cost You Big Bucks

Considering a higher-paying job? It may come with hidden expenses, which can add up. Find out more.
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Aug. 13, 2021 | By Dana George

Millions Have Applied for Auto Loans Through Ally in 2021. Should You?

In the midst of a pandemic, Ally auto loans has managed to rack up a record number of vehicle loans. Read more about what sets Ally apart from the competition.
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Aug. 7, 2021 | By Lyle Daly

3 Same-Day Loans That Aren't Payday Loans

People in need of fast cash often turn to costly payday loans. Discover some alternatives that don't have sky-high interest rates.
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Aug. 4, 2021 | By Lyle Daly

Is 690 a Good Credit Score for a Personal Loan?

Your credit score is a key factor when applying for a personal loan. Here's what you can expect during the loan process with a credit score of 690.
A man standing at the counter in his sunny kitchen and typing on his laptop.
July 28, 2021 | By Dana George

Are Online Loans Safe?

Need a loan but worried about working with an online lender? Keep reading to learn how safe online loans are and how to spot a scam.
A couple talking to a bank officer at a desk.
July 28, 2021 | By Dana George

Should You Get a Personal Loan? 6 Questions to Ask

Before applying for a personal loan, make sure you know the answers to these six questions.
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July 21, 2021 | By Brittney Myers

What to Do About Home Improvement Delays and Shortages

Manufacturing delays and labor and material shortages are impacting renovation costs. Here are a few tips for handling those costs.
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July 11, 2021 | By Elizabeth Aldrich

Step-by-Step Guide to Getting a Debt Consolidation Loan

Before you apply for a debt consolidation loan, pull your credit report, check your credit score, and calculate your monthly payment to make sure it's worth it.
Couple meeting with banker in an office.
July 10, 2021 | By Lyle Daly

5 Tips for Getting a Loan if Your Credit Score Is in the 600s

Your credit score is a significant factor when applying for a loan. Discover how you can improve your chances with a credit score in the 600s.
A young adult turning the key in the ignition of a car.
July 10, 2021 | By Elizabeth Aldrich

How Much Should You Spend on a Car? Here's How to Find Out

The monthly cost of car ownership includes your loan payments, interest charges, maintenance expenses, insurance, and more. Here's what you need to know.
A couple sit on the floor in a room with no furniture surrounded by paperwork and bills.
July 9, 2021 | By Lyle Daly

5 Reasons to Get a Debt Consolidation Loan

Unsure if you should apply for a debt consolidation loan? Here are the best reasons to get one.
A woman sitting in the driver's seat of a new car and talking to a salesman through the window.
July 6, 2021 | By Elizabeth Aldrich

4 Times You Might Want to Make a Small Down Payment on a Car

If you can get a car loan with a low interest rate and can afford bigger monthly payments, it might be wise to save some of your cash for unexpected expenses.
Young couple meets with an agent.
July 5, 2021 | By Elizabeth Aldrich

5 Mistakes to Avoid When Getting an Auto Loan

Make sure to avoid overpriced warranties, compare rates from various lenders, and choose the right loan amount and term before you take out an auto loan. Read on to learn more.
A couple reviewing bills together on a laptop while sitting in their kitchen.
July 1, 2021 | By Kimberly Rotter, AFC®

5 Myths About Debt Consolidation

Don't let the myths surrounding debt consolidation hold you back from considering this strategy for paying off debt. Keep reading to learn more.