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The ABOC Platinum Rewards Mastercard Credit Card is currently unavailable for new applications and card details here may be out of date.
If you're in the market for a rewards credit card or 0% intro APR credit card, you might have overlooked the ABOC Platinum Rewards Mastercard®. But this underdog has a lot to offer: automatic 5X points in rotating categories, a nice sign-up bonus, no annual fee, and a 0% intro APR on purchases.
ABOC Platinum Rewards Mastercard Credit Card
Great for: 0% intro APR
Packs in a robust rewards program for popular spending categories and a competitive 0% intro APR for purchases, all with no annual fee.
No annual fee: This card comes with a lot of benefits, and you won't have to pay an annual fee to get them.
0% intro APR for 12 months for purchases: You'll also get a full 12 months before you have to pay any interest on purchases.
$150 sign-up bonus: If you spend at least $1,200 on purchases within the first three months of getting this card, you'll receive a statement credit for $150. That spending threshold is a little higher than what some other no-annual-fee rewards cards require, but the amount of the reward is comparable.
Up to 5X points: There are several cards that offer 5% cash back in rotating quarterly categories. The ABOC Platinum Rewards Mastercard® differs in a couple of ways. First, there's no need to opt-in to earn more: any bonus category spending automatically counts. And instead of earning 5% cash back, you earn 5X points on spending in bonus categories ($1,500 quarterly spending cap), which may be worth more or less, depending on how you redeem them.
Broad bonus categories: Other rotating-category cards offer bonuses for narrower categories like fitness clubs, gas stations, or Uber and Lyft. The ABOC Platinum Rewards Mastercard® bonus categories cast a wider net:
Compare credit card rewards, fees, APRs, and more using our side-by-side comparison tool.
The ABOC Platinum Rewards Mastercard® is best for people with at least a good credit rating. According to FICO, that translates into a score of 670 or better. This makes the card easier to qualify for than some of its competitors, especially if you have a lower credit score. Worth noting: Approval depends on a combination of other factors, including your income level and other aspects of your credit report.
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Citi® Double Cash Card – 18 month BT offer | Chase Freedom Flex℠ |
Rating image, 5.00 out of 5 stars.
5.00 stars
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. |
Rating image, 5.00 out of 5 stars.
5.00 stars
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. |
Apply Now for Citi® Double Cash Card – 18 month BT offer
On Citi's Secure Website. |
Apply Now for Chase Freedom Flex℠
On Chase's Secure Website. |
Credit Rating Requirement: |
Credit Rating Requirement: |
Welcome Offer: N/A |
$200 |
Up to 2% cash back |
1% - 5% cash back |
Intro APR: Purchases: N/A Balance Transfers: 0%, 18 months |
Intro APR: Purchases: 0%, 15 months Balance Transfers: 0%, 15 months |
Regular APR: 14.74% - 24.74%, variable |
Regular APR: 15.24% - 23.99% Variable |
Annual Fee: $0 |
Annual Fee: $0 |
Highlights:
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Highlights:
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Apply Now for Citi® Double Cash Card – 18 month BT offer
On Citi's Secure Website. |
Apply Now for Chase Freedom Flex℠
On Chase's Secure Website. |
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The ABOC Platinum Rewards Mastercard® is one of the more underrated rewards cards, and that's why we think it deserves your consideration. That said, there are some people it might serve better than others. That might be you if:
The credit limit on the ABOC Platinum Rewards Mastercard® varies, depending on criteria like income and credit history.
ABOC is no longer accepting new applications for this card, although customers who already have an ABOC Platinum Rewards Mastercard® can continue to make purchases and to benefit from the features of the card.
No, the ABOC Platinum Rewards Mastercard® is not a metal credit card.
We're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. The Ascent does not cover all offers on the market. Editorial content from The Ascent is separate from The Motley Fool editorial content and is created by a different analyst team. The Motley Fool has a Disclosure Policy. The Author and/or The Motley Fool may have an interest in companies mentioned.
The Motley Fool owns shares of and recommends Mastercard.
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