Best Credit Card Sign-Up Bonuses

Matt is a Certified Financial Planner® and investment advisor based in Columbia, South Carolina. He writes personal finance and investment advice, and in 2017 he received the SABEW Best in Business Award.

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We’ve vetted some of the most popular offers on the market and narrowed down the list to a select number that fit with what we value in a credit card -- namely, balancing rewards with Swiss Army knife-style perks that help you ascend to conquer your money goals. Explore our picks for best credit card sign-up bonuses, some of which are from our partners.

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On Chase's Secure Website.

Our Bottom Line

One of the most popular travel cards for many reasons. This offer is practically a must-have for travelers seeking a big sign-up bonus and one of the best points programs available on the market.

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What we Like:
  • 60,000 points sign-up bonus
  • 2 points per $1 for travel & dining
  • Flexible points transfer program
Key Scores:
4.5 5 Perks
5.0 5 Fees
1.5 5 APR
Perks 4.5/5
Fees 5.0/5
APR 1.5/5
  • Annual Fee: $95
  • Regular APR: 17.74% - 24.74% Variable
  • Intro APR: Purchases: N/A, N/A Balance Transfers: N/A, N/A
Highlights
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel
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Apply Now
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On Capital One's Secure Website.

Our Bottom Line

Strikes a nice balance of high rewards and a big sign-up bonus with low fees. With a base travel rewards rate of 2 miles per $1 and other perks on Hotels.com purchase and TSA Pre✓® credits, this is a no-fuss travel rewards card that's hard to ignore

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What we Like:
  • 50,000 miles sign-up bonus
  • 10 miles per $1 at Hotels.com
  • 2 miles per $1
  • No foreign transaction fees
Key Scores:
4.0 5 Perks
5.0 5 Fees
2.5 5 APR
Perks 4.0/5
Fees 5.0/5
APR 2.5/5
  • Annual Fee: $0 intro for first year; $95 after that
  • Regular APR: 17.49% - 24.74% Variable
  • Intro APR: Purchases: N/A Balance Transfers: N/A
Highlights
  • Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
  • Earn 2X miles on every purchase, every day. Plus earn 10X miles on thousands of hotels, through January 2020; learn more at hotels.com/venture
  • Named ‘The Best Travel Card' by CNBC, 2018
  • Receive up to $100 application fee credit for Global Entry or TSA Pre✓®
  • Fly any airline, stay at any hotel, anytime; no blackout dates. Plus transfer your miles to over 12 leading travel loyalty programs
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • No foreign transaction fees
  • $0 intro annual fee for the first year; $95 after that
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Apply Now
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On Discover's Secure Website.

Our Bottom Line

A clear cash-back leader with a laundry list of perks that reads like a novel. You’ll be hard pressed to find a competing card with a matching feature set and no annual fee.

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What we Like:
  • Bonus cash back
  • No annual fee
  • 0% intro APR offer
  • FICO® Score for free
Key Scores:
5.0 5 Perks
4.0 5 Fees
5.0 5 APR
Perks 5.0/5
Fees 4.0/5
APR 5.0/5
  • Annual Fee: $0
  • Regular APR: 13.74% - 24.74% Variable
  • Intro APR: Purchases: 0.00%, 14 months Balance Transfers: 0.00%, 14 months
Highlights
  • INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
  • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate.
  • Plus, earn unlimited 1% cash back on all other purchases - automatically.
  • Redeem cash back any amount, any time. Rewards never expire.
  • Use your rewards at Amazon.com checkout.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
  • No annual fee.
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Rates & Fees
Apply Now
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On Bank of America's Secure Website.

Our Bottom Line

The bonus leads the pack in the no-annual fee category, plus you earn premium cash back in a category of your choice and now have access to a long 0% intro APR offer.

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What we Like:
  • Big bonus offer
  • 3% back on gas or a category of your choice
  • No annual fee
Key Scores:
5.0 5 Perks
4.0 5 Fees
4.5 5 APR
Perks 5.0/5
Fees 4.0/5
APR 4.5/5
  • Annual Fee: $0
  • Regular APR: 15.74% - 25.74% Variable
  • Intro APR: Purchases: 0%, 15 billing cycles Balance Transfers: 0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days
Highlights
  • No annual fee
  • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
  • Earn 3% cash back in the category of your choice, 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases
  • 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 15.74% - 25.74% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
  • No expiration on rewards
  • If you're a Preferred Rewards member, you can earn 25% - 75% more cash back on every purchase
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Apply Now
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On Chase's Secure Website.

Our Bottom Line

Packed with a deep bench of perks that is rare in the cash-back category, including an easy-to-pocket bonus, long 0% intro APR offers, and bonus cash back. It's a leading pick no doubt.

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What we Like:
  • Cash sign-up bonus
  • Earn up to 5% cash back
  • 0% intro APR offer for 15 months
  • No annual fee
Key Scores:
5.0 5 Perks
4.0 5 Fees
4.0 5 APR
Perks 5.0/5
Fees 4.0/5
APR 4.0/5
  • Annual Fee: $0
  • Regular APR: 16.74% - 25.49% Variable
  • Intro APR: Purchases: 0%, 15 months Balance Transfers: 0%, 15 months
Highlights
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
  • Unlimited 1% cash back on all other purchases - it's automatic
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.74 - 25.49%.
  • 3% intro balance transfer fee when you transfer a balance during the first 60 days your account is open, with a minimum of $5.
  • No annual fee
  • Cash Back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back.
  • Free credit score, updated weekly with Credit Journey℠
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Apply Now
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On Chase's Secure Website.

Our Bottom Line

The annual fee isn't cheap but the sign-up bonus, premium rewards for travel & dining, and wide array of valuable travel credits make this a compelling offer that will offset the cost of the annual fee for many

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What we Like:
  • 50,000 points sign-up bonus
  • $300 annual travel credits
  • 3 points per $1 on travel & dining
  • $100 credit for Global Entry or TSA Pre✓®
Key Scores:
4.5 5 Perks
5.0 5 Fees
1.5 5 APR
Perks 4.5/5
Fees 5.0/5
APR 1.5/5
  • Annual Fee: $450
  • Regular APR: 18.74% - 25.74% Variable
  • Intro APR: Purchases: N/A, N/A Balance Transfers: N/A, N/A
Highlights
  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • Named "Best Premium Travel Credit Card" for 2018 by MONEY® Magazine
  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year
  • 3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants & 1 point per $1 spent on all other purchases. $0 foreign transaction fees.
  • Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $750 toward travel
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,000+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select
  • Up to $100 application fee credit for Global Entry or TSA Pre✓®
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Apply Now
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On Bank of America's Secure Website.

Our Bottom Line

The introductory bonus offer, premium travel & dining rewards, and up to $200 in travel-related statement credits make this a compelling offer for travelers who can justify paying an annual fee.

Read Full Review
What we Like:
  • 2 points per $1 for travel & dining
  • Big bonus offer
  • Up to $200 in travel credits
Key Scores:
4.0 5 Perks
5.0 5 Fees
1.5 5 APR
Perks 4.0/5
Fees 5.0/5
APR 1.5/5
  • Annual Fee: $95
  • Regular APR: 17.74% - 24.74% Variable
  • Intro APR: Purchases: N/A Balance Transfers: N/A
Highlights
  • Receive 50,000 bonus points - a $500 value - after you make at least $3,000 in purchases in the first 90 days of account opening
  • Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points per $1 spent on all other purchases
  • If you're a Bank of America Preferred Rewards member, you can earn 25%-75% more points on every purchase
  • No limit to the points you can earn and your points don't expire
  • Redeem for cash back as a statement credit, deposit into eligible Bank of America® accounts, credit to eligible Merrill accounts, or gift cards or purchases at the Bank of America Travel Center
  • Get up to $200 in combined airline incidental and airport expedited screening statement credits + valuable travel insurance protections
  • No Foreign Transaction Fees
  • Low $95 annual fee
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Apply Now
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On Bank of America's Secure Website.

Our Bottom Line

No-annual-fee travel cards typically skimp on the sign-up bonus, but this card delivers with its market-leading intro bonus offer, unlimited rewards on spending, and other wallet-friendly perks.

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What we Like:
  • Unlimited 1.5 points per $1
  • Big intro bonus offer
  • No foreign transaction fees
Key Scores:
5.0 5 Perks
4.0 5 Fees
4.0 5 APR
Perks 5.0/5
Fees 4.0/5
APR 4.0/5
  • Annual Fee: $0
  • Regular APR: 16.74% - 24.74% Variable
  • Intro APR: Purchases: 0%, 12 billing cycles Balance Transfers: N/A
Highlights
  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
  • 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
  • Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions
  • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
  • Comes with chip technology for enhanced security and protection at chip-enabled terminals
  • 0% Introductory APR for 12 billing cycles for purchases. After the intro APR ends, 16.74% - 24.74% Variable APR will apply
  • If you're a Preferred Rewards member, you can earn 25% - 75% more points on every purchase
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Apply Now
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On Discover's Secure Website.

Our Bottom Line

A fit for occasional travelers, this card's most valuable perks are unlimited 1.5 miles per $1, no foreign transaction fees, and double miles earned in the first year

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What we Like:
  • 1.5 Miles per $1
  • Double Miles in the first year
  • No annual fee
  • FICO® Score for free
Key Scores:
2.0 5 Perks
5.0 5 Fees
5.0 5 APR
Perks 2.0/5
Fees 5.0/5
APR 5.0/5
  • Annual Fee: $0
  • Regular APR: 13.74% - 24.74% Variable
  • Intro APR: Purchases: 0.00%, 14 months Balance Transfers: 10.99%, 14 months
Highlights
  • UNLIMITED BONUS: Discover will match ALL the Miles you’ve earned at the end of your first year, automatically. For example, if you earn 35,000 Miles, you get 70,000 Miles. That’s $700 towards travel! The more you earn, the more you get.
  • Earn unlimited 1.5x Miles for every dollar spent on all purchases - with no annual fee.
  • No Blackout Dates. Simply pay for travel purchases like airlines, hotels, rental cars, and more with your Discover it® Miles card.
  • Miles Pay You Back. Easily redeem Miles as a statement credit for travel purchases. Or get cash.
  • Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances, and balance transfers.
  • Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
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Rates & Fees
Apply Now
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On Capital One's Secure Website.

Our Bottom Line

An easy choice for businesses looking to only carry one card for all general purchases. The limited time sign-up bonus is among the biggest you'll find and the flat 2% cash back rate outpaces the competition as well.

Read Full Review
What we Like:
  • Limited time offer - Up to $2,000 bonus
  • 2% cash back
  • No foreign transaction fees
Key Scores:
4.5 5 Perks
4.0 5 Fees
4.0 5 APR
Perks 4.5/5
Fees 4.0/5
APR 4.0/5
  • Annual Fee: $0 intro for first year; $95 after that
  • Regular APR: 18.74% Variable
  • Intro APR: Purchases: N/A Balance Transfers: N/A
Highlights
  • Limited Time Offer: Earn up to $2,000 in cash bonuses
  • Earn a $500 cash bonus when you spend $5,000 in the first 3 months and earn $1,500 when you spend $50,000 in the first 6 months of your account opening
  • Earn unlimited 2% cash back for your business on every purchase, everywhere, no limits or category restrictions
  • $0 annual fee for the first year; $95 after that
  • Free employee cards, which also earn unlimited 2% cash back on all purchases
  • $0 Fraud Liability if your card is lost or stolen
  • Rewards won't expire for the life of the account, and you can redeem your cash back for any amount
  • No foreign transaction fees
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Apply Now
Secure lock icon.

On Capital One's Secure Website.

Our Bottom Line

One of the best cards for businesses looking to capitalize on a travel reward for their everyday purchases. With a massive sign up bonus, 2x miles, and low fees, it is a great choice for jet-setting small businesses.

Read Full Review
What we Like:
  • Limited time offer - Up to 200,000 miles bonus
  • Unlimited 2x miles
  • No foreign transaction fees
Key Scores:
4.5 5 Perks
4.0 5 Fees
4.0 5 APR
Perks 4.5/5
Fees 4.0/5
APR 4.0/5
  • Annual Fee: $0 intro for first year; $95 after that
  • Regular APR: 18.74% Variable
  • Intro APR: Purchases: N/A Balance Transfers: N/A
Highlights
  • Limited Time Offer: Earn up to 200,000 bonus miles worth up to $2,000 to spend on travel—flights, hotels and more
  • Earn 50,000 bonus miles when you spend $5,000 in the first 3 months and earn 150,000 bonus miles when you spend $50,000 in the first 6 months of your account opening
  • Earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won't expire for the life of the account
  • Earn 5X miles on hotel and rental car bookings through Capital One TravelSM using a Spark Miles card
  • Transfer your miles to 10+ leading travel loyalty programs like JetBlue™, Air Canada, and Emirates™
  • Redeem your miles instantly for any travel-related purchases, from flights and hotels to ride-sharing services
  • Fly through security with one statement credit for either the $85 TSA Pre✓® application fee or the $100 Global Entry application fee
  • $0 intro annual fee for the first year; $95 after that
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Get our latest tips and uncover more of our top picks to help you conquer your money goals

People who have good to excellent credit scores can cash in on sign-up bonuses valued at hundreds of dollars just for opening a new credit card account and using it for purchases. In a competitive card market, many of the best credit cards are paying out some of the largest sign-up bonuses in recent memory.

In this new “golden age” for credit card rewards, sign-up bonuses remain one of the best ways to get a fast start toward earning high rewards. You can think of a sign-up bonus as a way to earn elevated rewards shortly after opening a new credit card account.

How we picked the winners

Big dollar bonuses, the quality of the cards rewards program, justifiable fees, and promotional APR offers are all major ranking factors for inclusion on this list. What’s also important are both the absolute size of the bonus and the spending requirement to qualify. It’s common for no-annual-fee cards to include cash bonuses ranging from $150 to $200 when spending $500 to $1,000 within three months. Cards with annual fees should generally offer a bonus valued at $500 or higher, with most requiring $3,000 to $4,000 in spending within three months to qualify. Our picks either match or beat these ranges, while also delivering in other important categories outlined above.

Why you can trust us

In building The Ascent, we reviewed hundreds of credit card offers on more than 6,000 data points to find the very best cards issuers have to offer. That means scouring every last word of the fine print and comparing cards on rewards and other perks to find the credit card industry’s A+ students. Most importantly, as sign-up bonus hunters ourselves, we’ve applied for and used many of the cards we picked as the best in the category.

What is a sign-up bonus?

A credit card sign-up bonus is a financial incentive you receive for opening a new credit card account and using it for a certain amount of spending shortly after account opening. A typical sign-up bonus might offer cardholders $150 in cash after spending at least $500 in the first 90 days after account opening.

Credit cards with the best sign-up bonus opportunities generally carry an annual fee and require more spending to qualify. For example, the best card on the market currently offers $750 in sign-up bonus travel value, though it carries an annual fee and requires $4,000 of spending in the first three months after account opening. In contrast, no-annual-fee credit cards offer sign-up bonuses worth $150 or $200 and typically require only $500 to $1,000 in spending in the first three months after account opening.

Front-end vs. back-end bonuses

We tend to think that new cardholder bonuses can be divided into two categories. There are what we call “front-loaded bonuses,” which offer a certain amount of rewards for meeting a minimum spend, and “back-loaded bonuses,” which pay bonuses based on your spending over longer periods of time.

  • Front-loaded bonuses -- These cards offer nearly immediate rewards in the form of a bonus for making a certain amount of spend in the first three months after account opening. Front-end bonuses are the most common.
  • Back-loaded bonuses -- Discover cards tend to have back-end bonuses where you receive a bonus calculated from your spending over a full year. For example, Discover matches all rewards earned in the first year of having the card, effectively doubling rewards you earn. If you spend heavily, such offers can be very lucrative, though you’ll have to wait longer to collect your bonus rewards.

Valuing sign-up bonuses

The financial value of a sign-up bonus may not be as obvious as it appears, particularly if the sign-up bonus is denominated in “points” or “miles” rather than cash because the value of a point or mile may vary based on the redemption method.

Chase Sapphire Preferred® Card offers a sign-up bonus of 60,000 points and the Capital One® Venture® Rewards Credit Card offers a sign-up bonus of 50,000 miles. That said, though the numbers look similar, the actual value of the sign-up bonus varies greatly when these rewards are redeemed for travel.

Credit card Sign-up bonus Travel value per point or mile Sign-up bonus value
Chase Sapphire Preferred® 60,000 points $0.0125* $750
Capital One® Venture® Rewards Credit Card 50,000 miles $0.01 $500

Redeemed through Chase's travel portal.

Of course, there are other ways to measure rewards. Some people like to compare sign-up bonuses based on the value of the bonus as a percentage of the spending requirement to get it. Viewed in this way, Capital One® Venture® Rewards Credit Card actually offers more value.

Credit card Sign-up bonus Minimum spend requirement Sign-up bonus as a percentage of the minimum spend requirement
Chase Sapphire Preferred® 60,000 points ($750 in travel value) $4,000 in the first 3 months after account opening 18.75%
Capital One® Venture® Rewards Credit Card 50,000 miles ($500 in travel value) $3,000 in the first 3 months after account opening 16.7%

All this is to say that sign-up bonuses should be compared to how much spending you can reliably expect to put on a card during the sign-up bonus period. If you can only spend $2,000 in a three month period, then it makes little sense to sign up for a credit card that requires $3,000 of spending to get the sign-up bonus, for example.

Should you pay an annual fee?

The largest sign-up bonuses are typically offered by credit cards that have annual fees and large minimum spending requirements to get the bonus. If that's what you value, then paying an annual fee may be table stakes.

If you intend to carry a card for the long haul, then it would be wise to consider the cost of the annual fee when making a decision on which card is best. We tend to think the best way to look at annual fees is to consider them as a fee you pay for an increased rewards rate on your spending.

Picking a good sign-up bonus card

Choosing which sign-up bonus card is best for you really comes down to a few key features. Here’s what you should analyze when making the decision on which sign-up bonus card is worthy of your application:

  • Look at the minimum spending requirement -- Sign-up bonuses require you to meet a certain minimum spending amount to qualify. If you have lower spending needs, it may be smart to apply for cards that have a $500 or $1,000 minimum spending requirement vs. a card that requires $4,000 or more of spending to qualify.
  • Consider on-going rewards rates -- The sign-up bonus is just one part of a rewards program. You should also look for a card that offers a rewards program that fits well with your budget, rewarding you the most for what you spend on.
  • Take note of the annual fee -- The cards that offer the highest sign-up bonuses also come with the highest annual fees.

Is a sign-up bonus card right for you?

A credit card that offers a sign-up bonus may appear to be a no-brainer, but there are a few instances in which prospective applicants might want to pass on a lucrative bonus offer. If all of the following statements apply to you, then you’re probably a good candidate for a card that offers a sign-up bonus:

You can meet the minimum spend requirement -- New cardholder bonuses are all or nothing perks that require a certain amount of spending to qualify. If you can’t meet the spend requirement, you should probably pass on the card.

You will redeem through the preferred method -- Bonus points or miles you earn from a travel card are usually worth much more when redeemed for travel rather than cash. Redeem travel card bonuses for travel to get the most value from them. As a general rule, travel cards make sub-par cash-back credit cards.

You will redeem through the preferred method -- Bonus points or miles you earn from a travel card are usually worth much more when redeemed for travel rather than cash. Redeem travel card bonuses for travel to get the most value from them. As a general rule, travel cards make sub-par cash-back credit cards.

You won’t carry a balance -- If you plan on carrying a balance, a sign-up bonus card probably isn’t the best choice. That’s because the interest you pay on the balance can easily exceed the benefit of the new cardholder bonus. A card that offers 0% intro APRs on purchases or balance transfers would be a smarter pick since the 0% intro APR can help you avoid hundreds of dollars in interest charges over the life of the balance.

You have good or excellent credit -- Cards that offer sign-up bonuses require good to excellent credit. A credit score above 720 is ideal since that puts applicants in a cohort of “prime” borrowers who are most likely to get approved for a high-end rewards card. Of course, people with lower scores can also get approved, since there are more factors (such as income) that play into credit decisions, but these cards generally aren’t open to people who have recent blemishes on their credit reports.

To recap, here are the best sign-up bonus credit cards

Here Are The Ascent's Picks for Top Credit Card Sign-Up Bonuses:
Card Sign-Up Bonus Great For…
Chase Sapphire Preferred® Card Graphic of Chase Sapphire Preferred® Card Sign-Up Bonus:

60,000 points

Great For:

Travel and points transfers

Capital One® Venture® Rewards Credit Card Graphic of Capital One® Venture® Rewards Credit Card Sign-Up Bonus:

50,000 miles

Great For:

Flat-rate travel miles

Discover it® Cash Back Graphic of Discover it® Cash Back Sign-Up Bonus:

Double cash back in the first year

Great For:

Bonus cash rewards and no annual fee

Bank of America® Cash Rewards credit card Graphic of Bank of America® Cash Rewards credit card Sign-Up Bonus:

$200

Great For:

Cash rewards program

Chase Freedom® Graphic of Chase Freedom® Sign-Up Bonus:

Rotating bonus cash rewards program

Great For:

Bonus cash rewards program

Chase Sapphire Reserve® Graphic of Chase Sapphire Reserve® Sign-Up Bonus:

50,000 points

Great For:

For premium travel

Bank of America® Premium Rewards® Visa® credit card Graphic of Bank of America® Premium Rewards® Visa® credit card Sign-Up Bonus:

50,000 points

Great For:

Premium travel

Bank of America® Travel Rewards Visa® credit card Graphic of Bank of America® Travel Rewards Visa® credit card Sign-Up Bonus:

25,000 points

Great For:

Unlimited travel rewards

Discover it® Miles Graphic of Discover it® Miles Sign-Up Bonus:

Double miles in the first year

Great For:

Travel card with no annual fee

Capital One® Spark® Cash for Business Graphic of Capital One® Spark® Cash for Business Sign-Up Bonus:

Up to $2,000 bonus

Great For:

Business cash back

Capital One® Spark® Miles for Business Graphic of Capital One® Spark® Miles for Business Sign-Up Bonus:

Up to 200,000 miles bonus

Great For:

Business travel

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