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Give to Caesar what is Caesar's -- that, in a nutshell, is the purpose of the Caesars Rewards® Visa® Credit Card. Indeed, though it's packed with bonuses and rewards, you need to be a higher spender at establishments within the Caesar Entertainment group to make this card worth choosing over other travel credit cards. If that sounds like you, let's break down what it offers and see if it deserves a place in your wallet.
Caesars Rewards® Visa® Credit Card
Good (670-850)
Regular APR
32.24%, 27.24%, or 23.24%, variable
Rewards 5 reward credits for every $1 spent at Caesars Rewards resorts and casinos. 2 reward credits for every $1 spent on restaurants, travel and entertainment. 1 reward credit for every $1 everywhere else Visa is accepted and cash advances.
1x-5x reward credits
Annual Fee
$0
Welcome Offer Spend $1,000 outside of a Caesars Rewards destination within the first 90 days of approval to earn 10,000 Reward Credits® and 2,500 Tier Credits.
10,000 Reward Credits® and 2,500 Tier Credits
Earn 5 Rewards Credits at Caesar Rewards resorts and casinos, plus a chance to get multiple bonus offers within your card's first year.
We recommend comparing options to ensure the card you're selecting is the best fit for you. To make your search easier, here's a short list of standout credit cards.
Offer | Our Rating | Welcome Offer | Rewards Program | APR | Learn More |
---|---|---|---|---|---|
Rating image, 5.00 out of 5 stars.
5.00/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best = Excellent = Good = Fair = Poor |
Discover will match all the cash back you’ve earned at the end of your first year. N/A | 1% - 5% Cashback Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases—automatically. |
Intro: Purchases: 0%, 15 months Balance Transfers: 0%, 15 months Regular: 17.24% - 28.24% Variable APR |
||
Rating image, 5.00 out of 5 stars.
5.00/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best = Excellent = Good = Fair = Poor |
Up to $300 cash back Earn an extra 1.5% on everything you buy (on up to $20,000 spent in the first year) — worth up to $300 cash back. That's 6.5% on travel purchased through Chase Travel, 4.5% on dining and drugstores, and 3% on all other purchases. | 1.5% - 5% cash back Enjoy 5% cash back on travel purchased through Chase Travel, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases |
Intro: 0% Intro APR on Purchases and Balance Transfers for 15 months Purchases: 0% Intro APR on Purchases, 15 months Balance Transfers: 0% Intro APR on Balance Transfers, 15 months Regular: 20.49% - 29.24% Variable |
Apply Now for Chase Freedom Unlimited®
On Chase's Secure Website. |
|
Apply Now for Chase Sapphire Preferred® Card
On Chase's Secure Website. |
Rating image, 4.50 out of 5 stars.
4.50/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best = Excellent = Good = Fair = Poor |
60,000 bonus points Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠. | 5x on travel purchased through Chase Travel℠, 3x on dining and 2x on all other travel purchases Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more. |
Intro: N/A Purchases: N/A Balance Transfers: N/A Regular: 21.49%-28.49% Variable |
Apply Now for Chase Sapphire Preferred® Card
On Chase's Secure Website. |
This credit card is a good fit for: Caesar loyalists who play frequently at its casinos, stay at its hotels or resorts, and have a large annual spending there.
For those who play or stay frequently at Caesar resorts and casinos, this credit card has a few bonuses for you. Here's how the perks break down.
It's no secret: the Caesars Rewards® Visa® Credit Card will reward you most when you use it to cover spending at Caesar establishments. Here's how the earning rates break down.
That last rate is unique. Most rewards credit cards don't earn extra rewards on cash advances. While we don't encourage cash advances on credit cards (more on that below), earning rewards could offset some of the costs if you absolutely must use your credit card to withdraw cash.
The Caesars Rewards® Visa® Credit Card offers new cardholders two distinct bonuses.
In addition to the welcome bonus, this card also has two bonuses available to cardholders annually.
Despite its perks, this card falls short in several key areas.
For a card that's built for high rollers, its bonuses are a little wimpy. In fact, among other travel credit cards we've reviewed, this card's welcome bonus is about as low as you can get.
The value of your Rewards Credits will depend on how you use them, but you'll typically get $1 in value for every 100 to 300 RCs you redeem. That means, your 10,000 RC bonus could bring you about $33.33 to $100. That's nothing special, especially when compared with the rewards on other hotel credit cards.
As mentioned above, this card will give you 1 RC for every $1 you withdraw on a cash advance. While it's unusual for credit cards to earn rewards in this way, the perk isn't so glamorous when you consider the card's egregious APR for cash advances, which can be as high as 33.24%. This is the interest you'll pay from the moment you withdraw cash with your card (there's no grace period) and could easily wipe out any rewards you earn.
On top of that, you'll also pay a cash advance fee equal to $5 or 3% of the amount withdrawn, whichever is greater.
It's important to keep this in mind, using your credit card to withdraw cash can be expensive and is generally unwise. Weigh the cons carefully before you use a credit card to get cash, as it could leave you with more debt than rewards.
The card may give you automatic Platinum Status when you spend $0.01 within the first 90 days. But keep in mind that your status resets on Jan. 1 of every year. The best way to maximize your Platinum Status, then, would be to apply for this card at the beginning of a calendar year.
To keep your Rewards Credits fresh, you have to use your Caesars Rewards® Visa® Credit Card at least once every six months. If you don't, your entire RC balance will be erased.
If you use this card outside the U.S., you'll pay a foreign transaction fee equal to 3% of each transaction in U.S. dollars.
You should aim to have good credit (or a FICO® Score of at least 670) if you want a chance at getting the Caesars Rewards® Visa® Credit Card. That said, approval isn't based solely on your credit score. Your full credit profile and income will also be analyzed. So even if you have excellent credit -- but have had multiple hard inquiries recently -- there's still a slight chance you could be denied.
At The Motley Fool Ascent, we rate credit cards on a five-star scale (1 = poor, 5 = best). Our rating criteria includes rewards rates, welcome bonuses, fees, and perks like travel credits and 0% intro APR offers to evaluate our ratings.
We combine these factors with an evaluation of brand reputation and customer satisfaction to ensure you're getting the best card recommendations. Learn more about how The Ascent rates credit cards.
Rewards Credits are comps you can use toward rooms, food, shopping outlets, and other purchases at Caesar Rewards resorts and casino. Tier Credits apply toward your status within Caesar's rewards program (Gold, Platinum, Diamond, or Seven Stars).
No, it doesn't. That said, if you spend $5,000 on your Caesars Rewards® Visa® Credit Card within a calendar year, you'll automatically get Platinum Status.
They're the same rewards program. Caesar Rewards replaced Total Rewards in 2019.
Our Credit Cards Experts
We're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. The Ascent, a Motley Fool service, does not cover all offers on the market. The Ascent has a dedicated team of editors and analysts focused on personal finance, and they follow the same set of publishing standards and editorial integrity while maintaining professional separation from the analysts and editors on other Motley Fool brands.
The Motley Fool owns shares of and recommends Visa.