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If food rewards are important, consider adding the Capital One SavorOne Cash Rewards Credit Card to your wallet. Among its slate of marquee features, the premium earn rates for dining and groceries make this a hard card to pass up. Capital One also piles on a few perks, an introductory bonus, and other features to attract and keep non-foodie customers. Let's take a seat at the table and learn more with our Capital One SavorOne Cash Rewards Credit Card review.
Capital One SavorOne Cash Rewards Credit Card
Great for: Dining and groceries rewards
On Capital One's Secure Website.
On Capital One's Secure Website.
Dining and grocery spending will earn premium rewards, but that's not the only showstopper. The sign-up bonus, no annual fee, and a 0% intro APR offer can add a ton of value.
This credit card is a good fit for: Consumers who have high spending in dining and entertainment. Those who have an expensive purchase to make and pay off gradually, or wanting to pay off debt faster with balance transfer strategies, will also appreciate this card's 0% intro APR.
3% cash back on dining, select grocery stores, entertainment, and streaming services: The card reserves its highest cash-back level for dining, grocery, entertainment, and online streaming purchases. All other purchases earn at the card's standard 1% rate. Unlike some rewards credit cards with elevated rewards categories, Capital One doesn't put a cap on how much cash back you can reap. You'll earn all you can eat.
$200 intro cash bonus: You can earn a relatively easy $200 by spending only $500 within three months of the account opening.
0% intro APR on purchases and balance transfers for 15 months: I tend to be partial to cards with 0% intro APR regimes that last more than a year and 15 months leaves plenty of time to effectively finance expensive purchases interest-free. This same 0% intro APR applies to balance transfers.
No annual fee: It isn't unusual for an issuer to tack an annual fee onto a rewards card; thankfully, that's not the case here.
Extremely flexible cash-back redemption options: You can redeem cash back for any amount you choose, and you don't have to be quick about it -- the cash back you earn never expires as long as you hold the card.
No foreign transaction fee: Eat your way around the world! Cardholders pay no foreign transaction fees on their purchases outside the U.S.
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Capital One® Savor® Cash Rewards Credit Card |
Blue Cash Preferred® Card from American Express |
Rating image, 4.50 out of 5 stars.
4.50 stars
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. |
Rating image, 5.00 out of 5 stars.
5.00 stars
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. |
Apply Now for Blue Cash Preferred® Card from American Express
On American Express' Secure Website. Terms apply |
|
Rates & Fees | |
Credit Rating Requirement: |
Credit Rating Requirement: |
$300 |
$300 statement credit |
1% - 4% cash back |
1% - 6% cash back |
Intro APR: Purchases: N/A Balance Transfers: N/A |
Intro APR: Purchases: 0%, 12 months Balance Transfers: N/A |
Regular APR: 15.99% - 23.99%, variable |
Regular APR: 14.74%-24.74% Variable |
Annual Fee: $95 |
$0 introductory annual fee for the first year, then $95. |
Highlights:
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Highlights:
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Apply Now for Blue Cash Preferred® Card from American Express
On American Express' Secure Website. Terms apply |
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Capital One® Savor® Cash Rewards Credit Card is temporarily unavailable on The Ascent. All information was collected independently from the issuer. Some items may be out of date.
Balance transfer fee: While the balance transfer offer is a standout perk, consider that there is a 3% fee for each balance transfer. This fee is in line with the competition.
Compare credit card rewards, fees, APRs, and more using our side-by-side comparison tool.
You will need good to excellent credit to qualify for Capital One SavorOne Cash Rewards Credit Card -- a FICO® Score of at least 670 will give you a chance, but a score in the 700s will make it a lot easier for you to qualify. Capital One wants potential cardholders to have excellent credit, by which it means that you have:
That said, Capital One stresses that these are only guidelines in its decision to award you the card. Other factors can and will be considered.
Capital One SavorOne Cash Rewards Credit Card is one of the best credit cards for dining and entertainment junkies. The combination of the premium rewards in bonus categories and no annual fee is hard to beat..
Other good reasons to own the card:
For those who don't devote much of their budget in bonus earning categories, this might not be the ideal card. Competing products offer better cash-back rates, either on a flat-rate basis or in several categories.
The minimum credit limit for the Capital One SavorOne Cash Rewards Credit Card seems to be $1,000. Credit limits as high as $10,000 have been self-reported by cardholders.
No, the Capital One SavorOne Cash Rewards Credit Card is made of plastic.
The Capital One SavorOne Cash Rewards Credit Card is a Mastercard. Specifically, it's a World Elite Mastercard®, which is the top tier of Mastercard card types.
We're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. The Ascent does not cover all offers on the market. Editorial content from The Ascent is separate from The Motley Fool editorial content and is created by a different analyst team. The Motley Fool has a Disclosure Policy. The Author and/or The Motley Fool may have an interest in companies mentioned.
For rates and fees for the Blue Cash Preferred® Card from American Express, click here
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