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This auto insurer is a good fit for: Drivers with a poor driving record, lapsed coverage, or who might otherwise have trouble getting coverage. Read on to learn how The General could be a good fit for you.
Monthly premium costs:
The General has an A- rating (Excellent) from A.M. Best, likely due to the financial standing of their parent company, American Family. So drivers shouldn't have to worry about whether this insurance provider will still be in business when they need them.
The General fills the insurance gap for drivers who might not be able to get a policy with another company due to accidents, tickets, or a lapse in insurance.
Customers give the company 4.65 out 5 stars in BBB ratings.
The General caters to customers who need (or can afford) only liability insurance. Anything else is an add-on. A standard policy provides no-frills coverage.
Because The General's advertised price provides only basic coverage, additional coverage quickly plumps the monthly premium. Customers required to carry an SR-22 bond (a specific certificate that some high-risk drivers need) also face high premiums.
If you have a good driving history: You'll be much better off with a company like Liberty Mutual. Optional add-ons, multiple discounts, and locked-in rates are a few of the perks that make Liberty Mutual attractive. Plus, Liberty Mutual's wide-range of products makes it possible to bundle auto and home coverage.
If you have a poor driving record: Geico provides insurance to high-risk drivers, and is worth comparing against The General before you make your pick. Geico customers use phrases like "user friendly" and "no ridiculous wait times" to describe their experience with the company. The combination of exceptional financial strength and low rates makes Geico a worthy competitor.
Customers don't typically opt for The General coverage unless their choices are limited. Here is an idea of their basic prices:
|35y, female, clean record||35y, male, clean record||35y, female, one accident||18y, male, clean record|
The General's discounts include:
The General's site says they also offer health, pet, motorcycle, homeowners, and renters insurance. Clicking on any of these options redirects users to another insurance company.
In addition to the high ratings recorded on the BBB site, more than 56,000 customers through the global review site Trustpilot gave the company 4.7 out 5 stars.
The General is best suited for people who:
The General is good for people with a history of tickets, accidents, or other marks against their driving record. What's remarkable about the company is how many positive reviews they receive from customers, even if those customers were driven to The General by need rather than choice.
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