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Mortgage Articles | Page 13

Buying a home is probably your life's most costly undertaking. Learn how to find the best lenders and get the best interest rates and you can save tens of thousands of dollars.

Recent Articles

Nov. 15, 2023 | By Maurie Backman

It Took a $25,000 Rise in Income to Buy in Home in 2022 Compared to 2021

It's getting more and more expensive to own a home. Read on to learn more.
Nov. 15, 2023 | By Matt Frankel, CFP®

4 Common Lies About Rising Mortgage Rates Debunked

Anyone who owns or wants to own a home needs to know about mortgage rates. Keep reading for some home loan myth busting.
Nov. 14, 2023 | By Maurie Backman

These Are the 5 States Where the Millennial Homeownership Rate Is the Highest

Younger people are buying homes. Read on to see where millennial homeownership is highest.
Nov. 14, 2023 | By Maurie Backman

2 Ways to Ensure Your Free Mortgage Refinance Actually Saves You Money

A no-cost mortgage refinance might seem appealing in some situations. Will it save you money, though? Here's how to find out.
Nov. 14, 2023 | By Ashley Maready

I'm Buying a House in 2024. Am I Doomed?

Getting a mortgage loan in 2024 will come with challenges. Keep reading to learn why one writer is still cautiously optimistic.
Nov. 14, 2023 | By Ashley Maready

Make These 2 Crucial Moves at the Start of Your Home Search

Want to get off on the right foot for your home-buying journey? Keep reading for two important tasks to complete first.
Nov. 14, 2023 | By Ashley Maready

Mortgage Shopping? Here's How to Pick the Right Lender

Choosing a mortgage lender is a major step on the road to homeownership. Read on for a few pointers to find the best one for you.
Nov. 14, 2023 | By Ashley Maready

Should You Buy a Home in 2024?

Will 2024 be the year you take on a mortgage? Learn what to consider if you've got your eye on the (homeownership) prize.
Nov. 14, 2023 | By Maurie Backman

2 Reasons Why a Free Mortgage Refinance Could Be Right for You

Have a chance to refinance your mortgage at no cost? Read on to see why it could pay to take it, even with rates being high.
Nov. 12, 2023 | By Kristi Waterworth

A Kitchen Upgrade Can Make Your Home Holiday-Ready. Here Are Some Inexpensive Ways to Refresh Your Space

Simple changes can make your kitchen the focal point of your holiday celebration. Give these DIY upgrades a try before calling in the pros this season.
Nov. 12, 2023 | By Maurie Backman

Mortgage Activity Fell Almost 37% Year Over Year -- So Why Are Homes Still So Expensive?

You'd think a decline in mortgage activity would mean lower home prices, but that's not the case. Read on to see why.
Nov. 11, 2023 | By Dana George

3 Surprise Factors That Could Stall the Rise in Mortgage Rates

Watching mortgage rates soar has been painful for many Americans. However, these three factors could be the key to cooling them back down.
Nov. 11, 2023 | By Maurie Backman

This Company Wants to Help Home Buyers Snag 3% Mortgages. Will It Work?

Today's mortgage rates are sky-high. But it may be possible to borrow at a lower rate. Read on to learn more.
Nov. 11, 2023 | By Maurie Backman

Buying a Fixer Upper? Beware This Giant Pitfall

Buying a home in not such great shape could save you money. But read on so you're aware of a big trap you might fall into.
Nov. 10, 2023 | By Maurie Backman

Mortgage Rates Are Sky-High. Is It Worth Buying Points to Lower Your Rate?

Buying points could lower your mortgage rate. But should you hand over that money? Read on to find out.
Nov. 9, 2023 | By Ashley Maready

I Swore I'd Never Buy a Home Again. Here's Why -- and Why I Changed My Mind

I've been loudly opposed to homeownership for the last decade. Keep reading to learn why I decided to take the plunge again.
Nov. 9, 2023 | By Matt Frankel, CFP®

Is It Still Possible to Find a Cheap Mortgage in This Market?

The days of 3% mortgage rates aren't coming back anytime soon, but you might be surprised what you can find. Here's what you should know.
Nov. 9, 2023 | By Maurie Backman

3 Reasons I Won't Consider a Home in an HOA

Many of the homes you'll find available today are part of an HOA. Read on to see why that won't work for me.
Nov. 8, 2023 | By Maurie Backman

Here's Why It Pays to Sign a 15-Year Mortgage Today

A shorter-term loan might be expensive. But if you can swing, it could pay to sign up.
Nov. 8, 2023 | By Maurie Backman

Paying Down Credit Card Debt Could Be Your Ticket to Getting a Mortgage for These 2 Reasons

Owe money on your credit cards? Read on to see how paying off your balance could increase your chances of mortgage approval.
Nov. 8, 2023 | By Maurie Backman

Here's Why Now May Not Be the Best Time to Buy New Construction

Looking to own a new-construction home? Read on to see why you might encounter some issues if you sign a contract today.
Nov. 8, 2023 | By Maurie Backman

Got Pre-Approved for a Mortgage? Here's Why You Might Still Want to Borrow Less

The amount of money you're pre-approved to borrow isn't necessarily reflective of what you can afford -- or want to spend. Read on to learn more.
Nov. 7, 2023 | By Maurie Backman

Real Estate Inventory Is Stuck in a Rut. What Will It Take to Open Up the Market?

Housing inventory needs to pick up, and one key factor is probably necessary to make that happen. Read on to learn more.
Nov. 7, 2023 | By Maurie Backman

I Earn a 6-Figure Income. Here's Why It Didn't Count When We Were Refinancing Our Mortgage

Sometimes, the nature of your work can make it so that your income doesn't count when signing a mortgage. Read on to learn more.
Nov. 7, 2023 | By Kailey Hagen

Housing Affordability Is at Historic Lows. 4 Things to Try if You're in the Market for One

It's a tricky time to buy a home right now. Check out four tips to help you stay within your budget if you're intending to become a homeowner.