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Personal Loans Articles | Page 11

When you're trying to get out of debt, a personal loan may be right for you. Get more information about personal loans and whether they are a good fit for your situation.
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Recent Articles

couple looking at computer
March 7, 2023 | By Christy Bieber

What's a Credit Card Loan? Should You Use One?

A credit card loan is a new alternative that lets you borrow against your card's credit line without the typical cash advance fees. Here's what you should know.
Man and woman working on a kitchen remodel.
March 5, 2023 | By Maurie Backman

Here's Why You May Want to Put Off Home Renovations Right Now

Thinking of making some updates to your home? Read on to see why it may be best to wait.
A woman sitting at her kitchen table and looking at a laptop while filling out paperwork.
March 5, 2023 | By Maurie Backman

3 Problems With Taking Out a Personal Loan You Should Know About

Thinking of getting a personal loan? Read on to see why this may not be the ideal route to take.
A young couple looking up information on a laptop while sitting in their kitchen.
March 4, 2023 | By Ashley Maready

6 Pros and Cons of Installment Loans

Ever taken out a personal loan, mortgage, or auto loan? These are installment loans. Keep reading to learn why they can be both good and bad for your finances.
A person manages their home finances using documents and a laptop at their kitchen table.
March 3, 2023 | By Maurie Backman

HELOC Balances Rose by $14 Billion in Q4 of 2022, Representing Largest Increase in Over a Decade

Owing money on a HELOC isn't always ideal -- especially not now. Read on to learn more.
A man standing in his living room and looking between two pieces of paper held in each hand.
March 3, 2023 | By Maurie Backman

3 Times It Doesn't Make Sense to Pay Off a Personal Loan Early

Owe money on a personal loan? Read on to see why you may not want to pursue an early payoff.
A couple sits in their living room, smiling as they look at a laptop.
Feb. 28, 2023 | By Maurie Backman

2 Reasons to Pay Off Your Personal Loan Before Signing a Mortgage

Have a personal loan? Read on to see why it pays to eliminate it prior to your mortgage application.
A man sitting at a desk and placing payment for a bill in an envelope.
Feb. 27, 2023 | By David Chang, ChFC®, CLU®

Is a Personal Line of Credit Better Than a Loan?

A personal line of credit can be a useful way to access money. Read on to see if it is right for you.
A military veteran meets with a loan officer in an office.
Feb. 27, 2023 | By David Chang, ChFC®, CLU®

TitleMax Ordered by CFPB to Pay $10MMM for Unlawful Title Loans and Violation of Consumer Rights

TitleMax was hit with a second multimillion dollar penalty. Read on to find out how you can protect yourself from predatory lenders like TitleMax.
Man in blue checked shirt looks thoughtful with phone in one hand and credit card in the other.
Feb. 27, 2023 | By Ashley Maready

Here's What Happens When You Take Out a Credit Card Loan

If you need to borrow money, you might consider a credit card loan. Read on to find out what you should know before you proceed.
A couple looking worried about money, with a laptop and bills.
Feb. 26, 2023 | By Maurie Backman

Personal Loans Can Be Affordable -- but Here's Why You Might Overpay Today

Think a personal loan is a good borrowing option? Read on to see why it may not be as affordable as you'd expect it to be right now.
Young woman looks into distance with office in background.
Feb. 26, 2023 | By Dana George

What's Peer-to-Peer Lending? It May Not Be What You Think

Peer-to-Peer (P2P) lending tends to appeal to borrowers with low credit scores. Here, we cover why that can make a P2P loan an expensive option.
A person looks over paperwork and uses a tablet in their kitchen.
Feb. 24, 2023 | By Maurie Backman

Yes, You Can Loan Yourself Money. Here's How

Need a loan and don't know who to turn to? Read on to see how you can borrow from yourself.
Frustrated man looking at bills on a desk.
Feb. 24, 2023 | By Maurie Backman

3 Mistakes You Might Make When Applying for Your First Personal Loan

Looking to get a personal loan? Read on to see what first-timer mistakes you should steer clear of.
A man and woman looking around a room that's being renovated.
Feb. 23, 2023 | By Maurie Backman

17% of Homeowners Are Spending More on Renovations This Year. Here Are 3 Options for Financing Them

Looking to renovate? It might cost you more this year, so read on for some financing choices.
A woman speaking with a salesman about buying a car .
Feb. 20, 2023 | By Ashley Maready

Here's What Happens When You Don't Pay Your Auto Loan

If you're having trouble paying your bills, you have options. Keep reading to learn how to manage a car bill you can't afford.
A mature couple goes over financial paperwork at home.
Feb. 20, 2023 | By Maurie Backman

Think a HELOC Is Your Safest Bet for Borrowing? Here's Why You're Wrong

Planning to borrow via a HELOC? Read on to see why there may be a different solution worth exploring.
A couple looking worried about money, with a laptop and bills.
Feb. 19, 2023 | By Maurie Backman

22% of U.S. Adults Owe Money on a Home Equity Loan. Should You Rush to Pay Yours Off?

Have an outstanding home equity loan? Read on to see if you should -- or shouldn't -- pressure yourself to pay it off ahead of schedule.
A man sitting at a desk and placing payment for a bill in an envelope.
Feb. 17, 2023 | By Emma Newbery

Top Banks Preparing for an Increase in Loan Delinquencies

TransUnion predicts delinquencies will rise to levels we haven't seen in over a decade this year. Find out how you can avoid falling behind with payments.
A woman sitting at her dining table and typing on her laptop.
Feb. 15, 2023 | By Maurie Backman

Personal Loan Balances Hit $222 Billion. Here's Why These Loans Are -- and Aren't -- a Good Borrowing Choice

Thinking of getting a personal loan? Read on to see why that may -- or may not -- be a good idea.
A man looking through paper bills while sitting on a couch in front of a laptop.
Feb. 14, 2023 | By Maurie Backman

Owe Money on a HELOC? You May Want to Try to Pay It Off ASAP

Have a HELOC to pay off? Read on to see why you may want to expedite those payments.
A middle-age man with a laptop looking out a cafe window.
Feb. 14, 2023 | By Maurie Backman

If You're Thinking of Getting a Personal Loan, You May Want to Apply ASAP

Need to borrow money? Read on to see why you shouldn't wait to get a personal loan.
Three people looking at a document.
Feb. 10, 2023 | By Maurie Backman

Personal Loans Slowed Down in 2022. Could This Be the Reason Why?

Personal loans have long been popular with consumers. But read on to see why originations dropped off in 2022.
A couple sits in their living room, smiling as they look at a laptop.
Feb. 9, 2023 | By Maurie Backman

More Than 400,000 Borrowers Took Out a HELOC During Q3 2022. Read This if You Were One of Them

Borrowed via a home equity line of credit (HELOC)? Read on to see what steps you should take in the near term.
Smiling friends having coffee in a cafe.
Feb. 8, 2023 | By David Chang, ChFC®, CLU®

This App Can Help You Loan Money to Family and Friends. But Should You?

Want to lend money to friends or family but worried about how to set it up? Read below to learn more about a new app that may be the answer.