Please ensure Javascript is enabled for purposes of website accessibility

This device is too small

If you're on a Galaxy Fold, consider unfolding your phone or viewing it in full screen to best optimize your experience.

Skip to main content

Personal Loans Articles | Page 8

When you're trying to get out of debt, a personal loan may be right for you. Get more information about personal loans and whether they are a good fit for your situation.

Recent Articles

May 19, 2023 | By Maurie Backman

What Happens to Your HELOC When Interest Rates Rise?

Higher interest rates could make your HELOC more expensive. Read on to see why.
May 19, 2023 | By Maurie Backman

3 Ways to Snag the Lowest Personal Loan Rate Possible

Need a personal loan? Read on to see how you can keep your borrowing costs down.
May 18, 2023 | By Maurie Backman

Here's Why You Might Struggle to Get a Personal Loan Today

Right now, a personal loan may not be as easy to come by as you'd think. Read on to see why.
May 12, 2023 | By Ashley Maready

4 Reasons to Refinance Your Auto Loan

You're not necessarily stuck with the interest rate and payment terms on your auto loan. Read on to learn a few scenarios where it might pay to refinance it.
May 11, 2023 | By Matt Frankel, CFP®

Should You Take Out a Personal Loan or Use a Credit Card?

Personal loans and credit cards can both be smart financial tools, but one could be the better choice for you. Here's how to tell.
May 11, 2023 | By Maurie Backman

29% of Consumers Are Delaying Big Purchases. Should You Do the Same or Take Out a Personal Loan?

It's not the best time to finance a big purchase. Read on to see why.
May 10, 2023 | By Matt Frankel, CFP®

Unsure You Can Get a Personal Loan? Do This First

You can answer the question of whether you can get a personal loan quicker and easier than you think. Here's how.
May 10, 2023 | By Maurie Backman

Here's What the Latest Inflation Data Could Mean for Personal Loan Borrowers

Inflation rose in April. Read on to see why that might make your next personal loan more expensive.
May 5, 2023 | By Steven Porrello

Is It Ever a Good Idea to Take Out a Salary Advance Loan?

A salary advance can help you get money fast. But is it a good idea to borrow against your paychecks? Read on to find out when it's a smart idea.
May 3, 2023 | By Maurie Backman

How Will the Latest Federal Reserve Interest Rate Hike Impact Home Equity Loan Borrowers?

The Fed just raised interest rates by 0.25%. Read on to see how that might impact an existing or future home equity loan.
May 3, 2023 | By Maurie Backman

How Will the Latest Federal Reserve Interest Rate Hike Impact HELOC Borrowers?

The Fed just raised interest rates by 0.25%. Read on to see how that might impact your existing HELOC.
May 3, 2023 | By Maurie Backman

How Will the Latest Federal Reserve Interest Rate Hike Impact Personal Loan Borrowers?

The Fed just raised its benchmark interest rate by 0.25%. Read on to see how that might impact personal loans.
May 3, 2023 | By Maurie Backman

Will the Fed Keep Raising Interest Rates in 2023? Here's What One Financial Company Says

Are more interest rate hikes on the way? Read on to find out.
May 3, 2023 | By Maurie Backman

Looking to Sign a Personal Loan? Be Really Careful for This Reason

It's not necessarily a great time to be borrowing money. Read on to see why.
May 1, 2023 | By Maurie Backman

Will Personal Loan Rates Get More Expensive After This Week's Fed Meeting?

The next Federal Reserve meeting could result in another rate hike. Read on to see how that might impact you if you're planning to take out a loan.
April 30, 2023 | By Maurie Backman

Using Pay as You Go Services? Consider These Tips if So

Like the idea of financing purchases on the spot? Read on for some tips on when to sign up for one of these plans and how to manage it.
April 27, 2023 | By Maurie Backman

Taking Out a Loan? Lenders Are Not Just Looking at Your Credit Score

Need a personal loan? Read on to see if having good credit is enough to land one.
April 26, 2023 | By Maurie Backman

Here's What Happens if You Pay Off the Wrong Debt First

Paying off debt is a good move, but you'll want to do it strategically. Read on to see why.
April 23, 2023 | By Maurie Backman

401(k) Loan vs. Personal Loan: What's the Safer Choice?

Need to borrow money? Read on to see if you should tap your 401(k) or take out a personal loan instead.
April 22, 2023 | By Maurie Backman

The Fed's Latest Rate Hike Might Make Your Next Car Purchase Cost Even More

Need a car? Read on to see why you might face higher costs in the near term.
April 22, 2023 | By Maurie Backman

Here's Why a Home Equity Loan May Be Less Affordable Than You Think

Interested in a home equity loan? Read on to see why now's not the best time to take one out.
April 22, 2023 | By Maurie Backman

The One Thing Too Many People Get Wrong About Personal Loans

There's a big misconception about personal loans. Read on so you don't get hurt by it.
April 22, 2023 | By Steven Porrello

This Is the Only Time I'd Take Out a Loan to Travel

Personal loans can be expensive and aren't the best way to fund your travels. Read on for the one situation in which a personal loan for travel is a good option.
April 22, 2023 | By Maurie Backman

Yes, You Can Loan Yourself Money. Here's How

Need a loan and don't know who to turn to? Read on to see how you can borrow from yourself.
April 21, 2023 | By Maurie Backman

Thinking of Renovating Your Home This Year? Here's Why You May Want to Wait Until 2024

Home renovations can improve your life. But read on to see why waiting might be a better bet.