Please ensure Javascript is enabled for purposes of website accessibility

This device is too small

If you're on a Galaxy Fold, consider unfolding your phone or viewing it in full screen to best optimize your experience.

Skip to main content

Personal Loans Articles | Page 9

When you're trying to get out of debt, a personal loan may be right for you. Get more information about personal loans and whether they are a good fit for your situation.

Recent Articles

April 21, 2023 | By Maurie Backman

The One Thing Too Many People Get Wrong About HELOCs

Interested in a HELOC? Read on to see why you'll need to be very careful when getting one.
April 21, 2023 | By Maurie Backman

Should I Bother Paying Off My Personal Loan Early if It Has a Low Interest Rate?

Have the potential to pay off your personal loan ahead of schedule? Read on to see what to do.
April 21, 2023 | By Steven Porrello

This Is the Only Time Dave Ramsey Recommends a Personal Loan

Dave Ramsey hates personal loans. But here's one situation in which he recommends using one to get out of a bad situation.
April 21, 2023 | By Christy Bieber

Could a Personal Loan Make Paying Your Credit Cards Easier?

A personal loan can allow you to consolidate credit card debt and reduce your interest rate. Here's what you need to know about using one for credit card payoff.
April 20, 2023 | By Christy Bieber

4 Top Considerations Before Picking a Personal Loan

Before picking a personal loan, you'll need to consider a few important factors. Learn about the considerations when selecting a lender.
April 20, 2023 | By Christy Bieber

Wedding Season Is Coming Up. Should You Take a Personal Loan to Pay for Yours?

Spring and summer is prime time for weddings, which tend to come at a big expense. Check out some pros and cons of using a personal loan to pay for one.
April 19, 2023 | By Christy Bieber

Should You Take Out a Loan to Buy an Engagement Ring?

An engagement ring is a major purchase, but is it worth borrowing for? Check out some pros and cons to taking an engagement ring loan.
April 19, 2023 | By Maurie Backman

Why the Latest Inflation Data Is Great News for Personal Loan Borrowers

Inflation finally cooled off. Read on to see why that might positively impact those looking for a personal loan.
April 18, 2023 | By Maurie Backman

Why the Latest Inflation Data Is Great News for HELOC Borrowers

Inflation is slowing down. Read on to see how that might help borrowers with outstanding HELOC balances.
April 18, 2023 | By Ashley Maready

It's Financial Literacy Month. Here's How to Protect Yourself From Predatory Lenders

April is a great time to learn more about money management. Keep reading for some tips to avoid getting scammed when taking out a loan.
April 17, 2023 | By Dana George

Here's What Happens When You Default on Your Loans

Approximately 77% of Americans are worried about their finances, worried perhaps about defaulting on a loan. Read on to learn what they can expect if a default occurs.
April 17, 2023 | By David Chang, ChFC®, CLU®

Some Loan Apps Are Vacuuming Your Data. Google Is Cracking Down

Many people don't realize that some loan apps are using sneaky tactics to access your personal data, including your contacts and photos. Learn why Google is stopping this.
April 16, 2023 | By Cole Tretheway

Here's the Average Interest Rate on a Car Loan With a 700 Credit Score

A 700 credit score qualifies you for discounts on car loans, insurance, and more. Find out how much you can save, plus how to shrink monthly loan payments.
April 14, 2023 | By Cole Tretheway

Here's the Average Interest Rate on a Car Loan With a 501-600 Credit Score

Raising your credit score to 700 can halve your interest rate on an auto loan. Find out how to make purchasing a car more affordable with a below-average credit score.
April 11, 2023 | By Christy Bieber

4 Things Never to Buy With a Personal Loan

A personal loan can be a great way to borrow for certain purchases and expenses. Read on to learn what not to use one for, though.
April 10, 2023 | By Ashley Maready

Fail to Pay Your Auto Loan? Tech Advancements Could Mean Cars Repossess Themselves

Your auto lender has the right to repossess your vehicle. Keep reading to learn how technology could make this even easier, and how to avoid it.
April 8, 2023 | By Maurie Backman

Home Values Are Dropping. Will You Struggle to Get a Home Equity Loan in 2023?

Should you worry about getting a home equity loan based on today's property values? Read on to find out.
April 7, 2023 | By Maurie Backman

Should You Take Out a Personal Loan to Help Cover Childcare Expenses?

Childcare has gotten expensive. Should you borrow money to cover the cost?
April 7, 2023 | By Maurie Backman

One Big Personal Loan Trap to Avoid in 2023

A personal loan can be an affordable way to borrow money -- but not always. Read on to see why you might run into some issues if you apply for a personal loan this year.
April 6, 2023 | By Matt Frankel, CFP®

This Is the Average Auto Loan Interest Rate by Credit Score

Interest rates are higher than they used to be. Read on to find out how much you can expect to pay.
April 6, 2023 | By Christy Bieber

Here Are 6 Very Specific Steps You Can Take to Get a Cheap Car Loan

If you want the lowest car loan possible, take these six steps to help make it happen.
April 6, 2023 | By Maurie Backman

Will You Lose Your Home if You Stop Paying Your Personal Loan?

Took out a personal loan? Read on to see what might happen if you fail to repay it.
April 6, 2023 | By Maurie Backman

Juggling Multiple Debts? Here's How a Personal Loan Can Help

Managing different debts can be a hassle. Read on to see why consolidation via a personal loan may be a better bet.
April 6, 2023 | By Maurie Backman

What Happens if You Stop Paying Your Home Equity Loan?

Took out a home equity loan? Read on to see what might happen if you stop making payments on it.
April 5, 2023 | By Maurie Backman

Should You Use a Personal Loan to Fund a Vacation or Charge It on a Credit Card?

Craving a vacation? Read on for tips on the best way to pay for it.