Personal Loans Articles | Page 12
When you're trying to get out of debt, a personal loan may be right for you. Get more information about personal loans and whether they are a good fit for your situation.
Recent Articles
Feb. 5, 2023 | By Natasha Etzel
Want to Save Money on Groceries at Aldi? 5 Tips for First-Time Shoppers
Shopping at Aldi can help you save money on groceries, but you may be surprised at how different this store is. Check out these tips for first-time shoppers.
Feb. 4, 2023 | By David Chang, ChFC®, CLU®
Car Payments for Many Americans Are Now More Than $1,000 per Month. Here's How to Stay Ahead of Your Loan Payment
With car prices hitting an all-time high and interest rates rising, car loans are becoming unaffordable. Check out ways to lower your monthly payment.
Feb. 4, 2023 | By Christy Bieber
3 Reasons You Should Still Try to Invest if You Have Loan Debt
If you're trying to pay off loans, you may think you aren't ready to invest. Read on to learn why that's not necessarily the case.
Feb. 4, 2023 | By David Chang, ChFC®, CLU®
5 Reasons You Shouldn't Rely on Your 401(k) Loan to Pay Off Your Debt
If you have a 401(k), it can be tempting to take advantage of the generous loan terms. Read on to find out why it's a bad idea.
Feb. 3, 2023 | By Maurie Backman
Dave Ramsey Says This Move Could Help You Avoid a Personal Loan
Borrowing money in any form isn't necessarily ideal. Read on to see how you can avoid a personal loan.
Feb. 2, 2023 | By Ashley Maready
What Is the Debt Snowball Method? It's Not What You Think
The thought of debt "snowballing" might sound a little scary. Keep reading to learn what this term really means -- and how it can help you.
Feb. 1, 2023 | By Maurie Backman
The Fed Raises Interest Rates Again, but at a Slower Pace: Here's What That Means for Your Outstanding HELOC
Owe money on a HELOC? Read on to see how interest rate hikes could impact you.
Jan. 30, 2023 | By Maurie Backman
What the Federal Reserve's Next Meeting Could Mean for Personal Loans
Thinking of getting a personal loan? Read on to see why moving quickly could work to your benefit.
Jan. 29, 2023 | By Maurie Backman
This Major Bank Will Stop Making Personal Loans. Here's Why
One lender is pulling out of the personal loan space. Read on to see why.
Jan. 29, 2023 | By Dana George
Why This Type of Loan Is the Biggest Scam
Payday loans are a type of predatory lending, taking advantage of those in need. Keep reading to learn what makes these loans dangerous.
Jan. 28, 2023 | By Maurie Backman
Before You Take Out a Personal Loan to Cover Medical Bills, Do These 3 Things
A personal loan could help you pay off medical bills. But read on to learn about other options you may want to pursue first.
Jan. 28, 2023 | By Maurie Backman
Could Personal Loan Debt Stop You From Getting a Mortgage?
Need a mortgage? Read on to see if a personal loan might get in your way.
Jan. 27, 2023 | By Maurie Backman
3 Ways a Personal Loan Can Help Your Credit Score
Should you take out a personal loan? Read on to see why it could be a good bet from a credit score perspective.
Jan. 26, 2023 | By Maurie Backman
Dave Ramsey Says Personal Loans Are 'Not Worth the Stress.' Is He Right?
Is owing money on a personal loan a problem? Read on to see why it may be.
Jan. 26, 2023 | By Maurie Backman
Took Out a Personal Loan for Holiday Gifts? 3 Tips for Paying It Off Quickly
No matter your best intentions, it can be hard to avoid overspending during the holidays. If you took out a loan to get through the season, read on for tips on making it disappear.
Jan. 26, 2023 | By Maurie Backman
Thinking of Consolidating Holiday Debt With a Personal Loan? In This Scenario, That May Not Be the Best Idea
A personal loan can be less expensive than credit cards -- but not always. Read on to see when that might be the case.
Jan. 24, 2023 | By Maurie Backman
Could a Personal Loan Bail You Out if Inflation Persists?
Struggling with higher living costs? Read on to see why you may not want to rush to borrow money.
Jan. 19, 2023 | By Lyle Daly
5 Pros and Cons of Online Personal Loan Lenders
Personal loan applicants don't need to visit a lender in person anymore. Learn about the pros and cons of online personal loans to see if they're right for you.
Jan. 17, 2023 | By Maurie Backman
Denied a Personal Loan? This Could Be the Reason Why
Qualifying for a personal loan isn't a given. Read on to see why your application might get rejected.
Jan. 10, 2023 | By Ashley Maready
4 Ways to Tell if Debt Consolidation Will Work for You
Are you considering consolidating your debts via personal loan or balance transfer card? Read on for help deciding.
Jan. 9, 2023 | By Dana George
Interest Rates for 5-Year Personal Loans Have Fallen. Here's What That Means for You
A personal loan can be an effective way to pay off existing high-interest debt. Keep reading to learn if it's right for you.
Jan. 5, 2023 | By Maurie Backman
3 Reasons to Choose a Home Equity Loan Over a HELOC in 2023
Want to borrow against your home? Read on to see why it pays to favor a home equity loan.
Jan. 4, 2023 | By Ashley Maready
Want to Pay Off Your Loans Faster? Tori Dunlap Says Do This
Got a car loan or personal loan you want to pay off sooner? Read on to learn the strategy to use.
Jan. 3, 2023 | By Christy Bieber
3 Reasons Why You Should Absolutely Not Take Out a Long Car Loan
You may need a car loan to purchase a vehicle, but you shouldn't take out a loan with a very long payoff timeline. Check out a few key reasons why.
Dec. 30, 2022 | By Christy Bieber
Dave Ramsey Said Debt Consolidation Could Cause You to Stay in Debt Longer for One Simple Reason
Debt consolidation can be a great way to pay off debts more easily -- but Dave Ramsey says it could doom you to being in debt longer. Is he right?
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