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Personal Loans Articles | Page 14

When you're trying to get out of debt, a personal loan may be right for you. Get more information about personal loans and whether they are a good fit for your situation.
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Recent Articles

A person driving a car.
Dec. 5, 2022 | By David Chang, ChFC®, CLU®

This Is How Much a Car Loan Could Cost You in 2023

The cost of cars just got more expensive. With higher interest rates, find out what the average auto loan costs heading into the new year.
Worried man listens to a phone call while sitting in front of a laptop, calculator, and paperwork
Dec. 2, 2022 | By Christy Bieber

Have a Low Credit Score? Here Are 4 Tips for Getting a Good Personal Loan

Getting a good personal loan with bad credit can be a challenge, but it is possible. Read on for four tips to follow.
A woman carrying shopping bags next to holiday decorations
Nov. 30, 2022 | By Christy Bieber

How a Personal Loan Could Make Paying off Holiday Debt Easier

If you have to borrow for the holidays, a personal loan could simplify repayment and make the costs lower than if you used credit cards. Find out why.
A worried person in an office leaning their chin on their hands.
Nov. 26, 2022 | By Christy Bieber

Will You Regret Your Personal Loan?

A personal loan can be a great way to fund purchases you can't afford to pay for upfront. Here's how to tell if you might regret taking out a loan.
A salesman handing over the keys to a new car.
Nov. 26, 2022 | By David Chang, ChFC®, CLU®

Is it Easier -- or Better -- to Get a Car Loan for an EV?

When you factor in the lower cost of ownership, the longer lifespan of EVs, and the tax credit, it's clear that electric cars are a wise investment. Here's why.
A hiker standing at the top of an open space and admiring the view of the mountains and trees.
Nov. 24, 2022 | By Maurie Backman

3 Reasons Not to Take Out a Personal Loan During the End of 2022

Thinking of getting a personal loan? Read on to see why holding off could pay off.
A woman lying on the beach reading a book.
Nov. 23, 2022 | By Maurie Backman

3 Things You Shouldn't Take Out a Personal Loan For

Thinking of getting a personal loan? Read on to see when that may not be the best idea for your finances.
Man on the phone doing paperwork at home
Nov. 21, 2022 | By Maurie Backman

Before You Take Out a Personal Loan, Ask Yourself This

Thinking of getting a personal loan? Read on to see if it makes sense to move forward.
Business man going over contract with couple.
Nov. 19, 2022 | By Dana George

Tori Dunlap Highlights the Sneaky Way Loan Companies Keep You in Debt

Lenders are in the business to make money and aren't anxious to share tricks for getting out of debt faster. Here's how you can outsmart them.
A couple pays bills on the phone and with cash at home.
Nov. 13, 2022 | By Ashley Maready

The Average American Spends 9.5% of Their Income on Debt Each Month. How Do You Compare?

Have you ever run the numbers to figure out your debt-to-income ratio? It's a number worth knowing. If yours is higher than you'd like, here's what you can do.
A man studies paperwork.
Nov. 12, 2022 | By Ashley Maready

Is a Salary Advance From a Bank Better Than a Personal Loan?

Need money in a hurry? Here's what to consider when deciding between a salary advance and a personal loan.
Young couple working together on a home remodel project.
Nov. 11, 2022 | By Ashley Maready

Are Home Improvements the Only Thing You Can Use a Home Equity Loan For?

There's a misconception that home equity loans must be used to remodel your home. Read on to learn why that's wrong, and other reasons you might consider a home equity loan.
A driver charges their electric car at an outside charging port.
Nov. 10, 2022 | By Kailey Hagen

Is a Green Auto Loan Right for You?

Electric and hybrid vehicles can be expensive to buy, but a green auto loan could help with that. Here's what you need to know.
One spouse uses a laptop at the kitchen table while another prepares food in the background.
Nov. 9, 2022 | By Christy Bieber

Could a Personal Loan Help You Pay Off More Debt by 2023?

If you're working on paying off your debt, taking out a personal loan could potentially make the process easier. Here's how.
Man waxing his car in front of house.
Nov. 9, 2022 | By Lyle Daly

5 Reasons to Stay Far, Far Away From Title Loans

Millions of Americans borrow against their cars every year with expensive title loans. Learn why you should avoid this predatory financial product.
A woman looking at her finances with a laptop and phone.
Nov. 9, 2022 | By David Chang, ChFC®, CLU®

4 Tricks to Pay Off Your Personal Loans Early

If you want to pay down your loans faster, look no further. Read on to learn four tricks that can help you save thousands on interest and erase your debt sooner.
A person looks concerned at their financial documents and laptop.
Nov. 7, 2022 | By Maurie Backman

What Does the Fed's 4th 0.75% Interest Rate Hike Mean for Personal Loan Borrowers?

Need a personal loan? Read on to see why you should expect to pay up.
A worried-looking woman looking something up on her laptop while sitting at her kitchen table.
Nov. 6, 2022 | By Dana George

3 Things Lenders Will Not Tell You About Your Next Loan

Thanks to federal laws, lenders must be transparent. However, a lender is unlikely to offer these pieces of advice.
A bank representative chatting with a customer while sitting on the same side of a table.
Nov. 6, 2022 | By David Chang, ChFC®, CLU®

Should You Consolidate Your Loans in 2023?

When faced with a large amount of debt, many people choose to consolidate their loans to simplify their finances. Read to learn if it's right for you.
A man sitting at a desk and placing payment for a bill in an envelope.
Nov. 4, 2022 | By Ashley Maready

4 Reasons Using a Personal Loan to Pay Off Your Credit Card Is a Bad Idea

Taking out a personal loan is the perfect way to get out of credit card debt, right? Read on to learn why you might want to reconsider.
A man smiling while using his laptop.
Nov. 4, 2022 | By Maurie Backman

3 Reasons to Use a Side Hustle to Avoid a Personal Loan

Personal loans can be a good borrowing option. But read on to see why a side hustle may be preferable when you need money.
A smiling woman sitting in the driver's seat of a car.
Nov. 3, 2022 | By Maurie Backman

Need a Car? Follow These 4 Steps Before Setting Foot in a Dealership

Buying a car can be an expensive prospect, as can financing one. Read on to see what steps you should take before you test drive a vehicle.
A man and woman meeting with a financial professional at his desk in an office.
Nov. 2, 2022 | By Dana George

5 Things You Should Know About How Personal Loans Work Before Applying

While personal loans may be relatively simple to apply for, it pays to know what you want in a loan. Read on to learn about four simple facts that can give you direction.
A smiling woman sitting in the driver's seat of a car.
Nov. 2, 2022 | By David Chang, ChFC®, CLU®

Looking to Save Money on an Auto Loan? This One Trick Can Save You Some Serious Cash

Doing your homework before buying a car is important. Find out why not bringing your own financing is one of the biggest mistakes car buyers make.
Woman using computer in an office with skeptical look on her face.
Nov. 2, 2022 | By David Chang, ChFC®, CLU®

People Are Tapping Into Their Retirement Funds for Big Expenses. Here Are the Pros and Cons of a 401(k) Loan

You've spent years saving your 401(k). It's your money so should you borrow from it? Read on to see the pros and cons and why you may want to look elsewhere.