Personal Loans Articles | Page 4
When you're trying to get out of debt, a personal loan may be right for you. Get more information about personal loans and whether they are a good fit for your situation.
Recent Articles
Sept. 26, 2023 | By Chris Neiger
5 Ways to Keep Saving for Retirement When You're Tackling Loan Payments
America's debts are stacking up. Here's how to stay on track with your retirement if you're paying your debt down.
Sept. 25, 2023 | By Ashley Maready
2 Reasons Why Borrowing Money for Your Wedding Is Absolutely Not Worth It
If you've always dreamed of a fairytale wedding, you might be inclined to get a loan to cover costs. Learn why this is a bad idea.
Sept. 23, 2023 | By Christy Bieber
Could a Personal Loan Help You Improve Your Financial Situation?
A personal loan could make a positive impact on your finances if you use the money to reduce your debt payoff cost. Learn more here.
Sept. 21, 2023 | By Maurie Backman
The Average Auto Loan Payment Is $725. Here's How to Spend Less on Your New Car
Keeping up with car payments might be a struggle given how expensive they've gotten. Read on for tips to spend less.
Sept. 20, 2023 | By Maurie Backman
Auto Loan Delinquencies Are on the Rise. Here Are the Consequences of Falling Behind
Falling behind on a car loan could be seriously bad news. Read on to see why.
Sept. 20, 2023 | By Maurie Backman
Here's Why a Home Equity Loan Is More Dangerous Than You Think
A home equity loan might seem like an easy way to borrow. But read on to see why falling behind could be catastrophic.
Sept. 19, 2023 | By Maurie Backman
Here's Why You May Want to Put Off a Personal Loan Until 2024
Looking for a personal loan? Read on to see why putting it off might work to your benefit.
Sept. 19, 2023 | By Maurie Backman
Consumers Took Out 50% More Home Equity Loans and HELOCs in 2022 Than 2020. Here's How to Know if These Are Good Options for You
Borrowing against your home might seem like a great option. And it may be, but there are risks involved. Read on to learn more.
Sept. 16, 2023 | By Maurie Backman
U.S. Homeowners Have $30 Trillion in Home Equity. Should You Tap Yours?
Total home equity in America is huge right now. If you own a home, read on to see what that could mean for you.
Sept. 15, 2023 | By Robin Hartill, CFP
Car Loans Are Harder to Get Than Ever. Here Are 6 Tips for Securing Financing
As auto loan defaults rise, it's getting tougher to finance a car. Consider these six tips for getting a loan if you're shopping for a car.
Sept. 13, 2023 | By David Chang, ChFC®, CLU®
Struggling to Pay Back a Personal Loan? Here Are Four Options to Help Get You Back on Your Feet
Find out how to manage your debt better and get back on track financially. Learn the four options that can help make repaying your personal loan easier.
Sept. 9, 2023 | By Ashley Maready
3 Reasons You Were Turned Down for a Personal Loan
Rejection hurts, especially when you need to borrow money. Keep reading to learn why your personal loan application could be denied.
Sept. 8, 2023 | By Christy Bieber
3 Reasons You May Regret Getting a Personal Loan
A personal loan can be a great borrowing option, but you might regret it later. Discover why a personal loan may not always be a good idea.
Sept. 7, 2023 | By Christy Bieber
What Assets Can You Use to Get a Secured Personal Loan?
A secured personal loan allows you to pledge collateral to borrow. Here are some of the assets you can potentially use to get approved for one.
Sept. 6, 2023 | By Dana George
This Is the Average American's Personal Loan Payment. How Do You Compare?
More than 22 million American consumers have a personal loan. Keep reading to learn how much they owe on average.
Sept. 2, 2023 | By Ashley Maready
2 Times When a Personal Loan Is a Great Way to Borrow Money
Personal loans aren't a good way to borrow in all situations. Keep reading for two instances in which they really shine.
Aug. 30, 2023 | By Christy Bieber
Is Your Personal Loan Interest Rate Above or Below Average?
How does your personal loan rate stack up with your fellow borrowers? Find out here, and learn some tips to get a great rate.
Aug. 30, 2023 | By Matt Frankel, CFP®
Can You Have Multiple Personal Loans at Once?
Is it possible to have two, or even three personal loans at a time? Keep reading to find out.
Aug. 28, 2023 | By Christy Bieber
What Are the Monthly Payments on a $25,000 Personal Loan?
A $25,000 personal loan can come with payments of differing amounts depending on a few factors. Read on to learn how to calculate your monthly bill.
Aug. 26, 2023 | By Steven Porrello
Should You Take Out a 401(k) Loan to Renovate Your Home?
A 401(k) loan could give you a low-cost way to renovate your home. But is it worth the risks? Weigh the pros and cons here.
Aug. 25, 2023 | By Maurie Backman
Here's What Happens When You Pay Off a Personal Loan Early
Getting ahead of your personal loan could save you money. Read on to learn more.
Aug. 24, 2023 | By Ashley Maready
Here's Why You Should Opt for the Shortest Car Loan Possible
Longer loan terms mean smaller payments, so why wouldn't you want that? Keep reading to find out.
Aug. 22, 2023 | By Christy Bieber
What Are the Monthly Payments on a $10,000 Personal Loan?
If you take out a $10,000 personal loan, the amount you would need to pay each month will be determined based on two factors. Here's what you need to know.
Aug. 17, 2023 | By Maurie Backman
Ran Out of Emergency Savings? This Might Be Your Next Best Bet
There may come a point when your savings are emptied. Read on to see what to do if a need for money arises.
Aug. 16, 2023 | By Maurie Backman
3 Reasons I'd Choose a Personal Loan Over a Credit Card Any Day
A personal loan is a better way to borrow than a credit card in my book. Read on to see why.
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