Artificial intelligence (AI) is a buzzword applied to too many companies. But Upstart's (UPST 2.76%) future is heavily tied to AI and whether its AI-powered credit platform can really deliver better results. In this video, Motley Fool contributor Jason Hall takes a closer look at the company's latest results, its prospects, and how investors should approach owning the stock.

*Stock prices used were from the afternoon of Aug. 16, 2023. The video was published on Aug. 20, 2023.