Upstart

(NASDAQ) UPST

Current Price$28.88

Market Cap$2.78B

Since IPO (2020)-3%

5 Year-70%

1 Year-38%

1 Month+10%

Upstart Financials at a Glance

Market Cap

$2.78B

Revenue (TTM)

$1.16B

Net Income (TTM)

$49.40M

EPS (TTM)

$0.39

P/E Ratio

74.86

Dividend

$0.00

Beta (Volatility)

2.82 (High)

Dividend

$0.00

Beta (Volatility)

2.82 (High)

Price

$28.88

Volume

276,180

Open

$29.00

Price

$28.88

Volume

276,180

Open

$29.00

Previous Close

$28.88

Daily Range

$28.36 - $29.99

52-Week Range

$23.96 - $87.30

Dividend

$0.00

Beta (Volatility)

2.82 (High)

Price

$28.88

Volume

276,180

Open

$29.00

Previous Close

$28.88

Daily Range

$28.36 - $29.99

52-Week Range

$23.96 - $87.30

UPST News

Why Upstart Stock Was Falling Today

Jeremy BowmanMay 6, 2026

Why Upstart Stock Jumped 23% in April

Jeremy BowmanMay 4, 2026

Is Upstart Stock a Buy After Hedge Fund Halter Ferguson Purchased Shares Worth $37 Million?

Robert IzquierdoApr 29, 2026

fintech credit card payment point of sale small business (1)

The Fintech Stock That Could Disrupt the Credit-Scoring Business Over the Next Decade

James BrumleyApr 25, 2026

Is This Beaten-Down Financial Stock Finally Worth Buying?

Jennifer SaibilApr 16, 2026

An investor looking at their smartphone with computer screens in the background, showing stock prices

Prediction: This Artificial Intelligence (AI) Stock Is Going to Double Before 2026 Is Over

Anthony Di PizioApr 14, 2026

SoFi Technologies vs. Upstart: Which Fintech Stock Is the Better Long-Term Buy?

Neil PatelApr 12, 2026

Is Upstart Stock a Millionaire Maker?

James BrumleyApr 3, 2026

Page 1

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About Upstart

Industry

Consumer Finance

Sector

Financials

Employees

1,405

CEO

Dave Girouard, MBA

Website

www.upstart.com

Headquarters

San Mateo, CA 94403, US

UPST Financials

Key Financial Metrics (TTM)

Gross Margin

70%

Operating Margin

Net Income Margin

Return on Equity

Return on Capital

Return on Assets

Earnings Yield

1.34%

Dividend Yield

0.00%

Payout Ratio

0.00%

Stock Overview

Market Cap

$2.78B

Shares Outstanding

95.71M

Volume

276.18K

Avg. Volume

5.51M

Financials (TTM)

Gross Profit

$1.02B

Operating Income

$54.33M

EBITDA

$79.16M

Operating Cash Flow

$147.72M

Capital Expenditure

$18.41M

Free Cash Flow

$166.13M

Cash & ST Invst.

$657.45M

Total Debt

$1.85B

Upstart Performance Analysis

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name

Q1 2026YOY CHG

Revenue

$308.21M

+39.8%

Gross Profit

$0.00

-100.0%

Gross Margin

0.00%

N/A

Market Cap

$2.78B

N/A

Market Cap/Employee

$2.33M

N/A

Employees

1,193

N/A

Net Income

$6.65M

-171.6%

EBITDA

$7.52M

-288.8%

Quarterly Fundamentals

Name

Q1 2026YOY CHG

Net Cash

$514.18M

+166.2%

Accounts Receivable

$0.00

-100.0%

Inventory

$0.00

N/A

Long Term Debt

$0.00

-100.0%

Short Term Debt

$0.00

-100.0%

Return on Assets

1.67%

N/A

Return on Invested Capital

1.66%

N/A

Free Cash Flow

$0.00

+100.0%

Operating Cash Flow

$0.00

+100.0%

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Questions About UPST

What is the current price of Upstart?

Upstart is trading at $28.88 per share.

What is the 52-week range for Upstart?

Over the past 52 weeks, Upstart has traded between $23.97 and $87.30.

How much debt does Upstart have?

As of the most recent reporting period, Upstart reported total debt of $1.98B.

How much cash does Upstart have on hand?

Upstart reported $931.33M in cash and cash equivalents in its most recent financial results.

What is Upstart’s dividend yield?

Upstart does not currently have a dividend yield.

Upstart

Upstart Financials at a Glance

UPST News

Why Upstart Stock Was Falling Today

Why Upstart Stock Jumped 23% in April

Is Upstart Stock a Buy After Hedge Fund Halter Ferguson Purchased Shares Worth $37 Million?

The Fintech Stock That Could Disrupt the Credit-Scoring Business Over the Next Decade

Is This Beaten-Down Financial Stock Finally Worth Buying?

Prediction: This Artificial Intelligence (AI) Stock Is Going to Double Before 2026 Is Over

SoFi Technologies vs. Upstart: Which Fintech Stock Is the Better Long-Term Buy?

Is Upstart Stock a Millionaire Maker?

UPST: Motley Fool Moneyball Superscore

Our CEO Is Handing Members His Secret Weapon

About Upstart

UPST Financials

Key Financial Metrics (TTM)

Stock Overview

Financials (TTM)

Upstart Performance Analysis

Revenue Growth Rate

Earnings Per Share Growth Rate

Quarterly Performance

Quarterly Fundamentals

Other Investments to Explore

People Also Watch

Trending Stocks

Questions About UPST

What is the current price of Upstart?

What is the 52-week range for Upstart?

How much debt does Upstart have?

How much cash does Upstart have on hand?

What is Upstart’s dividend yield?

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