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Banking Articles

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Recent Articles

A pot of change with a plant growing out of it
Oct. 27, 2024 | By Danielle Antosz

Can You Still Make Money Investing in CDs?

As the Fed drops rates, are CDs still a solid investment? See what you need to know about buying CDs in today's market.
A stack of coins against a yellow background
Oct. 25, 2024 | By Matt Frankel, CFP®

CD Yields Could Stay Higher for Longer -- Here's Why

Are you worried about being able to get a CD with a high interest rate? There might be some good news. Find out more here.
A smiling person sitting on a couch near a window and holding a cell phone.
Oct. 23, 2024 | By Ashley Maready

4 Ways to Safeguard Your Money in an Online Bank

Online banks are as safe as traditional ones -- and charge fewer fees while paying higher APYs. Learn how to keep your money secure in online bank accounts.
A pile of money with a seedling growing out of it
Oct. 22, 2024 | By Matt Frankel, CFP®

Will Interest Rate Cuts Make CD Yields Plunge in 2025?

Falling interest rates could definitely make CD yields fall, but the impact might be less than you think. Read on to learn more.
A calculator, pad, and pen against a yellow background
Oct. 22, 2024 | By Matt Frankel, CFP®

Prediction: Here's What 1-Year CD Yields Will Be at the End of 2025

There's no way to know for sure where CD yields will be in a year. Read on for my prediction based on what we know now.
Woman using laptop and smartphone at home
Oct. 21, 2024 | By Ashley Maready

Why I'm Not Opening Any CDs in 2024 -- Even Though Rates Are Still Near 5%

CDs can be great for some people -- but they're not a fit for me. Read on to see why I'm giving them a pass despite great rates.
A pile of currency bills
Oct. 21, 2024 | By Matt Frankel, CFP®

Have You Considered a Money Market Account? Here's Why You Should

Money market accounts aren't as well known as checking or savings accounts. But here's why you should take a closer look.
A red piggy bank against a yellow background
Oct. 21, 2024 | By Matt Frankel, CFP®

Here's Why It's Still a Great Time to Open a High-Yield Savings Account

Many savers fear a return to the ultra-low savings account yields of 2021, but that isn't likely to happen. Find out more here.
A person sitting on a couch and writing on a piece of paper next to a laptop open on a table.
Oct. 20, 2024 | By Danielle Antosz

The Most Important Thing to Know About CD Interest Rates Right Now

Should you invest in CDs? CD rates currently outpace inflation, offering a safe, steady return. Here's why you should consider building a diverse portfolio.
A glass jar tipped over with coins falling out
Oct. 20, 2024 | By Chris Neiger

Don't Make These 3 Mistakes With Your High-Yield Savings Account

It's hard to go wrong with high-yield savings accounts, but there are a few things you should know. Read on to find out which moves to avoid.
A smiling man drinking juice and looking at his phone while sitting at the breakfast table in front of a bowl of cereal.
Oct. 20, 2024 | By Matt Frankel, CFP®

The Fed Just Cut Rates -- but You Might Be Surprised by How Much CDs Are Still Paying

The Federal Reserve made a rather aggressive interest rate cut in September. But it hasn't impacted CDs as much as you might think. Learn more here.
A man sitting on stairs in a park and holding a cell phone in his hand.
Oct. 20, 2024 | By Dana George

When Will Dropping Interest Rates Finally Make My Life Easier?

Rate drops take time to trickle down to consumers. Keep reading to learn how long you can expect to wait for lower rates.
A man typing on his laptop while sitting outside in front of a brick building.
Oct. 20, 2024 | By Kailey Hagen

How to Make the Most Out of Current CD Interest Rates

CD rates have already fallen, but they're still pretty high. Here's how to make the most of them before they drop again.
A pot of change with a plant growing out of it
Oct. 18, 2024 | By Dana George

Prediction: 5-Year CD Rates Will Drop Below 3.25% in 2024

Consumer interest rates are coming down, but so are CD rates. Here's how much one writer predicts 5-year CD rates will drop in 2024.
Woman taking notes while using a laptop
Oct. 18, 2024 | By Matt Frankel, CFP®

Here's How the Fed's Rate Cut Has Impacted CD Ladders

CD rates aren't directly tied to the Fed's actions, but they tend to move in the same direction. Learn what it means for you.
A calculator, pad, and pen against a yellow background
Oct. 18, 2024 | By Matt Frankel, CFP®

How Much Money Do You Need in Savings at Age 40?

Most experts suggest having six months' worth of expenses in savings. But there's more to the story. Keep reading to learn more.
Man reading newspaper and looking at a tablet
Oct. 17, 2024 | By Ashley Maready

All CD Investors Should Do This on Nov. 6

The Federal Reserve's next meeting is in a few weeks. Read on to learn why it's important for CD investors to pay attention to what the Fed does.
A pot of change with a plant growing out of it
Oct. 15, 2024 | By Chris Neiger

2 Questions You Should Ask When Deciding Between a Savings Account or CD

Where you put your money should depend on your goals. Read on to find out how to decide which account type is right for you.
A calculator, pad, and pen against a yellow background
Oct. 14, 2024 | By Emma Newbery

​​Here's How Much Interest You Can Earn on $8,000 in Savings

High-yield savings accounts will pay eight or nine times more in interest than the national average. Find out what that means for your money.
Woman making calculations as she uses her laptop.
Oct. 14, 2024 | By Natasha Etzel

My Savings Account's Rate Just Dropped. Here's Why I'm Not Worried About It

Do you have a high-yield savings account and are worried about potential interest rate reductions? Find out why one writer isn't too concerned.
A red piggy bank against a yellow background
Oct. 13, 2024 | By Ashley Maready

Forget CDs. Even With Falling Rates, a Savings Account Is a Better Choice

CDs have undeniable perks -- but for most savers, a high-yield savings account is the preferable option. Here's why.
Woman using cell phone with concerned look on her face.
Oct. 12, 2024 | By Ashley Maready

Is Your Savings Account APY Falling? Here's Why You Shouldn't Panic

A Federal Reserve rate cut means lower rates on bank accounts. Keep reading to learn why this isn't worth worrying about too much.
Woman smiling as she uses her laptop.
Oct. 12, 2024 | By Dana George

Why a CD May Be Your Best Friend as Interest Rates Drop

Like a friend, you know what to expect with a CD. Keep reading to learn more about how a CD can make your life more comfortable.
A pot of change with a plant growing out of it
Oct. 11, 2024 | By Dana George

Why Everyone Should Think About Buying CDs Now

Now may not be the right time for everyone to invest, but a CD remains an excellent choice for some. Find out why.
Man with glasses using laptop looks away appearing to be in thought.
Oct. 11, 2024 | By Danielle Antosz

Interest Rates Are Dropping -- Should You Move Money Out of Your HYSA?

The Fed's rate drop impacts HYSA interest APYs. Here's how to know if it's time to switch accounts or stay put, as well as alternatives for higher returns.