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Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.


Recent Articles

Nov. 18, 2024 | By Dana George

The Single Smartest Financial Move My Husband and I Have Ever Made

No one is born understanding how finances work. After years of hits and misses, here's the wisest financial move one writer ever made.
Nov. 18, 2024 | By Kristi Waterworth

Confession: I've Never Put Money in a CD and I Never Will

Certificates of deposit are great -- for other people. Read on to find out why they're a terrible fit for me.
Nov. 18, 2024 | By Natasha Etzel

This Is How Much Money You Can Make With $30K in a High-Yield Savings Account

Keeping your cash in a high-yield savings account can boost your bank account balance. Find out how much you can earn with $30,000 in savings.
Nov. 18, 2024 | By Matt Frankel, CFP®

Should You Use a Savings Account or 1-Year CD for Emergency Savings?

What is the best place for your emergency fund? Here's what you need to keep in mind to decide.
Nov. 17, 2024 | By Danielle Antosz

This Is How Much Money You Can Make With $20,000 in a High-Yield Savings Account

You'll earn around $800 per year in interest if you put $20,000 in a HYSA today. But there might be better options. Keep reading to learn more.
Nov. 17, 2024 | By Matt Frankel, CFP®

You Might Be Shocked How Much More Online Savings Accounts Pay -- Even After the Fed's Rate Cuts

Online savings account interest rates have come down a bit. But they’re still far higher than the alternative. Here's what you need to know.
Nov. 16, 2024 | By Dana George

Here's What Happens When You Try to Deposit Cash in an ATM

Depositing cash in your bank's ATM sounds pretty straightforward. However, find out what you're likely to run into if you try.
Nov. 15, 2024 | By Brittney Myers

My First-Time Home-Buying Mistake -- and the Banking Hack That Saved the Day

No matter how much you think you know, we all forget something. See how it went for one first-time home buyer.
Nov. 15, 2024 | By Kailey Hagen

I Don't Care If My Savings Account Has the Highest APY. Here's Why

High APYs are great, but they're not the only thing you should focus on in a savings account. These other things matter too. Read on to learn more.
Nov. 15, 2024 | By Ashley Maready

Is a Money Market Account a Good Place for Your Emergency Fund?

Having access to your emergency fund is important. Learn why one type of bank account might be perfect for this.
Nov. 12, 2024 | By Matt Frankel, CFP®

Is $10,000 Too Much to Keep in a Checking Account?

How much is too much in your checking account? There's no perfect answer, but here's what you need to know.
Nov. 11, 2024 | By Ashley Maready

3 Reasons I Switched to an Ally Savings Account

Where you keep your savings matters. Read on to learn why one writer is opting for an account with Ally.
Nov. 11, 2024 | By Emma Newbery

Here's How Much Interest You Can Earn on $5,000 in Savings

If you aren't using a high-yield savings account, you could be missing out on hundreds each year. Learn how the right account can supercharge your savings.
Nov. 10, 2024 | By Dana George

How Much Money Should You Keep in Checking? Here's the Sweet Spot

There's no clear consensus regarding how much we should keep in checking. Keep reading so you can decide for yourself.
Nov. 9, 2024 | By Matt Frankel, CFP®

3 Reasons CDs Are Still Great for Retirees

Although rates have fallen in the past few months, CDs remain an excellent choice for retirees looking for income. Learn why here.
Nov. 8, 2024 | By Emma Newbery

3 Reasons to Switch Banks in November

With top savings accounts paying 4% or more, switching banks could make you money. Find out why else to get yourself a new bank account before the holiday season.
Nov. 8, 2024 | By Emma Newbery

Why Settle for 5%? Consider These 3 Investment Options Beyond CDs

Savings rates are falling and it's time to look beyond CDs and savings products. Find out about investments that have historically paid better returns.
Nov. 8, 2024 | By Ashley Maready

2 Reasons Money Market Accounts Are Worth It -- Even After Fed Rate Cuts

Money market accounts fly under the banking radar, but they have high APYs and useful features. Read on to learn more about MMAs.
Nov. 6, 2024 | By Brittney Myers

4 Reasons to Open a High-Yield Savings Account in November

It's never a bad time to open a new savings account, especially if you keep these perks in mind when exploring your options. Read on for more.
Nov. 5, 2024 | By Matt Frankel, CFP®

The Federal Reserve Could Give Savers Good News in November -- Here's Why

Rate-cut expectations have come into focus lately, and they could be good news for people with savings accounts. Find out more here.
Nov. 5, 2024 | By Matt Frankel, CFP®

3 Reasons You Should Open a High-Yield Savings Account Right Now

A high-yield savings account can be an excellent financial tool. Here's why you should finally make the switch.
Nov. 5, 2024 | By Brittney Myers

Why I'm Choosing High-Yield Savings Accounts Over CDs Right Now

CDs can lock in your rates and grow your savings, but they aren't ideal for every situation. See when to consider a savings account instead.
Nov. 5, 2024 | By Lyle Daly

This Is How Much Money You Can Make With $50,000 in a High-Yield Savings Account

A high-yield savings account is a great way to grow your savings. Discover how much passive income you could earn with $50,000 in one of these accounts.
Nov. 5, 2024 | By Kristi Waterworth

3 Reasons to Open a CD in November

November is the gateway to the holiday season, but it's also a great time to secure some passive income with a certificate of deposit. Learn why here.
Nov. 3, 2024 | By Lyle Daly

Why You Shouldn't Keep Your Emergency Fund in a CD, Even With Rates as High as 5%

Putting your emergency fund in the wrong type of account can be risky. Find out why CDs aren't a good choice for emergency savings.