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Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

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Recent Articles

Mature couple smiling with cellphone in hand while sitting outdoors among background of mountains
Nov. 9, 2024 | By Matt Frankel, CFP®

3 Reasons CDs Are Still Great for Retirees

Although rates have fallen in the past few months, CDs remain an excellent choice for retirees looking for income. Learn why here.
A hand tossing an iphone in the air
Nov. 8, 2024 | By Emma Newbery

3 Reasons to Switch Banks in November

With top savings accounts paying 4% or more, switching banks could make you money. Find out why else to get yourself a new bank account before the holiday season.
A pile of money with a seedling growing out of it
Nov. 8, 2024 | By Emma Newbery

Why Settle for 5%? Consider These 3 Investment Options Beyond CDs

Savings rates are falling and it's time to look beyond CDs and savings products. Find out about investments that have historically paid better returns.
A wad of folded dollar bills
Nov. 8, 2024 | By Ashley Maready

2 Reasons Money Market Accounts Are Worth It -- Even After Fed Rate Cuts

Money market accounts fly under the banking radar, but they have high APYs and useful features. Read on to learn more about MMAs.
A glass jar tipped over with coins falling out
Nov. 6, 2024 | By Brittney Myers

4 Reasons to Open a High-Yield Savings Account in November

It's never a bad time to open a new savings account, especially if you keep these perks in mind when exploring your options. Read on for more.
Man reading newspaper and looking at a tablet
Nov. 5, 2024 | By Matt Frankel, CFP®

The Federal Reserve Could Give Savers Good News in November -- Here's Why

Rate-cut expectations have come into focus lately, and they could be good news for people with savings accounts. Find out more here.
A woman looking at her finances with a laptop and phone.
Nov. 5, 2024 | By Matt Frankel, CFP®

3 Reasons You Should Open a High-Yield Savings Account Right Now

A high-yield savings account can be an excellent financial tool. Here's why you should finally make the switch.
A glass jar full of bills and coins
Nov. 5, 2024 | By Brittney Myers

Why I'm Choosing High-Yield Savings Accounts Over CDs Right Now

CDs can lock in your rates and grow your savings, but they aren't ideal for every situation. See when to consider a savings account instead.
A man typing on his laptop while sitting outside in front of a brick building.
Nov. 5, 2024 | By Lyle Daly

This Is How Much Money You Can Make With $50,000 in a High-Yield Savings Account

A high-yield savings account is a great way to grow your savings. Discover how much passive income you could earn with $50,000 in one of these accounts.
A pile of money with a seedling growing out of it
Nov. 5, 2024 | By Kristi Waterworth

3 Reasons to Open a CD in November

November is the gateway to the holiday season, but it's also a great time to secure some passive income with a certificate of deposit. Learn why here.
A dollar bill against a pink background
Nov. 3, 2024 | By Lyle Daly

Why You Shouldn't Keep Your Emergency Fund in a CD, Even With Rates as High as 5%

Putting your emergency fund in the wrong type of account can be risky. Find out why CDs aren't a good choice for emergency savings.
A man reading on a tablet with a laptop open on the table.
Nov. 2, 2024 | By Matt Frankel, CFP®

What You Need to Know About CD Rate Changes for 2025

CD rates have started to fall. What should savers expect in 2025? Read on to find out.
young man sitting at kitchen table writing a check.
Nov. 2, 2024 | By Ashley Maready

Forget Paper Checks: Here's Why It's Time to Use Other Payment Methods

Paper checks expose you to fraud, and they're massively inconvenient. See why you should switch to another way to pay.
A women sitting at a sunny desk with a laptop, calendar, and planner.
Oct. 29, 2024 | By Matt Frankel, CFP®

If You Have a High-Yield Savings Account, Mark This Important Date on Your Calendar

Your interest rate could change soon. Here's when you'll have a good idea of what to expect.
Woman uncomfortable by what she's reading on her phone.
Oct. 29, 2024 | By Cole Tretheway

2 Red Flags Your Bank Is Putting Profits Above Your Financial Health

Is your bank bleeding you dry? Spot the red flags and protect your cash from sneaky fees and lousy rates.
Bank teller assisting a customer with cash transaction.
Oct. 27, 2024 | By Steven Porrello

What Happens if You Deposit More Than $10,000 in Your Bank Account?

Making a big deposit at your bank can trigger a report to the federal government. Find out what happens when you deposit $10,000 or more.
A pot of change with a plant growing out of it
Oct. 27, 2024 | By Danielle Antosz

Can You Still Make Money Investing in CDs?

As the Fed drops rates, are CDs still a solid investment? See what you need to know about buying CDs in today's market.
A stack of coins against a yellow background
Oct. 25, 2024 | By Matt Frankel, CFP®

CD Yields Could Stay Higher for Longer -- Here's Why

Are you worried about being able to get a CD with a high interest rate? There might be some good news. Find out more here.
A smiling person sitting on a couch near a window and holding a cell phone.
Oct. 23, 2024 | By Ashley Maready

4 Ways to Safeguard Your Money in an Online Bank

Online banks are as safe as traditional ones -- and charge fewer fees while paying higher APYs. Learn how to keep your money secure in online bank accounts.
A pile of money with a seedling growing out of it
Oct. 22, 2024 | By Matt Frankel, CFP®

Will Interest Rate Cuts Make CD Yields Plunge in 2025?

Falling interest rates could definitely make CD yields fall, but the impact might be less than you think. Read on to learn more.
A calculator, pad, and pen against a yellow background
Oct. 22, 2024 | By Matt Frankel, CFP®

Prediction: Here's What 1-Year CD Yields Will Be at the End of 2025

There's no way to know for sure where CD yields will be in a year. Read on for my prediction based on what we know now.
Woman using laptop and smartphone at home
Oct. 21, 2024 | By Ashley Maready

Why I'm Not Opening Any CDs in 2024 -- Even Though Rates Are Still Near 5%

CDs can be great for some people -- but they're not a fit for me. Read on to see why I'm giving them a pass despite great rates.
A pile of currency bills
Oct. 21, 2024 | By Matt Frankel, CFP®

Have You Considered a Money Market Account? Here's Why You Should

Money market accounts aren't as well known as checking or savings accounts. But here's why you should take a closer look.
A red piggy bank against a yellow background
Oct. 21, 2024 | By Matt Frankel, CFP®

Here's Why It's Still a Great Time to Open a High-Yield Savings Account

Many savers fear a return to the ultra-low savings account yields of 2021, but that isn't likely to happen. Find out more here.
A person sitting on a couch and writing on a piece of paper next to a laptop open on a table.
Oct. 20, 2024 | By Danielle Antosz

The Most Important Thing to Know About CD Interest Rates Right Now

Should you invest in CDs? CD rates currently outpace inflation, offering a safe, steady return. Here's why you should consider building a diverse portfolio.