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Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

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Recent Articles

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March 10, 2024 | By Dana George

How Much Money Should You Keep in Your Checking Account? Here’s the Sweet Spot

It may feel good to have a lot of money in checking, but it's not a great idea. Find out how you know when you have enough.
A class pot filled with coins and a sprout growing
March 10, 2024 | By Lyle Daly

CDs vs. High-Yield Savings Accounts: What's the Better Place for Your Savings Right Now?

CDs and high-yield savings accounts are both offering excellent returns right now. Find out how to decide which one you should use for savings.
A pile of currency bills
March 10, 2024 | By Lyle Daly

CDs vs. Stocks: What's the Better Investment Right Now?

CDs and stocks are both good investment options, but they serve different purposes. Learn more about them to see where you should invest your money.
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March 10, 2024 | By Robin Hartill, CFP

Underrated Hacks for Boosting Your Roth IRA Contributions in 2023

You still have time to fund your Roth IRA for 2023. Learn a few tricks for boosting your Roth IRA before the deadline.
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March 9, 2024 | By Natasha Etzel

40% of Women Plan to Tackle This Financial Goal Over the Next 6 Months

A Fidelity Investments study found that 40% of women plan to contribute to an emergency fund in the coming months. Find out why you may want to do the same.
Man sits at counter with phone on laptop utilizing online banking.
March 9, 2024 | By Ashley Maready

2 Reasons I'm Not Chasing a Higher Rate on My Savings

I could earn 5% APY or higher on my savings, but I'm sticking with my current high-yield savings account. Discover why switching banks isn't always worth it.
Woman using laptop at home for work or study.
March 8, 2024 | By Steven Porrello

CDs vs. Savings Accounts: Which Is the Better Choice for Your Money?

CDs and savings accounts both have great APYs right now. But one may be more lucrative than the other. Read on to learn which is right for your money.
A glass jar full of bills and coins
March 8, 2024 | By Lyle Daly

4 Underrated Reasons Why You Should Invest in CDs

CDs are a safe place to get a fixed interest rate on your money. Check out these underappreciated reasons why investing in CDs could be a good idea.
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March 7, 2024 | By Natasha Etzel

Here's How I Earned an Additional $1,200+ in 2023. Spoiler Alert: It Wasn't From a Part-Time Job or Side Hustle

Want to earn more money in 2024 without getting a side hustle? You can earn money from your savings. Discover how one writer earned nearly $1,250 in 2024.
Happy couple reviewing paperwork at a desk with a laptop in their home
March 7, 2024 | By Robin Hartill, CFP

Don't Ignore These High-Yield Savings Opportunities in 2024

Higher interest rates benefit savers. Check out these three high-yield savings opportunities to maximize your earnings in 2024.
A glass jar full of bills and coins
March 6, 2024 | By Brittney Myers

How to Choose the Right CD Terms for Maximum Growth

When rates are high, CDs can be great places for growth. Check out a few things to consider for maximizing that growth.
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March 6, 2024 | By Robin Hartill, CFP

3 Signs You Shouldn't Open a CD, Even With Rates at 5.5%

The best CD rates are sky high, making CDs an appealing investment in 2024. But here are three times you should never put your money in a CD.
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March 6, 2024 | By Kristi Waterworth

If You're Considering CDs, Here's Why Money Market Accounts Might Be Better

CDs aren't the only savings vehicles in town -- there are also money market accounts. Keep reading to learn why they're better for some savers.
A red piggy bank against a yellow background
March 5, 2024 | By Kristi Waterworth

4 Key Differences Between CDs and Money Market Accounts

Both CDs and money market accounts can help you earn more interest on your savings, but they're not the same. Read on to learn more.
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March 4, 2024 | By Kristi Waterworth

CDs vs. Money Market Accounts: How to Choose What's Best for You

Saving can be a tricky process. Do you choose a CD or a money market account? Let's look at the options in this article.
A person sitting at a sunny dining room table and typing on a laptop.
March 2, 2024 | By Ashley Maready

The Downside of Putting All Your Money in Savings Accounts Over CDs

Got money saved for the near future? Learn why capitalizing on CDs is a good idea right now -- even if savings accounts are easier.
Young woman using laptop on the couch
March 1, 2024 | By Ashley Maready

Here's What Happens When You Switch From a Savings Account to CDs

Thinking of ditching your savings account and putting your cash into CDs instead? Read on to learn what you can expect in the process.
Woman using laptop at home for work or study.
Feb. 29, 2024 | By Ashley Maready

The Role of CDs and Money Market Accounts in a Diversified Savings Strategy

Savings accounts are simple, but you have other options for interest-earning bank accounts. Learn when to lean on CDs and money market accounts.
Man reviewing information on his phone and laptop at home
Feb. 25, 2024 | By Lyle Daly

3 Little-Known Drawbacks of CDs

Interest rates are high right now, and CDs let you lock one in. Make sure you know about the little-known drawbacks of CDs before you do.
Man in suit handing over a paycheck
Feb. 25, 2024 | By Chris Neiger

What Is a Salary Account, and Should You Open One?

Some employers may prefer to pay you through a salary account. Read on to find out if it's the right option for you.
A woman sitting in front of her couch with her laptop and celebrating with her hand in the air.
Feb. 24, 2024 | By Lyle Daly

3 Unexpected Benefits of Opening a New Savings Account

Savings accounts are more than just a place to keep your money safe. Learn about the surprising benefits you could get by opening a new savings account.
Mature man at desk looking off in thought.
Feb. 24, 2024 | By Natasha Etzel

When Should You Stop Contributing to Your Emergency Fund?

If you have enough saved cash in your emergency fund, it may be time to boost your retirement account contributions. Find out when you should do this.
A female college student taking notes while studying on a laptop.
Feb. 23, 2024 | By Ashley Maready

3 Perks of Investing in CDs

CD accounts are having a moment. Learn the benefits of opening a CD, if you've never considered it before.
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Feb. 19, 2024 | By Ashley Maready

The Single Best Way to Maximize Your Savings Account

Having money in savings for emergencies and future spending is a great feeling. Learn what you can do to make it even better.
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Feb. 19, 2024 | By Dana George

If You Do One Thing With Your Savings in 2024, Do This

Moving money to a high-yield savings account turbo-charges how much interest you earn. Keep reading to learn the account's other benefits.