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Banking Articles | Page 41

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

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Recent Articles

A person leaning against a railing in a busy city center while looking at a cell phone.
Nov. 27, 2023 | By Ashley Maready

3 Reasons to Switch Banks in 2024

New year, new opportunity for a better bank account. Keep reading to learn why changing to a new bank could be a great move in 2024.
Three young adults gathered looking at something on a cell phone screen.
Nov. 27, 2023 | By Ashley Maready

Gen Z Is All About 'Soft Saving,' but Here Are 2 Reasons Why It Can Negatively Impact Your Financial Health

The younger set is prioritizing experiences in the here and now over saving for long-term goals. Keep reading to learn how to find a good balance.
A bank teller smiles to a customer from behind her desk.
Nov. 24, 2023 | By Charlie Pastor, CFP®

Savers Are Cashing In on a Chance to Win Big With a Prize-Linked Savings Account

Your direct deposit could net you a whole lot more with a prize-linked account. Keep reading to find out how.
Man with glasses using laptop looks away appearing to be in thought.
Nov. 24, 2023 | By Steven Porrello

Have a Chase Savings Account? You're Probably Missing Out on $400-Plus per Year

Chase savings accounts pale in comparison to today's high rates. Find out what you could be missing here.
A stressed person looking through papers and sitting in front of a laptop at a kitchen counter.
Nov. 24, 2023 | By Lyle Daly

5 of the Costliest Banking Mistakes

There are some banking missteps that can cost you money. Find out about the costliest banking mistakes so you can avoid them.
A young business professional worriedly looks at a computer screen as their head rests on their clasped hands.
Nov. 23, 2023 | By Lyle Daly

Here's What Happens When You Lose Your Debit Card

It's stressful when you lose your debit card. See what to expect and what you need to do in this situation.
A woman looking at her finances with a laptop and phone.
Nov. 22, 2023 | By Ashley Maready

I Have a Savings Account That Pays Just 0.01% APY. Here's Why I'm Keeping It

High-yield savings accounts are all the rage, and this writer is a big fan. But read on to learn why she's hanging onto her old savings account, too.
Man sits at counter with phone on laptop utilizing online banking.
Nov. 21, 2023 | By Dana George

These 6 Banks Are Paying Over 5% on Savings Accounts

The silver lining behind higher interest rates is a higher APY on savings accounts. Keep reading to learn about account options with APYs over 5%.
Man looks saddened by paper that he's reading.
Nov. 21, 2023 | By Lyle Daly

5 Reasons a Bank Could Deny Your New Account Bonus

Bank account bonuses are a valuable benefit. Watch out for these common reasons a bank could deny your bonus so you know what not to do.
A smiling person sitting on their couch and looking at the phone in their hand.
Nov. 17, 2023 | By Dana George

OneUnited Bank Using AI to Help People Become Financially Savvy

OneUnited Bank has rolled out a new tool for its customers. Keep reading to learn how artificial intelligence is helping people make financial decisions.
One spouse uses a laptop at the kitchen table while another prepares food in the background.
Nov. 16, 2023 | By Lyle Daly

Earn Cash: 3 Reasons to Open a New Bank Account by the End of the Year

The best bank accounts offer excellent financial benefits. See how you could come out ahead by opening a new bank account by year's end.
Man sitting at a desk celebrating with a fist pump
Nov. 16, 2023 | By Matt Frankel, CFP®

Act Fast: Earn 4.5% Interest or More With These Savings Accounts

There are some impressive savings account yields available if you know where to look. Here's how to get started.
A couple discusses their finances with a bank associate.
Nov. 16, 2023 | By Matt Frankel, CFP®

Act Now: Earn Up to $500 Opening One of These Checking Accounts

Some banks will pay you just for becoming a new customer. Learn about some of the best current offers here.
A couple smile while doing taxes at the kitchen table.
Nov. 14, 2023 | By Matt Frankel, CFP®

Do You Have to Pay Tax on Interest From High-Yield CDs?

Are you taking advantage of rising interest rates with high-yield CDs? Here's what it could mean for your taxes.
A man handing his credit card to the cashier at a coffeeshop.
Nov. 13, 2023 | By Matt Frankel, CFP®

Yes, This Debit Card Actually Offers Cash Back

This checking account doesn't pay interest, but it does something even better. Keep reading to find out what.
A man wearing a medical mask and taking money out of an ATM on the street.
Nov. 13, 2023 | By Emma Newbery

Here's What Happens When You Overdraw Your Bank Account

Taking your account into the red can be costly. In a worst-case scenario, your bank could close your account. Find out how to manage the consequences.
Couple using laptop and calculator together smiling.
Nov. 12, 2023 | By Dana George

Will CD Rates Remain Sky-High in 2024?

It's impossible to predict future CD rates with certainty. Still, here's where we think they will stand in 2024.
Young Woman With Laptop
Nov. 7, 2023 | By Natasha Etzel

Here's Why You Need To Open a High-Yield Savings Account in 2024

As you work out your savings strategy for 2024, you may want to get a new bank account. Find out why you should find a better savings option in 2024.
One spouse uses a laptop at the kitchen table while another prepares food in the background.
Nov. 7, 2023 | By Steven Porrello

If You Have a Wells Fargo Savings Account, You Should Switch ASAP. Here's Why

Wells Fargo savings account holders could be missing out on some serious earnings. Learn how you're losing money at the big bank here.
A smiling man drinking juice and looking at his phone while sitting at the breakfast table in front of a bowl of cereal.
Nov. 5, 2023 | By Steven Porrello

Savings Account Rates Are Skyrocketing. Here's How You Could Earn $1,000 Per Year

A man sitting at a sunny desk and looking up something on a laptop.
Nov. 4, 2023 | By Steven Porrello

5% Savings Accounts: Is CIT or Western Alliance Better?

CIT Bank and Western Alliance Bank both offer savings accounts with APYs above 5%. Find out which to choose here.
A couple talking to a bank officer at a desk.
Nov. 4, 2023 | By Lyle Daly

Do You Have a Bank of America Savings Account? Here's Why You Should Switch

Millions of Americans have accounts with Bank of America. See why it's time to make a change if you're using a Bank of America savings account.
A man sitting in an armchair and typing into his laptop while holding a credit card in one hand.
Nov. 3, 2023 | By Matt Frankel, CFP®

A Big Bank Is Launching Its Own Buy-Now-Pay-Later Service

U.S. Bank is getting into the BNPL business. Take a look at how its product could be different from the rest.
A smiling person lying on a bed while searching on a laptop.
Nov. 3, 2023 | By Natasha Etzel

I Made Over $1,200 in Savings Account Interest This Year. Here's How You Can, Too

Are you hoping to earn more interest from your savings in 2024? Keep reading to see what steps one writer took to earn over $1,200 in interest this year.
Two people lounging next to a luxury pool surrounded by palm trees while typing on a laptop and tablet.
Nov. 1, 2023 | By Kailey Hagen

Here's How Much the Average Rich Person Has in the Bank

It shouldn't surprise you that the richest Americans also have some of the largest bank accounts. Find out how much they have on average.