Banking Articles

Aug. 1, 2024 | By Lyle Daly

How to Build a $2,500 Emergency Fund by 2025

Everyone needs emergency savings. Prepare for the unexpected by seeing exactly how to build a $2,500 emergency fund by the end of the year.

Aug. 1, 2024 | By Emma Newbery

Is Your Online Bank Safe From Hackers? Here's How to Tell

Identity theft cost Americans over $23 billion last year, and that's only one form of cybercrime. Find out how to keep your online accounts safe from hackers.

A class pot filled with coins and a sprout growing

Aug. 1, 2024 | By Steven Porrello

The Single Best CD Strategy for Making Money With CDs in August

The best strategy for CDs in 2024 helps you lock in high CD rates while minimizing risks. Learn how to optimize CDs in August before rates start to change.

A man looking upset while reading something on his phone.

July 31, 2024 | By Kailey Hagen

2 Reasons You Could Regret Opening a CD Right Now

Many are trying to lock in high CD rates while they still can, but this isn't a decision to rush. Here are two reasons you might regret opening a CD now.

Man sits at counter with phone on laptop utilizing online banking.

July 30, 2024 | By Steven Porrello

This Bank Will Pay You $10 a Month for the Rest of Your Life

Often, banks make you pay a monthly fee to use a checking account. But this bank will pay you instead. Learn how to make $10 monthly on a new checking account.

A person sitting at an office desk and looking at a cell phone with a contemplative expression.

July 29, 2024 | By Lyle Daly

The Unexpected Downsides of Keeping Too Much in a CD, Even With Rates Above 5%

Thanks to high interest rates, CDs have become a popular place to put savings. Make sure you know about their downsides before you open one.

A woman looking at her finances with a laptop and phone.

July 28, 2024 | By Cole Tretheway

I've Covered the Best (and Worst) Savings Accounts for Years. Here Are My Top 3 Takeaways

Saving more money may be easier than you think. Here's what I've learned from years of covering the best savings accounts.

July 28, 2024 | By Lyle Daly

Last Chance: Here's How Long You Have Until CD Rates Could Drop

CD rates are expected to drop in 2024. See when it's likely to happen based on recent projections.

A calculator, pad, and pen against a yellow background

July 28, 2024 | By Steven Porrello

Here's Why You Should Open a 12-Month CD -- Even When Rates Are Falling

CD rates are starting to decline. Here's why delaying a new 12-month CD could cost you in lost interest.

July 27, 2024 | By Ashley Maready

I Only Keep a $500 Cushion in My Checking Account -- Here's Why

Figuring out how much money to keep in your checking can be a minefield. Learn why one writer keeps it simple with just $500.

A person standing across from a teller at a bank counter and writing a check.

July 27, 2024 | By Emma Newbery

The 4 Best Checking Accounts for High-Income Households

The right checking account can help high earners make the most of their money. Find out what perks make these banks stand out from the crowd.

A stack of coins against a yellow background

July 26, 2024 | By Ashley Maready

Is an MMA the Best Place for Your Emergency Fund Now?

A high-yield savings account may not automatically be best for your rainy day cash. Learn more about money market accounts and their advantages here.

A young businessperson does paperwork in coffee shop and checks their phone.

July 25, 2024 | By Lyle Daly

3 Reasons I'll Pick a Savings Account Over a CD Any Day

CDs are paying impressive rates, but I'm not interested. See why I prefer keeping my money in a savings account to find out if you should do the same.

Woman appearing upset with head in her hands as she reads letter.

July 25, 2024 | By Lyle Daly

4 Biggest Mistakes You Can Make With Your Checking Account

Checking accounts are perfect for paying bills and managing your money. Just make sure to avoid these costly checking account mistakes.

A red piggy bank against a yellow background

July 25, 2024 | By Lyle Daly

4 Biggest Mistakes You Can Make With Your Savings Account

Lots of people make costly mistakes with their savings accounts. Check out the biggest and most common mistakes so you know what not to do.

Older woman getting assistance from a bank teller.

July 25, 2024 | By Steven Porrello

Ranked: The Safest Banks in America

The safest banks in America have large assets and security measures to protect against cyberattacks. Find out which banks rank high for safety.

A couple talking to a bank officer at a desk.

July 25, 2024 | By Cole Tretheway

Avoid These Common Mistakes When Choosing a Safe Bank for Your Money

Skip the fees and keep things simple. Find out how to avoid common mistakes when picking banks.

A child puts coins into differently sized piggy banks under the happy supervision of her parent.

July 24, 2024 | By Ashley Maready

Hands Down, This Is My Favorite High-Yield Savings Account Feature

High-yield savings accounts pay real money on your saved cash -- but they also have other excellent benefits. Read on to learn one writer's top HYSA feature.

A woman with a check in hand puts numbers into a calculator

July 24, 2024 | By Steven Porrello

Act Fast to Get a $540 Bonus on This Free Checking Account

Laurel Road is offering up to $540 on a Loyalty Checking account, plus $10 monthly when you meet requirements. Find out how to earn this amazing offer.