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Banking Articles | Page 45

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.


Recent Articles

Jan. 24, 2024 | By Kailey Hagen

The 5 Smartest Places to Put Your Savings in 2024

Put your money to work for you in 2024. Read on for five places to consider stashing your savings.
Jan. 24, 2024 | By Brittney Myers

Here's How Much $5,000 Would Earn in a 6-Month CD Right Now

A high-yield 6-month CD can be a good place to stash mid-term savings. See how much interest you could earn with $5,000 in a short-term CD.
Jan. 23, 2024 | By Brittney Myers

Here's How Much $10,000 Would Earn in a 6-Month CD Right Now

A $10,000 deposit can earn a very tidy sum in a high-yield CD. Read on to see how the math works out.
Jan. 23, 2024 | By Brittney Myers

Here's How Much $1,000 Would Earn in a 6-Month CD Right Now

You can find many great CDs with low (or no) deposit minimums. See how just $1,000 can grow with a high-yield CD.
Jan. 23, 2024 | By Natasha Etzel

A Proposed CFPB Rule Could Limit Bank Overdraft Fees

The CFPB wants to limit bank overdraft fees. A newly proposed rule could save Americans billions of dollars. Find out what this could mean for consumers.
Jan. 22, 2024 | By Brittney Myers

Joining a Gym? Here's Why You Should Open a New Bank Account

Opening a new bank account may not be your first thought when you decide to join the gym. This may change your ways.
Jan. 19, 2024 | By Ashley Maready

Should You Open an MMA in 2024?

Money market accounts might not be on your radar. Keep reading to learn why an MMA might just be a good fit for you this year.
Jan. 17, 2024 | By Brittney Myers

Why I Opened a New Bank Account Before I Joined a New Gym

Many gyms are now requiring monthly fees to be paid via bank transfer. Here's how one gym-goer responded.
Jan. 15, 2024 | By Lyle Daly

CDs Pay More Than Savings Accounts. Here's Why I Still Don't Use Them

CDs have some of the highest rates that banks offer. Find out why one personal finance writer sticks to savings accounts and never uses CDs.
Jan. 14, 2024 | By Steven Porrello

Should You Break a CD Early to Lock In a Higher Rate?

Some promises are meant to be broken. Find out when it's smart to break an old CD for a new one here.
Jan. 13, 2024 | By Steven Porrello

Are MMAs a Good Investment for 2024?

MMAs combine the check-writing privileges of checking accounts with high APYs. But do they make a good investment for 2024? Let's take a look.
Jan. 13, 2024 | By Steven Porrello

3 Top Tips for Maximizing CD Investment Returns

Maximizing your CD returns is all about minimizing risk and locking into the right CD product. Learn how to get the most from your CD here.
Jan. 12, 2024 | By Ashley Maready

If You Do One Thing With Your Savings, Consider a CD

The clock may be running out on higher CD rates. Learn why opening one before rates fall is a good move.
Jan. 12, 2024 | By Lyle Daly

This Is the Only Type of Account I Trust for My Emergency Fund

It's important to put your emergency fund somewhere safe. Discover one of the best options to ensure you always have easy access to your emergency fund.
Jan. 11, 2024 | By Natasha Etzel

This Simple Move Can Ensure You Meet Your 2024 Savings Goal

Want to save more money in 2024? Automation can help you stay on track to reach your savings goal sooner. Find out how to use automation to your advantage.
Jan. 10, 2024 | By Matt Frankel, CFP®

3 Unexpected Benefits of Choosing CDs Over Other Savings Accounts

CDs let you lock in a high interest rate, but there are other perks you might not know. Keep reading to learn the benefits of CDs.
Jan. 10, 2024 | By Ashley Maready

Use Payments Apps? Be Very Careful With This

Payments apps are a convenient way to move money around. Learn why it pays to watch what you type in the memo line.
Jan. 9, 2024 | By Matt Frankel, CFP®

CD or MMA: Which Is the Smarter Investment for 2024?

Both of these account types have advantages and disadvantages. Which is best for you? Read on to find out.
Jan. 8, 2024 | By Steven Porrello

CDs vs. High Yield Savings Account: Which Is Better for Your Money in 2024?

The APYs on CDs and savings accounts are similar, but when it comes to choosing one, there's usually a clear winner. Find out which is better for you here.
Jan. 8, 2024 | By Lyle Daly

4 Must-Have Features in a Savings Account

Most banks and credit unions offer savings accounts. Learn about the most important features to look for when shopping for a new one.
Jan. 7, 2024 | By Steven Porrello

Why You Should Build Out a CD Ladder For 2024

With the central bank projecting rate cuts in 2024, today's top-paying CD rates may not be here much longer. Find out what that means for CD ladders.
Jan. 6, 2024 | By Steven Porrello

Have CD Rates Peaked? Latest Data From the OECD Says, 'Yes'

High CD rates made 2023 a great year to be a saver, but will they remain elevated in 2024? Find out if CD rates have peaked here.
Jan. 6, 2024 | By Steven Porrello

3-Month CD Rates Are Up to 5.5%. Should You Open One Now?

Is it worth opening a short-term CD to snag a high APY of 5.50%? Before you do, let's look at the pros and cons.
Jan. 4, 2024 | By Ashley Maready

Check Fraud Is Way Up. Should You Stop Using Paper Checks?

There are more secure payment methods than checks. Read on to learn your options to avoid check fraud in 2024 and beyond.
Jan. 3, 2024 | By Kailey Hagen

Why You Should Upgrade Your Savings Account in 2024

High-yield savings accounts help you grow your wealth effortlessly. Here are a few reasons to open one in 2024.