Banking Articles

Woman using laptop at home for work or study.

Oct. 29, 2023 | By Matt Frankel, CFP®

Should You Get a 1-Year or 5-Year CD?

CDs can be excellent ways to lock in high yields on your money without risk. But which CD term is the best fit for you? Read on to find out.

A couple sit in their living room and pay their credit card balances online.

Oct. 28, 2023 | By Natasha Etzel

4 Reasons Not to Share a Bank Account With Your Partner

Unsure whether you should share a bank account or keep your finances separate? Find out why you may want to avoid having a joint bank account with a partner.

Young adult woman counts cash at car wash

Oct. 28, 2023 | By Natasha Etzel

What if I Can Only Afford to Save $50 Per Month?

If you can put aside $50 a month, that's a great place to start. Not sure what to do with your savings? Here are two savings options to consider.

A woman sitting in a sunny window seat and checking her tablet.

Oct. 27, 2023 | By Ashley Maready

Is a CD or a Savings Account a Better Place for Your Money Right Now?

You have your choice of bank accounts to help your money grow with interest. Learn whether a savings account or a CD should currently be higher on your list.

A man and woman sitting in their kitchen and talking while looking over papers.

Oct. 26, 2023 | By Ashley Maready

This Is the Type of Financial Advice Every Woman Should Ignore

When you're a woman, you get a lot of unsolicited advice -- including financial advice. Read on for one tip to disregard.

Oct. 25, 2023 | By Ashley Maready

I Vowed to Save $50K in 2023 and I Did. Here's Why I'm Not Done Saving Yet

There's nothing like the feeling of accomplishment that comes from meeting a big goal. Read on to learn what one writer is planning to do next.

A business professional uses a laptop and wheelchair at a desk in an office.

Oct. 25, 2023 | By Ashley Maready

This One Simple Move Earned Me Over $1,000 This Year

This writer made a nice chunk of free money -- and all she had to do was open a high-yield savings account. Keep reading to learn why you should, too.

A young man in a suit using an outdoor ATM.

Oct. 23, 2023 | By Kailey Hagen

Beware of This Costly Savings Account Rule This Holiday Season

Believe it or not, your bank can penalize you for moving your own money around too much. Find out what you need to know to avoid costly fees.

A person looking worriedly at a laptop with their head resting on their arms on the kitchen counter.

Oct. 23, 2023 | By Emma Newbery

Here's What Happens When You Don't Have a Bank Account

Almost 25 million American households have limited access to banking services. See how much this costs them and what banking options might be available.

Man reviewing information on his phone and laptop at home

Oct. 23, 2023 | By Matt Frankel, CFP®

How High Could CD Rates Go in 2024?

There's no way to predict for certain the future of CD rates. But here's what we can probably expect in 2024.

Oct. 22, 2023 | By Natasha Etzel

3 Little-Known Perks of Online Banks

While many people do their banking with brick-and-mortar banks, online banks are also popular. Find out what perks you may get with an online bank.

A woman sitting at a desk in a sunny loft and sketching in a notebook next to an open laptop.

Oct. 20, 2023 | By Natasha Etzel

What if I Can Only Afford to Save $200 per Month?

It's never too late to start saving for the future. Saving an extra $200 per month can prepare you for tomorrow. Check out two savings options to consider.

Oct. 19, 2023 | By Emma Newbery

Are These 3 Banking Fees Costing You Money?

Many Americans pay avoidable bank fees and it costs them hundreds of dollars a year. Learn how to get around some of these pesky fees with minimal effort.

A person walking down stairs while smiling and looking at their phone.

Oct. 19, 2023 | By Ashley Maready

You Can't Afford Not to Use This Bank Account Feature

Overdrafting your checking account is the worst. Read on to learn how you can keep it from happening to you.

Oct. 17, 2023 | By Steven Porrello

Which Is Better for $5K in Savings: a CD or a High-Yield Savings Account?

Today's top-paying CDs and savings accounts are neck and neck in high APYs. Which is better for $5,000? Read on to compare the two.

young man sitting at kitchen table writing a check.

Oct. 17, 2023 | By Steven Porrello

This Is Why I Keep Almost No Money in My Checking Account

Checking accounts are safe places to deposit cash. But they're not the best place for all your money. Learn why you shouldn't keep ample cash in your checking account.

A smiling couple online shopping next to a Christmas tree.

Oct. 16, 2023 | By Kailey Hagen

Should You Open a Holiday Savings Account This Year?

Holiday savings accounts are one way to budget for upcoming holiday expenses. Here's what you need to know to decide if they're right for you.

Man sits at counter with phone on laptop utilizing online banking.

Oct. 14, 2023 | By Matt Frankel, CFP®

The Average American Keeps This Much in Their Checking Account -- How Do You Compare?

How do you stack up against the average household and how much is enough in checking? Read on to find out.

A young man working on a laptop from his couch with his dog sitting next to him.

Oct. 14, 2023 | By Matt Frankel, CFP®

3 Reasons to Create a CD Ladder Today

A CD ladder offers a great combination of yield and flexibility with your savings. Here are some of the benefits you should know about.

A person sitting at a table next to a big window and writing in a notebook next to an open laptop.

Oct. 13, 2023 | By Matt Frankel, CFP®

Are You Saving Enough Money? These High-Yield Accounts Could Help You Get There

If you need to save more, now is a great time to do it. Keep reading to learn how you can put your money to work for you.

A couple talking to a bank officer at a desk.

Oct. 13, 2023 | By Kailey Hagen

Savings Account Rates Are High Right Now, but I'd Still Stay Away From These

The best savings account rates top 4.30% and could put hundreds of dollars in your pocket each year. But you won't find deals like that with these banks.