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Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

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Recent Articles

A woman using an ATM on a sunny street.
July 27, 2024 | By Ashley Maready

I Only Keep a $500 Cushion in My Checking Account -- Here's Why

Figuring out how much money to keep in your checking can be a minefield. Learn why one writer keeps it simple with just $500.
A person standing across from a teller at a bank counter and writing a check.
July 27, 2024 | By Emma Newbery

The 4 Best Checking Accounts for High-Income Households

The right checking account can help high earners make the most of their money. Find out what perks make these banks stand out from the crowd.
A stack of coins against a yellow background
July 26, 2024 | By Ashley Maready

Is an MMA the Best Place for Your Emergency Fund Now?

A high-yield savings account may not automatically be best for your rainy day cash. Learn more about money market accounts and their advantages here.
A young businessperson does paperwork in coffee shop and checks their phone.
July 25, 2024 | By Lyle Daly

3 Reasons I'll Pick a Savings Account Over a CD Any Day

CDs are paying impressive rates, but I'm not interested. See why I prefer keeping my money in a savings account to find out if you should do the same.
Woman appearing upset with head in her hands as she reads letter.
July 25, 2024 | By Lyle Daly

4 Biggest Mistakes You Can Make With Your Checking Account

Checking accounts are perfect for paying bills and managing your money. Just make sure to avoid these costly checking account mistakes.
A red piggy bank against a yellow background
July 25, 2024 | By Lyle Daly

4 Biggest Mistakes You Can Make With Your Savings Account

Lots of people make costly mistakes with their savings accounts. Check out the biggest and most common mistakes so you know what not to do.
Older woman getting assistance from a bank teller.
July 25, 2024 | By Steven Porrello

Ranked: The Safest Banks in America

The safest banks in America have large assets and security measures to protect against cyberattacks. Find out which banks rank high for safety.
A couple talking to a bank officer at a desk.
July 25, 2024 | By Cole Tretheway

Avoid These Common Mistakes When Choosing a Safe Bank for Your Money

Skip the fees and keep things simple. Find out how to avoid common mistakes when picking banks.
A child puts coins into differently sized piggy banks under the happy supervision of her parent.
July 24, 2024 | By Ashley Maready

Hands Down, This Is My Favorite High-Yield Savings Account Feature

High-yield savings accounts pay real money on your saved cash -- but they also have other excellent benefits. Read on to learn one writer's top HYSA feature.
A woman with a check in hand puts numbers into a calculator
July 24, 2024 | By Steven Porrello

Act Fast to Get a $540 Bonus on This Free Checking Account

Laurel Road is offering up to $540 on a Loyalty Checking account, plus $10 monthly when you meet requirements. Find out how to earn this amazing offer.
Bank teller assisting a customer with cash transaction.
July 20, 2024 | By Cole Tretheway

Here's What Happens When You Bank With One of the Safest Financial Institutions

The safest financial institutions are extremely stable. Find out how they can keep your money more secure than other banks.
A pile of money with a seedling growing out of it
July 19, 2024 | By Emma Newbery

Raisin's Mix of High APY Accounts Could Revolutionize Saving

With one login, you can access savings accounts and CDs from around 70 institutions. Find out how Raisin's platform could boost your savings balance.
Two men in thought looking at a laptop screen together.
July 19, 2024 | By Kailey Hagen

You Can Still Lock in a 5.00% APY CD. But Should You?

CD rates are expected to drop, but 5.00% APYs are still around. Here's how to know if you should lock one in now.
A person with a beard and tattoos talks on a smart phone while using a laptop in a design studio.
July 17, 2024 | By Ashley Maready

Choosing a New Bank? Never Overlook These Features of the Safest Banks

Keeping your money secure should be a top priority when you're picking a bank. Read on for the most crucial benefits to look for.
A pot of change with a plant growing out of it
July 17, 2024 | By Ashley Maready

How Much Will $5,000 Make You in a High-Yield Savings Account?

$5,000 is a solid chunk of savings -- and you deserve to earn as much interest as possible on it. Read on to see how.
A red piggy bank against a yellow background
July 15, 2024 | By Kailey Hagen

This Is How Much Money You Can Make With $10,000 in a High-Yield Savings Account

$10,000 is a lot of money already, but the right savings account could turn it into a lot more. Here's what you need to know.
A red piggy bank against a yellow background
July 15, 2024 | By Lyle Daly

How Much Should You Put Into Your Savings Account? Here's One Way to Decide

People often struggle with deciding how much to keep in a savings account. Check out one easy method you can follow to figure out the right amount.
College students studying on the grass in front of a large school building.
July 14, 2024 | By Kristi Waterworth

You Can Grow Your Kid's College Fund This Year With This One Simple Trick

Looking to grow your kid's college fund without doing anything risky or involved? Well, we've got the answer for you. Read on for the details.
Mature woman working from laptop with documents in hand.
July 12, 2024 | By Matt Frankel, CFP®

Should You Keep Your Retirement Savings in a CD?

A CD can be a smart retirement investment in some cases. Here's what to keep in mind.
A pile of money with a seedling growing out of it
July 12, 2024 | By Lyle Daly

This Is How Much Money You Can Make With $3,000 in a CD Ladder

A CD ladder is a strategy to earn a competitive interest rate on your savings. Discover how much you could make if you invested $3,000 this way.
A glass jar full of bills and coins
July 11, 2024 | By Emma Newbery

This Savings Account Pays Over 6% APY. Is It Too Good to Be True?

Some super savings accounts promise super high APYs on your first $1,000. Find out why that only makes sense for some savers.
Two older adults discuss finances using a tablet on a couch.
July 11, 2024 | By Dana George

Have $700,000 to Spend in Retirement? Here's What You Can Budget per Year

While $700,000 in retirement may seem like a small fortune, it can only take you so far. Here's how much you can expect to spend each year.
A pile of currency bills
July 10, 2024 | By Ashley Maready

How Much Money Is Too Much for a Savings Account?

A savings account can do you a world of good -- but it's not the perfect spot for all your money. Learn when to consider other financial accounts, too.
A glass jar full of bills and coins
July 9, 2024 | By Kristi Waterworth

Stop Using Your Credit Card Like an Emergency Fund. Here's How

It's tempting to use credit cards as an emergency fund, but it's a dangerous cycle to enter. Here's how to get out.
Man reading newspaper and looking at a tablet
July 9, 2024 | By Matt Frankel, CFP®

How Much Will High-Yield Savings Accounts Pay in 2025 and Beyond?

It's hard to know for sure where savings account rates will go. Read on for indications from the latest projections.