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Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

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Recent Articles

A pile of bills
July 5, 2024 | By Dana George

Why I Would Never (Ever) Purchase a 100-Year CD

For some, the idea of a guaranteed rate for 100 years is attractive. Find out why one writer would never make the commitment.
A calculator against a green background
July 5, 2024 | By Steven Porrello

3 Smart Tips for Maximizing Your CD Returns Before Rates Start to Drop

CDs continue to pay out at high rates in July 2024. Find out how to maximize your CD returns while rates are still up.
Two men doing a fist bump.
July 5, 2024 | By Kailey Hagen

These 4 Banks Will Pay You $50 or More for Referring Your Friends

Bank account bonuses aren't just for new customers. Here's a way existing customers can earn $50 to $100 for referring their friends.
A glass jar tipped over with coins falling out
July 4, 2024 | By Kailey Hagen

Why I Wouldn't Open a 5-Year CD -- Even With Rates at 4%

Rates on 5-year CDs are pretty high right now, but they have some big drawbacks. Here's why I'm not interested in them.
A dollar bill against a pink background
July 4, 2024 | By Dana George

4 Signs You Shouldn't Open a CD, Even With Rates at 5%

Some CDs may offer high interest rates, but that doesn't mean they're right for everyone. Find out how to know if opening a CD is for you.
A worried person in an office leaning their chin on their hands.
July 4, 2024 | By Dana George

Can Making Small Deposits in Your Bank Account Really Get You in Trouble?

Under the Bank Secrecy Act, banks must report large and suspiciously small deposits. Here's how to know if the way you bank can get you in trouble.
A red piggy bank against a yellow background
July 3, 2024 | By Steven Porrello

Is $25,000 Too Much to Keep in a Savings Account?

A savings account might be the best home for your $25,000, even if it means missing out on market gains. Learn when $25,000 is too much for a savings account.
A person sitting on the couch in their living room surrounded by houseplants and typing on a laptop.
July 3, 2024 | By Matt Frankel, CFP®

3 Great CDs to Check Out in July

Are you looking to get some income from your cash? Take a look at three great ways to do it.
A hand holding a rolled up wad of bills
July 2, 2024 | By Emma Newbery

Forget CDs: Here Are 3 Better Investments Now

CDs are just one of many available savings and investment vehicles. Find out how to decide what makes the most sense for your money.
Two hands holding a wallet taking cash out of it
July 2, 2024 | By Dana George

How Much Money Should You Keep in Your Checking Account? Here's the Sweet Spot

It can be tough to determine how much money to keep in your checking account. Keep reading to zero in on how much you should aim for.
A bank teller smiles to a customer from behind her desk.
July 2, 2024 | By Chris Neiger

4 Reasons to Switch Banks in July

Now could be a good time to say goodbye to your old bank. Read on to find out some top reasons why people make the switch.
A pile of bills
July 1, 2024 | By Chris Neiger

How Much Will $10,000 in Savings Be Worth in 10 Years?

Building a large sum of money is just the beginning. Read on to find out how to make your money grow.
A class pot filled with coins and a sprout growing
June 30, 2024 | By Kailey Hagen

This Credit Union Is Still Offering CDs With a 6% APY

CD rates are slowly dropping, but there's one credit union that's still offering a whopping 6.00% APY. Here's what you need to know.
Man uses laptop while another person sits behind him on the couch.
June 29, 2024 | By Lyle Daly

Is $100,000 Too Much to Have in Your Savings Account?

Most Americans don't have anywhere near $100,000 in savings. Find out if this is too much to keep in your savings account and what else you can do with it.
A dollar bill against a pink background
June 29, 2024 | By Chris Neiger

Kiss 5% Savings Account Rates Goodbye When the Fed Cuts Rates

Lower savings rates are likely on the horizon. Read on to find out what you should do with your money once rates fall.
A trash can over a bright background covered in jester caps
June 28, 2024 | By Kailey Hagen

These Popular Savings Accounts Could Cost You Hundreds of Dollars per Year

If you want your savings to grow as quickly as possible, you need the right savings account. Here's one type you should avoid.
A person holding a bunch of dollar bills in front of their face
June 28, 2024 | By Steven Porrello

5 Smart Ways to Invest $1,000 Right Now

In this high-rate environment, you have plenty of great opportunities to invest $1,000. Read on to learn the top five ways.
A couple does their personal finances using a laptop and notebook.
June 28, 2024 | By Chris Neiger

Kiss 5% CD Rates Goodbye When the Fed Cuts Rates at the End of 2024

CD rates could fall soon. Read on to find out how to get the maximum CD rate now.
A person holding a bunch of dollar bills in front of their face
June 27, 2024 | By Emma Newbery

Act Now to Get This Checking Account Welcome Bonus of up to $500

The Axos Bank Rewards Checking Account is paying up to $500 to qualifying new customers. Find out how to earn the bonus and decide whether it's right for you.
A smiling person sitting at a table in a coffee shop and looking at a phone in their hand
June 26, 2024 | By Steven Porrello

Have a Chase Savings Account? You Might Be Missing Out on $400-Plus per Year

Rate-wise, Chase savings accounts pale in comparison to today's high APYs. Find out what you could be missing here.
A bank teller smiles to a customer from behind her desk.
June 24, 2024 | By Kailey Hagen

These 8 Banks Will Pay New Members a Bonus of $300 or More

Bank account bonuses can pay new customers hundreds or even thousands of dollars. Here are some of the best bonuses available now.
A pile of money with a seedling growing out of it
June 24, 2024 | By Steven Porrello

The 6% CD Is Finally Back. Here's How to Get This Market-Leading Rate

The best CD rate on the market today comes from Nuvision Credit Union. Find out how to snag this lucrative offer before it disappears.
Two people sitting in a window at home and looking at the phone in one of their hands.
June 23, 2024 | By Ashley Maready

Should You Open a New Bank Account Just for the Bonus?

Free cash for opening a new bank account can sweeten the deal. But see why you should consider more than just that bonus.
Man reading newspaper and looking at a tablet
June 21, 2024 | By Matt Frankel, CFP®

Here Are the Latest Interest Rate Predictions for 2024 -- And What They Mean for Your Bank Accounts

Nobody knows for sure where interest rates will head next. But here's what the policymakers and stock market are telling us.
A man looking upset while reading something on his phone.
June 21, 2024 | By Steven Porrello

Yes, Banks Can Take Money From Your Account Without Your Permission. Here's How It Happens

Banks can take money from your checking account, savings account, and CDs under one condition. Read on to discover how it's done and how you can prevent it.