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Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

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Recent Articles

A stressed person looking through papers and sitting in front of a laptop at a kitchen counter.
Feb. 8, 2024 | By Dana George

The Worst Savings Account Mistakes, According to Financial Experts

It's easy to leave the funds in your savings account untouched. Keep reading to learn what experts say you should do instead.
A person sits on a riverbank next to their bicycle, looking at their smartphone.
Feb. 7, 2024 | By Chris Neiger

How Much Should You Put Into a CD? Here's One Way to Decide

CDs can be a great place to let your money grow, but it's probably best to start slow. Learn more about getting yourself set up with CDs.
A hiker standing next to a lake looking at the sun hitting the top of the Matterhorn peak in Switzerland.
Feb. 7, 2024 | By Chris Neiger

5 Countries With the Highest Savings Rate (the U.S. Isn't Even Close)

The U.S. savings rate falls far below that of many other countries. Here are a few steps to take to boost your savings.
A young adult uses their laptop at home during breakfast.
Feb. 6, 2024 | By Steven Porrello

The Downside of CDs: What You Need to Watch Out For

Today's best CDs have eye-popping APYs, but don't be fooled: They're not always the best investment. Learn more about the downsides of CDs here.
Woman at computer budgeting.
Feb. 6, 2024 | By Dana George

3 Surprising Stats About the Average American's Savings

When it comes to savings accounts, you don't have to keep up with the Joneses. You just need enough to meet your needs. Read on to learn more.
A person sitting at a sunny dining room table and typing on a laptop.
Feb. 6, 2024 | By Dana George

The Single Best Thing You Can Do with Your Savings Right Now

Money sitting in the average savings account cannot keep pace with inflation. Take a look at how you can help that money grow instead.
One spouse uses a laptop at the kitchen table while another prepares food in the background.
Feb. 5, 2024 | By Steven Porrello

The Single Best Strategy for Making Money With CDs in 2024

The best strategy for CDs in 2024 helps you maximize returns while minimizing risks. Read on to learn what it entails -- and how to set one up today.
Two people sitting on a couch in their living room while typing on a laptop on the coffee table.
Feb. 3, 2024 | By Brittney Myers

This Is How Much You Can Really Make With CDs

High rates mean CDs are back in the spotlight. Take a look at the math that shows why they deserve it.
A woman looking at her finances with a laptop and phone.
Feb. 2, 2024 | By Natasha Etzel

3 Reasons Why Your Savings Account Isn't Growing as Expected

If you have money in a savings account, take steps to maximize your account growth. You could be making mistakes that slow your growth progress. Learn more.
A smiling woman looking at the phone in her hand while sitting at a desk in her living room with her laptop open in front of her.
Feb. 2, 2024 | By Kailey Hagen

Worried About Your Savings Account APY Dropping This Year? Try This

Interest rates could fall in 2024, hurting savers. But there's one account that could help you lock in high rates right now. Find out what it is here.
Woman making calculations as she uses her laptop.
Feb. 2, 2024 | By Brittney Myers

7 Tips to Maximize Your Earnings With CDs

High-yield CDs can be excellent places to grow your savings. Here's how to maximize one.
A young adult sits cross-legged while typing on a laptop in their bedroom.
Feb. 2, 2024 | By Brittney Myers

A Simple Guide to Making Money With CDs

Making money with a CD is easy and low-maintenance. Find out the best way to go about it.
A person sits on a riverbank next to their bicycle, looking at their smartphone.
Feb. 2, 2024 | By Natasha Etzel

Americans Are Losing Money With These 4 Savings Account Mistakes

Keeping extra cash in a savings account is smart, but you may be making mistakes that cost you money. Find out more about some common mistakes to avoid them.
A man and woman sitting on a couch and having a serious conversation.
Feb. 1, 2024 | By Dana George

The 5 Most Expensive Money Mistakes Americans Make

Everyone makes mistakes, often financial. Learn about five of the biggest mistakes made, and how you can avoid them.
A woman with a suitcase crossing a street in a foreign city with the. sun behind her.
Feb. 1, 2024 | By Natasha Etzel

I Have Yet to Make Travel Plans for 2024. Here's Why I'm Already Saving for Trips

Saving up for future vacation costs is an excellent strategy to avoid going into debt. Discover how and why one writer prioritizes her travel savings fund.
One spouse uses a laptop at the kitchen table while another prepares food in the background.
Feb. 1, 2024 | By Matt Frankel, CFP®

Should You Open a CD Now, or Wait for a Better Rate?

CD yields have been on an upward trajectory for a couple of years. Find out why it might not last much longer.
A person standing at a picnic table in a park and putting a coin in a piggy bank.
Feb. 1, 2024 | By Kailey Hagen

Is $10,000 Too Much to Keep in a Savings Account?

You want to put your money where it'll do you the most good. Find out how to decide if you should keep your $10,000 in a savings account.
Woman sitting on sofa holding cash and using a calculator.
Jan. 31, 2024 | By Natasha Etzel

Here's Why I'm Boosting My Emergency Savings Fund in 2024

Saving for emergencies is a smart money move. One writer plans to continue building her emergency fund in 2024. Find out why she's not done saving.
A smiling man drinking juice and looking at his phone while sitting at the breakfast table in front of a bowl of cereal.
Jan. 31, 2024 | By Lyle Daly

One-Third of Americans Have No Savings. Here Are the 3 Best Ways to Start

A startling number of Americans have no money saved. Follow these simple tips to get your savings started or give them a boost.
A person sitting at a table next to a big window and writing in a notebook next to an open laptop.
Jan. 30, 2024 | By Lyle Daly

5 Better Places Than a Checking Account for Your Savings

It's not a good idea to leave too much money in your checking account. Explore better options where you can earn more back on your savings.
Young man pausing from using his laptop to look at a calendar.
Jan. 30, 2024 | By Lyle Daly

This Bank Is Offering a $2,500 Bonus -- but It's a Lousy Deal

A $2,500 bank bonus might seem like a slam dunk. Find out which bank is offering this and why it's actually not worth your time.
A parent lying on the couch and kissing their young baby lying on top of them.
Jan. 29, 2024 | By Lyle Daly

3 Sure Signs You Need a Large Emergency Fund

Everyone needs emergency savings, but some people need more than others. Learn about a few of the signs that you should have a large emergency fund.
Man with glasses looking at laptop.
Jan. 28, 2024 | By Dana George

The Top 5 Savings Account Mistakes You're Probably Making Right Now

Money in savings means having the ability to cover a simple emergency. But read on to find out if you're falling victim to one of these errors.
Young woman using her laptop.
Jan. 28, 2024 | By Steven Porrello

Want to Lock in High Interest Rates on Your Savings? You May Not Have Much Time

Short-term CD rates are falling. Find out if now is the right time to lock into a CD rate, or if you're better off waiting.
A man reviewing his finances on a tablet with bills on the coffee table in front of him.
Jan. 27, 2024 | By Ashley Maready

3 Ways a Savings Account Might Cost You Money

Savings accounts are banking 101 -- but it's not impossible to lose money in one. Read on to learn how it could happen.