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Banking Articles | Page 49

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

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Recent Articles

Man reviewing information on his phone and laptop at home
Oct. 23, 2023 | By Matt Frankel, CFP®

How High Could CD Rates Go in 2024?

There's no way to predict for certain the future of CD rates. But here's what we can probably expect in 2024.
Young woman using her laptop.
Oct. 22, 2023 | By Natasha Etzel

3 Little-Known Perks of Online Banks

While many people do their banking with brick-and-mortar banks, online banks are also popular. Find out what perks you may get with an online bank.
A man typing on a laptop while sitting at a table in a cafe.
Oct. 21, 2023 | By Steven Porrello

Yes, You Can Lose Money in a CD. Here's How

Many CDs have FDIC insurance, but there are other ways you can lose money on CDs. Find out how it could happen here.
A woman sitting at a desk in a sunny loft and sketching in a notebook next to an open laptop.
Oct. 20, 2023 | By Natasha Etzel

What if I Can Only Afford to Save $200 per Month?

It's never too late to start saving for the future. Saving an extra $200 per month can prepare you for tomorrow. Check out two savings options to consider.
A young adult sits cross-legged while typing on a laptop in their bedroom.
Oct. 19, 2023 | By Matt Frankel, CFP®

3 Big Banks That Offer Surprisingly High Savings Yields

It isn't just the online-only banks that offer excellent yields. Check out three banks you're probably familiar with that have high yields.
A woman using an ATM on a sunny street.
Oct. 19, 2023 | By Emma Newbery

Are These 3 Banking Fees Costing You Money?

Many Americans pay avoidable bank fees and it costs them hundreds of dollars a year. Learn how to get around some of these pesky fees with minimal effort.
A person walking down stairs while smiling and looking at their phone.
Oct. 19, 2023 | By Ashley Maready

You Can't Afford Not to Use This Bank Account Feature

Overdrafting your checking account is the worst. Read on to learn how you can keep it from happening to you.
A man and woman sitting in their kitchen and talking while looking over papers.
Oct. 17, 2023 | By Steven Porrello

Which Is Better for $5K in Savings: a CD or a High-Yield Savings Account?

Today's top-paying CDs and savings accounts are neck and neck in high APYs. Which is better for $5,000? Read on to compare the two.
young man sitting at kitchen table writing a check.
Oct. 17, 2023 | By Steven Porrello

This Is Why I Keep Almost No Money in My Checking Account

Checking accounts are safe places to deposit cash. But they're not the best place for all your money. Learn why you shouldn't keep ample cash in your checking account.
A man pumping his fist in excitement while sitting on his couch and looking at something on his phone.
Oct. 17, 2023 | By Steven Porrello

3 Little-Known Perks of Buying CDs

CDs can be a smart way to grow your money. But if all you know about CDs is the high APYs, here are three perks that may surprise you.
A smiling couple online shopping next to a Christmas tree.
Oct. 16, 2023 | By Kailey Hagen

Should You Open a Holiday Savings Account This Year?

Holiday savings accounts are one way to budget for upcoming holiday expenses. Here's what you need to know to decide if they're right for you.
Man sits at counter with phone on laptop utilizing online banking.
Oct. 14, 2023 | By Matt Frankel, CFP®

The Average American Keeps This Much in Their Checking Account -- How Do You Compare?

How do you stack up against the average household and how much is enough in checking? Read on to find out.
A young man working on a laptop from his couch with his dog sitting next to him.
Oct. 14, 2023 | By Matt Frankel, CFP®

3 Reasons to Create a CD Ladder Today

A CD ladder offers a great combination of yield and flexibility with your savings. Here are some of the benefits you should know about.
A person sitting at a table next to a big window and writing in a notebook next to an open laptop.
Oct. 13, 2023 | By Matt Frankel, CFP®

Are You Saving Enough Money? These High-Yield Accounts Could Help You Get There

If you need to save more, now is a great time to do it. Keep reading to learn how you can put your money to work for you.
A woman with a laptop and calculator.
Oct. 13, 2023 | By Dana George

This Is How Much Money You're Losing by Keeping $10K in a Regular Checking Account

It's easy to allow money to remain in checking, but it may be costing you. Here's how much you may be losing.
A couple talking to a bank officer at a desk.
Oct. 13, 2023 | By Kailey Hagen

Savings Account Rates Are High Right Now, but I'd Still Stay Away From These

The best savings account rates top 4.30% and could put hundreds of dollars in your pocket each year. But you won't find deals like that with these banks.
A smiling person sitting at a table in a coffee shop and looking at a phone in their hand
Oct. 12, 2023 | By Ashley Maready

Here Are 5 Moves I Make to Avoid Overdrafting My Bank Account

Accidentally spending more than you have in the bank often comes with fees. Learn how one writer keeps her checking in the black.
A woman sitting at her dining table and typing on her laptop.
Oct. 11, 2023 | By Ashley Maready

This Is How Much Money You Can Make With $5,000 in a High-Yield Savings Account

Got a solid chunk of money saved up? Discover why it's worth opening a high-yield savings account to house it.
A person sitting on the floor leaning against a couch while typing on a laptop.
Oct. 11, 2023 | By Matt Frankel, CFP®

I Bonds vs. CDs: Which Are Better?

Which is the best way to maximize the yield from your savings? Keep reading to find out.
A couple discusses finances at the kitchen table using a laptop and paperwork.
Oct. 10, 2023 | By Steven Porrello

3-Month CD Rates Are Up 5,300% in 2 Years. Should You Invest Now?

CD rates have exploded in 2023. Learn if today's top-paying CDs are right for your money.
A woman sitting on her couch and looking over paperwork with a tablet open on the coffee table.
Oct. 9, 2023 | By Matt Frankel, CFP®

I Bonds vs. Savings Account: Which Is Better?

I bonds and savings accounts both have attractive yields, but they are very different places to put money. Here's what to consider when choosing one.
A man looking upset while reading something on his phone.
Oct. 9, 2023 | By Kailey Hagen

Here's What Happens When You Spend More Money Than You Have in Your Bank Account

Spending more money than you have is known as an overdraft and it can be pretty costly. Here's what you need to know about them and how to avoid them.
College students studying on the grass in front of a large school building.
Oct. 7, 2023 | By Dana George

Here's How Much You Should Have in Savings if You're a College Student

It's no secret that college is expensive. Take a look at how much college students should have put away to keep afloat.
A homeowner looks worried as he reads through his household bills at the dining table.
Oct. 6, 2023 | By Emma Newbery

Afraid to Open Your Bank Statement? Here's How to Overcome That Fear

Many of us avoid checking our bank balances for a host of different reasons. Find out what you can do if you get anxious at the very idea of opening your bank statement.
Woman with glasses making calculations.
Oct. 6, 2023 | By Natasha Etzel

3 Reasons Why I'm Saving for the Holidays Starting Now

It's almost time to shop for the holidays, but it's not too late to start saving. Here's why it can be beneficial to save for holiday gift costs now.