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Banking Articles | Page 43

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

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Recent Articles

A smiling woman holding a piggy bank.
Feb. 19, 2024 | By Ashley Maready

The Single Best Way to Maximize Your Savings Account

Having money in savings for emergencies and future spending is a great feeling. Learn what you can do to make it even better.
Mature woman working from laptop with documents in hand.
Feb. 19, 2024 | By Dana George

If You Do One Thing With Your Savings in 2024, Do This

Moving money to a high-yield savings account turbo-charges how much interest you earn. Keep reading to learn the account's other benefits.
A woman looking at her finances with a laptop and phone.
Feb. 19, 2024 | By Dana George

5 Most Common Savings Mistakes to Avoid in 2024

The typical American has $1,200 in their savings account, but that doesn't mean they never make a savings-related mistake. Discover the most common.
Young man pausing from using his laptop to look at a calendar.
Feb. 19, 2024 | By Brittney Myers

1-Year vs. 5-Year CD: Which Is Better?

The maturity length of a CD dictates when you can get your money. Check out how to decide which type to open.
A person working on a laptop at a dining room table with a baby on their lap.
Feb. 19, 2024 | By Natasha Etzel

Make This One Money Move to Ensure You Pay Yourself First

Want to save more money in 2024? Every payday, pay yourself first. Find out how automation can help you stay on track so you reach your savings goals.
A person typing on a laptop while sitting comfortably on a couch.
Feb. 19, 2024 | By Brittney Myers

Should You Open a Long-Term or Short-Term CD?

Choosing the right term for your CD will dictate how beneficial it really is. Take a look at how you can decide.
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Feb. 18, 2024 | By Kristi Waterworth

Never Overlook These 3 Crucial Things When Investing in CDs

Investing in CDs is an accessible way for even investing novices to get a little bit bigger payout, but you have to read the fine print. Learn why.
Woman looking in empty wash with credit cards, calculator, and alarm clock on desk in front of her.
Feb. 18, 2024 | By Kristi Waterworth

3 Little-Known Money Traps That Could Be Draining Your Wallet

Is your wallet feeling a bit lighter right now than you expect? It might be one of these three money traps to blame.
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Feb. 15, 2024 | By Steven Porrello

The Single Best Strategy for CD Investing in Today's Market

CD rates are still high, but what's the best way to capture them? Read on to learn the best strategy for CDs here.
A woman looking at her finances with a laptop and phone.
Feb. 14, 2024 | By Dana George

5 Better Places to Put Your Money Than a Checking Account

The median checking account balance in the U.S. is $2,800. If those funds aren't immediately needed, here are five better places to put them.
A nervous young woman biting her fingernail while sitting in her kitchen with her phone and laptop.
Feb. 14, 2024 | By Steven Porrello

3 of the Worst Mistakes You Can Make With a Certificate of Deposit

CDs are safe and relatively risk free -- that is, if you don't make these three common errors. Find out what they are and how to avoid them.
Bank teller assisting a customer with cash transaction.
Feb. 14, 2024 | By Steven Porrello

What Happens if You Deposit More Than $10,000 in Your Bank Account?

Making a big deposit at your bank can trigger a report to the federal government. Find out what happens when you deposit $10,000 or more.
A man sitting at a sunny desk and looking up something on a laptop.
Feb. 14, 2024 | By Matt Frankel, CFP®

Could CD Rates Go Even Higher in 2024?

It's certainly possible for CD rates to go even higher this year, but it isn't the most likely scenario. Read on to find out what is.
Young woman using laptop on the couch
Feb. 13, 2024 | By Steven Porrello

CDs vs. Savings: Where Should You Put Your Money Now?

It's a debate that's as old as the hills: CDs or savings accounts? Read on to learn which is better for your money in 2024 here.
A worried-looking woman looking something up on her laptop while sitting at her kitchen table.
Feb. 13, 2024 | By Chris Neiger

3 Potential Regrets When Opening CDs (and How to Avoid Them)

CDs often have stricter rules than savings accounts. Here's what to know beforehand so you can avoid making a mistake.
Man sits at counter with phone on laptop utilizing online banking.
Feb. 12, 2024 | By Kailey Hagen

What Kind of CD Should You Open in 2024?

CDs can help you earn even more than a savings account, but to maximize your profits, you need the right CD term. Here's what you need to know.
A man wearing a medical mask and taking money out of an ATM on the street.
Feb. 12, 2024 | By Dana George

How Much Money Can You Withdraw From Savings at Once?

Taking too much money out of savings at once can raise red flags. Here's how to be sure you're not arousing suspicion.
A man looking upset while reading something on his phone.
Feb. 12, 2024 | By Ashley Maready

4 Expensive Savings Blunders to Avoid at All Costs

You might think it's enough to just put money in a savings account -- but you'd be wrong. Learn a few mistakes to dodge along the way.
Two men in thought looking at a laptop screen together.
Feb. 11, 2024 | By Steven Porrello

Brokered vs. Bank CDs: Which Is a Better Investment?

Bank and brokered CDs have high APYs, but in today's interest rate market one might be better than the other. Read on to discover the difference.
A pensive person reads a graph on a laptop in an office late at night.
Feb. 11, 2024 | By Steven Porrello

Got a CD in 2023? Your Tax Bill Might Be Higher Than You Think

If big CD rates have yielded generous returns for you, get ready to give Uncle Sam his cut. Read on to learn how CDs are taxed.
Woman smiling as she uses her laptop.
Feb. 10, 2024 | By Steven Porrello

How Much Could $50,000 Earn in Today's Top-Paying CDs?

If you have $50,000 in a savings account, you could be leaving money on the table. Find out how much you could earn in today's best CDs here.
Man using his smartphone while laptop with data sits in the background.
Feb. 10, 2024 | By Lyle Daly

CDs vs. T-Bills: What's the Better Investment Now?

CDs and Treasury bills are two of the safest places to put your money. Compare CD and T-bill rates so you can decide which is the better buy.
Woman looking at laptop with skeptical expression.
Feb. 9, 2024 | By Steven Porrello

'Special' CD Rates Have Flooded the Market. Only Some Are Good Deals

Many banks are offering "special" CDs with seemingly competitive APYs. Read on to learn which of these are actually good deals.
A person holding a cell phone while looking out a window surrounded by house plants.
Feb. 8, 2024 | By Ashley Maready

More Than Two-Thirds of Americans Are Missing Out on Bonus Cash -- Here's Why

Did you know you can earn 4% (or more) on your savings these days? Keep reading to learn how.
Couple using laptop and calculator together smiling.
Feb. 8, 2024 | By Matt Frankel, CFP®

If You Invest $1,000 in a CD Today, Here's How Much You Could Have in 5 Years

How much could your money grow in a "boring" CD? Keep reading to find out -- you might be surprised.