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Banking Articles | Page 43

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

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Recent Articles

A person sitting at a table next to a big window and writing in a notebook next to an open laptop.
Oct. 13, 2023 | By Matt Frankel, CFP®

Are You Saving Enough Money? These High-Yield Accounts Could Help You Get There

If you need to save more, now is a great time to do it. Keep reading to learn how you can put your money to work for you.
A woman with a laptop and calculator.
Oct. 13, 2023 | By Dana George

This Is How Much Money You're Losing by Keeping $10K in a Regular Checking Account

It's easy to allow money to remain in checking, but it may be costing you. Here's how much you may be losing.
A couple talking to a bank officer at a desk.
Oct. 13, 2023 | By Kailey Hagen

Savings Account Rates Are High Right Now, but I'd Still Stay Away From These

The best savings account rates top 4.30% and could put hundreds of dollars in your pocket each year. But you won't find deals like that with these banks.
A smiling person sitting at a table in a coffee shop and looking at a phone in their hand
Oct. 12, 2023 | By Ashley Maready

Here Are 5 Moves I Make to Avoid Overdrafting My Bank Account

Accidentally spending more than you have in the bank often comes with fees. Learn how one writer keeps her checking in the black.
A woman sitting at her dining table and typing on her laptop.
Oct. 11, 2023 | By Ashley Maready

This Is How Much Money You Can Make With $5,000 in a High-Yield Savings Account

Got a solid chunk of money saved up? Discover why it's worth opening a high-yield savings account to house it.
A person sitting on the floor leaning against a couch while typing on a laptop.
Oct. 11, 2023 | By Matt Frankel, CFP®

I Bonds vs. CDs: Which Are Better?

Which is the best way to maximize the yield from your savings? Keep reading to find out.
A couple discusses finances at the kitchen table using a laptop and paperwork.
Oct. 10, 2023 | By Steven Porrello

3-Month CD Rates Are Up 5,300% in 2 Years. Should You Invest Now?

CD rates have exploded in 2023. Learn if today's top-paying CDs are right for your money.
A woman sitting on her couch and looking over paperwork with a tablet open on the coffee table.
Oct. 9, 2023 | By Matt Frankel, CFP®

I Bonds vs. Savings Account: Which Is Better?

I bonds and savings accounts both have attractive yields, but they are very different places to put money. Here's what to consider when choosing one.
A man looking upset while reading something on his phone.
Oct. 9, 2023 | By Kailey Hagen

Here's What Happens When You Spend More Money Than You Have in Your Bank Account

Spending more money than you have is known as an overdraft and it can be pretty costly. Here's what you need to know about them and how to avoid them.
College students studying on the grass in front of a large school building.
Oct. 7, 2023 | By Dana George

Here's How Much You Should Have in Savings if You're a College Student

It's no secret that college is expensive. Take a look at how much college students should have put away to keep afloat.
A homeowner looks worried as he reads through his household bills at the dining table.
Oct. 6, 2023 | By Emma Newbery

Afraid to Open Your Bank Statement? Here's How to Overcome That Fear

Many of us avoid checking our bank balances for a host of different reasons. Find out what you can do if you get anxious at the very idea of opening your bank statement.
Woman with glasses making calculations.
Oct. 6, 2023 | By Natasha Etzel

3 Reasons Why I'm Saving for the Holidays Starting Now

It's almost time to shop for the holidays, but it's not too late to start saving. Here's why it can be beneficial to save for holiday gift costs now.
A couple does their personal finances using a laptop and notebook.
Oct. 5, 2023 | By Steven Porrello

The 7% CD Is Here -- for Residents of This State

It wasn't that long ago that a 7% APY on a CD sounded like a pie in the sky. Read on to find out which credit union is offering this deal here.
Two people with suitcases checking into a hotel by swiping their phone on the payment reader with an employee behind the lobby desk.
Oct. 5, 2023 | By Natasha Etzel

Here's How I Easily Covered an Unexpected $400 Travel Expense -- and You Can Too

Unexpected situations while traveling can result in extra travel expenses. This strategy can help you prepare for unexpected travel costs before they occur.
A man pumping his fist in excitement while sitting on his couch and looking at something on his phone.
Oct. 4, 2023 | By Steven Porrello

1 Ridiculously Easy Way to Earn $100 on a $50 Deposit Right Now

Open a Fidelity Bloom account as a new customer and you can earn a sweet bonus. Learn the details here.
Man using his smartphone while laptop with data sits in the background.
Oct. 4, 2023 | By Steven Porrello

CD Rates Are on the Rise. Should You Buy Some Now?

CD rates are unbelievably high right now -- and could rise even higher. Find out here if a CD is the best investment for your money.
A sick person laying on their couch at home covered by a blanket.
Oct. 4, 2023 | By Ashley Maready

COVID-19 Is Costing Americans Thousands. Here's How Your HSA Can Cover the Costs

A health savings account can come in handy for all kinds of medical expenses. Keep reading to learn whether an HSA can defray the costs of COVID-19.
A person sitting at a sunny dining room table and typing on a laptop.
Oct. 4, 2023 | By Natasha Etzel

Why Your Checking Account Should Contain as Little Money as Possible

Do you keep all of your money in your checking account? Find out why you may want to stash your savings in a bank account that earns interest.
A pregnant person sitting on their couch and looking at their phone.
Oct. 3, 2023 | By Ashley Maready

3 Good Reasons to Put Money in Savings Instead of CDs

Higher interest rates have made both CDs and savings accounts extra attractive as of late. Learn why you might want to opt for savings over a CD, though.
A man sits at a table, holding a credit card and paying his bills online.
Oct. 3, 2023 | By Ashley Maready

Here's What Happens When You Have Too Many Debit Cards

A debit card can be an important part of your personal finances. Keep reading to learn the risks of having too many.
A parent watches their children put coins into a piggy bank at home.
Oct. 3, 2023 | By Dana George

Here's the Right Age for Your Child to Open a Bank Account

Helping your child open a bank account is one step in teaching them about money. Here's the best age to make it happen.
A smiling person holding a shopping bag and a phone while standing outside a store window filled with watches.
Oct. 3, 2023 | By Ashley Maready

Trying to Save Money? Use This Money Hack

Putting up roadblocks in your finances can be a good way to add to your savings. Read on to learn why.
An adult looks at something exciting on their laptop and pumps their fist in the air.
Oct. 2, 2023 | By Steven Porrello

This Checking Account Offers an Amazing 7.5% APY -- But There's a Catch

Checking accounts don't usually offer high interest rates, but this one does. Find out if it's right for your money.
Man sitting on sofa and using laptop at home.
Sept. 30, 2023 | By Cole Tretheway

3 Bad Reasons to Open a Savings Account

Did you know your bank can lower your savings account rate at any time? Read on to learn the right reasons to open a savings account.
Professionally dressed woman whispering in the ear of professionally dressed man.
Sept. 29, 2023 | By Steven Porrello

Here's How a $10K Withdrawal From Your Bank Could Cause You Financial Problems

Making a $10,000 withdrawal triggers your bank to file a report to the Financial Crimes Enforcement Unit. Learn how you can avoid problems here.