Arvest Bank CD Rates for 2025
Review
Updated
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Arvest Bank CD rates are some of the best in the business. High rates and short terms make Arvest Bank CDs ideal for short-term savers with at least $1,000 to invest. Keep reading to find out what an Arvest Bank CD can do for you, and whether it's a smart place to put your money.
APY = Annual Percentage Yield
Arvest Bank CDs are available at competitive rates in terms of 31 days to five years. The exact APY you're eligible for depends on your CD balance. For more information or to open a CD, call Arvest Bank or visit a local branch.
| 6 Mo. APY | 1 Yr. APY | 2 Yr. APY |
|---|---|---|
| up to 4.05% | up to 3.80% | up to 3.55% |
A high-interest savings account offers rates competitive with the best CDs accounts, but without having to lock your money away for months or even years at a time. Here are some top-rated high-yield savings account options from our experts.
| Account | APY | Promotion | Next Steps |
|---|---|---|---|
Open Account for SoFi Checking and Savings
On SoFi's Secure Website.
Rating image, 4.50 out of 5 stars.
4.50/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair = Poor |
up to 3.80%
Rate info
SoFi members who enroll in SoFi Plus with Eligible Direct Deposit or by paying the SoFi Plus Subscription Fee every 30 days or SoFi members with $5,000 or more in Qualifying Deposits during the 30-Day Evaluation Period can earn 3.80% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances. There is no minimum Eligible Direct Deposit amount required to qualify for the stated interest rate. Members without either SoFi Plus or Qualifying Deposits, during the 30-Day Evaluation Period will earn 1.00% APY on savings balances (including Vaults) and 0.50% APY on checking balances. Interest rates are variable and subject to change at any time. These rates are current as of 1/24/25. There is no minimum balance requirement. If you have satisfied Eligible Direct Deposit requirements for our highest APY but do not see 3.80% APY on your APY Details page the day after your Eligible Direct Deposit arrives, please contact us at 855-456-7634. Additional information can be found at http://www.sofi.com/legal/banking-rate-sheet. See the SoFi Plus Terms and Conditions at https://www.sofi.com/terms-of-use/#plus.
Min. to earn: $0
|
New customers can earn up to a $300 bonus with qualifying direct deposits!
|
Open Account for SoFi Checking and Savings
On SoFi's Secure Website. |
Open Account for Capital One 360 Performance Savings
On Capital One's Secure Website.
Rating image, 4.50 out of 5 stars.
4.50/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair = Poor |
3.60%
Rate info
See Capital One website for most up-to-date rates. Advertised Annual Percentage Yield (APY) is variable and accurate as of April 8, 2025. Rates are subject to change at any time before or after account opening.
Min. to earn: $0
|
N/A
|
Open Account for Capital One 360 Performance Savings
On Capital One's Secure Website. |
Open Account for Barclays Tiered Savings
On Barclays' Secure Website.
Rating image, 5.00 out of 5 stars.
5.00/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair = Poor |
4.00%
Rate info
Balances less than $250,000 earn 4.00%, and balances greater than $250,000 earn 4.20%.
Min. to earn: $0
|
N/A
|
Open Account for Barclays Tiered Savings
On Barclays' Secure Website. |
Arvest Bank CD rates are some of the most competitive out there for short-term CDs. The bank advertises its best rates when you invest at least $95,000.
| Bank & CD Offer | APY | Term | Min. Deposit | Next Steps |
|---|---|---|---|---|
|
APY:
4.10%
|
Term:
14 Months
|
Min. Deposit:
$500
|
Open Account for
On LendingClub's Secure Website. |
|
Discover® Bank CD
Member FDIC.
Open Account for Discover® Bank CD
On Discover Bank's Secure Website. |
APY:
4.00%
|
Term:
1 Year
|
Min. Deposit:
$0
|
Open Account for Discover® Bank CD
On Discover Bank's Secure Website. |
|
APY:
4.00%
|
Term:
6 Months
|
Min. Deposit:
$1
|
Open Account for
On Raisin's Secure Website. |
You can earn above-average CD rates if you have at least $1,000 to invest. Arvest Bank offers a variety of term lengths. For details about your CD's early withdrawal fees, you must call Arvest Bank.
| Minimum Deposit | $1,000 |
|---|---|
| Range of Term Lengths | 31 days to 5 years |
| Compounding Schedule | Quarterly |
| Early Withdrawal Penalty | Call for details |
| Grace Period | 10 days |
Arvest Bank combines great rates with potentially difficult minimum deposits. Arvest Bank doesn't publish all its rates online. So, to see all available CD terms, you'll want to visit a local branch or call a bank rep.
Rates change, but you can lock in great rates by opening a CD. Here's a table illustrating what potential earnings could look like if you deposited $1,000 into an Arvest Bank CD.
The numbers in the table below may not be accurate to current APYs and are for example purposes only.
| Term | APY | Earnings |
|---|---|---|
| 6 months | 5.00% | $25.16 |
| 1 year | 4.75% | $48.35 |
| 2 years | 4.25% | $88.23 |
Arvest Bank offers more CD terms than those listed above. Arvest Bank doesn't discuss these online and asks that you call a bank representative for details.
Arvest Bank CDs are safe places to put your money. Arvest Bank is a member of the FDIC, so your CD accounts are protected for up to $250,000. If Arvest Bank goes bankrupt, the FDIC has your back.
You can open an Arvest Bank CD in person or remotely. Here are more details on your options.
Arvest Bank has branches in Arkansas, Kansas, Missouri, and Oklahoma. Have your Social Security number and personal info ready. Also, have your bank account numbers ready to open an account. You will need $1,000 minimum to open a CD.
To open a CD account remotely, you can call a representative. They can provide unlisted rates. Have your Social Security number, personal details, and bank account numbers ready. You'll need at least $1,000 to open a CD.
An Arvest Bank CD is right for folks who live close to local branches and have at least $1,000 to invest in a short-term CD. Open a CD with Arvest Bank if you're comfortable speaking to banking representatives.
APY = Annual Percentage Yield
At Motley Fool Money, certificates of deposit (CDs) are rated on a scale of one to five stars, primarily focusing on annual percentage yield (APY) and early withdrawal penalty fees. Our highest-rated CDs generally include competitive APYs without complex qualification tiers, low withdrawal fees, reliable brand trust and reputation, and ease of use.
Learn more about how Motley Fool Money rates bank accounts.
$1,000 is the minimum you need to open a CD with Arvest Bank.
You pay early withdrawal fees for withdrawing money from a CD before the term expires. You must call an Arvest Bank representative for your CD's fee details. A typical early withdrawal fee is 90 to 180 days of simple interest, depending on the term length.
Yes, but you may pay early withdrawal fees.
We're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. Motley Fool Money does not cover all offers on the market. Motley Fool Money is 100% owned and operated by The Motley Fool. Our knowledgeable team of personal finance editors and analysts are employed by The Motley Fool and held to the same set of publishing standards and editorial integrity while maintaining professional separation from the analysts and editors on other Motley Fool brands. Terms may apply to offers listed on this page. APYs are subject to change at any time without notice.
