Old National Bank CD Rates for 2025
Review
Updated
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Old National Bank CDs are available to Midwesterners who are willing to open a CD in person at a physical branch. Since you can't open a CD online, you also can't view all of Old National Bank's CD rates, making it difficult to compare the bank with today's top-paying CDs.
Whether you prefer in-person banking or live in a state where Old National Bank operates, keep reading to find out what this legacy bank has to offer.
APY = Annual Percentage Yield
At this time, Old National Bank only offers one specific CD rate and term online, but its lineup includes many more than that. The bank's website states you can choose from a variety of terms, both short and long, and open a CD with as little as $500 or as much as $500,000. You'll need to make an appointment at an Old National Bank branch to find out what CDs are on offer and to open one, if you so choose.
| 5 Mo. APY |
|---|
| 4.15% |
A high-interest savings account offers rates competitive with the best CDs accounts, but without having to lock your money away for months or even years at a time. Here are some top-rated high-yield savings account options from our experts.
| Account | APY | Promotion | Next Steps |
|---|---|---|---|
Open Account for SoFi Checking and Savings
On SoFi's Secure Website.
Rating image, 4.50 out of 5 stars.
4.50/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair = Poor |
up to 3.80%
Rate info
SoFi members who enroll in SoFi Plus with Eligible Direct Deposit or by paying the SoFi Plus Subscription Fee every 30 days or SoFi members with $5,000 or more in Qualifying Deposits during the 30-Day Evaluation Period can earn 3.80% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances. There is no minimum Eligible Direct Deposit amount required to qualify for the stated interest rate. Members without either SoFi Plus or Qualifying Deposits, during the 30-Day Evaluation Period will earn 1.00% APY on savings balances (including Vaults) and 0.50% APY on checking balances. Interest rates are variable and subject to change at any time. These rates are current as of 1/24/25. There is no minimum balance requirement. If you have satisfied Eligible Direct Deposit requirements for our highest APY but do not see 3.80% APY on your APY Details page the day after your Eligible Direct Deposit arrives, please contact us at 855-456-7634. Additional information can be found at http://www.sofi.com/legal/banking-rate-sheet. See the SoFi Plus Terms and Conditions at https://www.sofi.com/terms-of-use/#plus.
Min. to earn: $0
|
New customers can earn up to a $300 bonus with qualifying direct deposits!
|
Open Account for SoFi Checking and Savings
On SoFi's Secure Website. |
Open Account for Capital One 360 Performance Savings
On Capital One's Secure Website.
Rating image, 4.50 out of 5 stars.
4.50/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair = Poor |
3.60%
Rate info
See Capital One website for most up-to-date rates. Advertised Annual Percentage Yield (APY) is variable and accurate as of April 8, 2025. Rates are subject to change at any time before or after account opening.
Min. to earn: $0
|
N/A
|
Open Account for Capital One 360 Performance Savings
On Capital One's Secure Website. |
Open Account for Barclays Tiered Savings
On Barclays' Secure Website.
Rating image, 5.00 out of 5 stars.
5.00/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair = Poor |
4.00%
Rate info
Balances less than $250,000 earn 4.00%, and balances greater than $250,000 earn 4.20%.
Min. to earn: $0
|
N/A
|
Open Account for Barclays Tiered Savings
On Barclays' Secure Website. |
Although Old National Bank doesn't show rates for its certificates of deposit (CD) online, it does occasionally advertise rates for special CD terms. With that in mind, here's how the bank stacks up against today's top-paying CDs.
| Bank & CD Offer | APY | Term | Min. Deposit | Next Steps |
|---|---|---|---|---|
|
APY:
4.10%
|
Term:
14 Months
|
Min. Deposit:
$500
|
Open Account for
On LendingClub's Secure Website. |
|
Discover® Bank CD
Member FDIC.
Open Account for Discover® Bank CD
On Discover Bank's Secure Website. |
APY:
4.00%
|
Term:
1 Year
|
Min. Deposit:
$0
|
Open Account for Discover® Bank CD
On Discover Bank's Secure Website. |
|
APY:
4.00%
|
Term:
6 Months
|
Min. Deposit:
$1
|
Open Account for
On Raisin's Secure Website. |
Old National Bank CDs have low minimums and, sometimes, competitive annual percentage yields (APYs). Though its APYs remain hidden, let's take a look at what we know about its CDs.
Old National Bank CDs have an opening minimum deposit of $500 -- not a high threshold at all, especially when other CDs require deposits of $1,000 or more. According to Old National Bank, it also offers both short and long terms, but since those details aren't disclosed online, it's unclear what it means by "short" and "long."
Perhaps the most frustrating part of Old National Bank is that it doesn't show its CD rates online. That said, it does occasionally advertise limited time offers on special CD terms. For example, it currently has a 7-month CD with a 4.15% APY. That's a decent APY for a CD, but it's not the most competitive rate we've seen.
If you want to know more about Old National Bank CD rates, you have to schedule a visit to one of its 261 brick-and-mortar branches. While that might be inconvenient, you won't know how the bank stacks up against the best CDs until you do.
Old National Bank CDs might be right for you if you live or work near one of its bank locations and don't mind popping in to open a CD account in-person. This might not be an issue if Old National is already your bank, but if you're shopping for CDs online, this could become a major inconvenience. While it's unclear how much you can earn on an Old National Bank CD, there are still plenty of high-yield CDs that you can open online, like those offered through the financial platform Raisin.
APY = Annual Percentage Yield
At Motley Fool Money, certificates of deposit (CDs) are rated primarily focusing on annual percentage yield (APY) and early withdrawal penalty fees. Our highest-rated CDs generally include competitive APYs without complex qualification tiers, low withdrawal fees, reliable brand trust and reputation, and ease of use
Learn more about how Motley Fool Money rates bank accounts.
Old National Bank is currently in seven states: Illinois, Indiana, Iowa, Kentucky, Michigan, Minnesota, and Wisconsin.
The maximum deposit is $500,000.
Old National Bank might be a good investment, but it depends on its APYs, early withdrawal penalty, and CD terms, all of which you'll discover at an Old National Bank branch near you. That said, online banks typically offer higher APYs than brick-and-mortar institutions, like Old National Bank. If your goal is to earn high interest, it would be wise to compare Old National Bank with other CD providers before you lock your money away.
We're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. Motley Fool Money does not cover all offers on the market. Motley Fool Money is 100% owned and operated by The Motley Fool. Our knowledgeable team of personal finance editors and analysts are employed by The Motley Fool and held to the same set of publishing standards and editorial integrity while maintaining professional separation from the analysts and editors on other Motley Fool brands. Terms may apply to offers listed on this page. APYs are subject to change at any time without notice.
