Best Credit Card Sign-Up Bonuses This Week, Sept. 13, 2025: Don't Let Time Run Out on These Offers
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Every week, credit card companies roll out some seriously tempting offers -- and I love digging through them.
The right welcome bonus can put $500, $750, or even $1,500+ back in your pocket just for spending like you normally do.
Out of the 260+ credit cards my team and I monitor, here are the biggest bonuses, the easiest approvals, and the cards that actually deliver long-term value right now.
Top credit card welcome bonuses this week
| Offer | Our Rating | Welcome Offer | Rewards Program | APR | Our Rating |
|---|---|---|---|---|---|
American Express Platinum Card®
|
4.90/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair
= PoorBest for large welcome offer
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As High As 175,000 points. Find Out Your Offer. You may be eligible for as high as 175,000 Membership Rewards® Points after spending $8,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer. | 1X-5X Membership Rewards® Points Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel® up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel®. 1X Membership Rewards® Points on other purchases. Terms apply. |
Intro: Purchases: N/A Balance Transfers: N/A APR: See Pay Over Time APR |
4.90/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair
= PoorBest for large welcome offer
|
Citi Strata Elite℠ Card
|
5.00/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair
= Poor |
80,000 bonus points For a limited time, earn 80,000 bonus Points after spending $4,000 in the first 3 months of account opening. | 1.5X-12X points Earn 12 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on cititravel.com and 6 Points per $1 spent on Air Travel booked on cititravel.com Earn 6 Points per $1 spent at Restaurants including Restaurant Delivery Services on CitiNights℠ purchases, every Friday and Saturday from 6 PM to 6 AM ET. Earn 3 Points per $1 spent any other time Earn 1.5 Points per $1 spent on All Other Purchases |
Intro: Purchases: N/A Balance Transfers: N/A Regular: 20.99% - 28.99% (Variable) |
5.00/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair
= Poor |
Chase Sapphire Preferred® Card
|
5.00/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair
= PoorBest for travel and points transfers
|
75,000 bonus points Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. | 5x on Chase Travel℠, 3x on dining, 2x on all other travel Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases |
Intro: Purchases: N/A Balance Transfers: N/A Regular: 19.99% - 28.24% Variable |
5.00/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair
= PoorBest for travel and points transfers
|
Discover it® Cash Back
|
5.00/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair
= PoorBest for cash back on rotating categories
|
Discover will match all the cash back you’ve earned at the end of your first year. INTRO OFFER: Unlimited Cashback Match for all new cardmembers–only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300. | 1% - 5% Cashback Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases. |
Intro: Purchases: 0%, 15 months Balance Transfers: 0%, 15 months Regular: 17.99% - 26.99% Variable APR |
5.00/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair
= PoorBest for cash back on rotating categories
|
Bank of America® Travel Rewards credit card
Apply Now for Bank of America® Travel Rewards credit card
On Bank of America's Secure Website. |
4.70/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair
= PoorBest for unlimited rewards on purchases
|
25,000 points (worth $250) 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases | 1.5-3 points per dollar Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees, and your points don't expire as long as your account remains open. Earn 3 points per $1 spent on travel purchases booked through the Bank of America Travel Center. |
Intro: 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 17.99% - 27.99% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 4%. Balance transfers may not be used to pay any account provided by Bank of America. Purchases: 0% Intro APR for 15 billing cycles for purchases Balance Transfers: 0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days Regular: 17.99% - 27.99% (Variable) |
4.70/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair
= PoorBest for unlimited rewards on purchases
|
Chase Freedom Unlimited®
|
4.80/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair
= PoorBest for cash back
|
Earn $200 cash back Intro Offer: Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening | 1.5% - 5% cash back Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases |
Intro: 0% Intro APR on Purchases and Balance Transfers for 15 months Purchases: 0% Intro APR on Purchases, 15 months Balance Transfers: 0% Intro APR on Balance Transfers, 15 months Regular: 18.99% - 28.49% Variable |
4.80/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair
= PoorBest for cash back
|
How we choose the week's best credit card bonuses
Each week, we dig through the latest offers from major credit card issuers to find standout deals worth your attention. We're not just chasing big numbers -- we look for:
- Limited-time promos with real value
- Rewards that are easy to use
- Cards that hold long-term appeal beyond the sign-up bonus
This roundup is updated weekly, so you can take advantage of the best bonuses before they're gone.
Things to check before applying
A welcome bonus is a nice perk, but don't rush in. Ask yourself:
- Does the card match your spending habits and long-term goals?
- Can you meet the minimum spend without overextending your budget?
- Is your credit score in good shape? (Most top offers require 670+)
Taking a minute to review the details now can save you from regret later.
How often should you go after a new bonus?
There's no strict timeline, but spacing out applications every three to six months is a safe bet. It helps protect your credit and keeps you eligible for future offers.
A few tips to stay on track:
- Don't chase every shiny offer -- focus on the ones that truly fit your budget
- Only apply when you're sure you can meet the spending requirement
- Avoid applying right before a major financial move, like a mortgage
Strategic timing can help you collect rewards without harming your credit.
Ready to earn your next welcome bonus?
Now's a great time to grab a welcome bonus, with multiple limited-time offers available.
Scan through our list above for a card that fits your current lifestyle and spending habits. Or check out our page dedicated to the best credit card sign-up bonuses for more options.
FAQs
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Credit card bonuses can change without much notice -- sometimes within weeks, sometimes after a few months. We update this list once weekly to make sure you're seeing the freshest offers available.
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It can be -- especially if the bonus fits your travel or cash back goals. But we also look at the overall quality and long-term value of each card featured. It's smart to choose a card that not only offers a great bonus today but also matches your lifestyle for the long haul.
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The 2/3/4 rule is an unofficial guideline to help you pace yourself when opening new cards. It means you should limit yourself to no more than:
- 2 new cards in one 90-day period
- 3 cards in a 12-month period
- 4 cards in a 24-month period
Issuers don't publish this officially. But applying too aggressively for multiple cards increases your chances of denial. Slow and steady wins the rewards race!
Our Research Expert
Joel O’Leary is a full-time Personal Finance Writer at Motley Fool Money, covering credit cards, bank accounts, investing, mortgages, and other personal finance topics. Joel has been writing about personal finance since 2018, previously leading editorial content for the How To Money podcast and serving as a resident writer at Budgets Are Sexy. He bought his first rental property at age 18, funding the down payment with savings from his high school job at McDonald’s -- a testament to his lifelong passion for smart money decisions. His work aims to make personal finance accessible and actionable for everyday readers. When he’s not writing, Joel enjoys surfing and spending time with his family.
For rates and fees for the American Express Platinum Card®, click here