Christmas Came Early for Travelers -- 100,000 Miles With Venture X

Many or all of the products here are from our partners that compensate us. It’s how we make money. But our editorial integrity ensures that our product ratings are not influenced by compensation.

Every year, I get the same questions from friends: "Which travel card is the best right now?"

And honestly, I get it. A lot of premium travel cards have gotten… well, too premium. Their annual fees are flirting with $700-$1,000, and the "luxury" perks they advertise are out of reach for most regular travelers.

On the other end, entry-level cards haven't launched anything new or exciting lately.

That's why I've been pointing a lot of people towards the Capital One Venture X Rewards Credit Card (see rates and fees). It's a perfect sweet spot that gives you VIP travel perks without the ridiculous annual fee.

And right now, Capital One just sweetened the deal with a limited-time welcome offer that feels like Christmas came early for travelers: Earn 100,000 Miles when you spend $10,000 on purchases in the first 6 months from account opening.

Big travel perks without the big price tag

The Capital One Venture X Rewards Credit Card comes with a $395 annual fee (see rates and fees), but it's incredibly easy to offset. The benefits include:

  • $300 annual travel credit for bookings made through Capital One Travel
  • 10,000 anniversary bonus miles every year (worth another $100 in travel)
  • Up to $120 credit toward Global Entry or TSA PreCheck®
  • Access to 1,300+ airport lounges worldwide

Those first two perks alone can outweigh the annual fee, if used towards travel. And everything else is just gravy.

In my opinion, this is one of the few travel cards that gives real value to everyday travelers, not just frequent flyers. Read our full Capital One Venture X Rewards Credit Card review to learn more and apply today.

5.00/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair
= Poor
5.00/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair
= Poor
Credit Score: Circle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.

Recommended Credit Score required for this offer is: Excellent (740-850)
Limited-time offer

Earn 100,000 miles (worth $1,000 in travel) when you spend $10K in the first 6 months

Credit Score Circle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.

Excellent (740-850)

Intro APR

Purchases: N/A

Balance Transfers: N/A

Regular APR

19.99% - 28.99% (Variable)

Rewards Circle with letter I in it. Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights and vacation rentals booked through Capital One Travel. Earn unlimited 2X miles on all other purchases.

2X-10X miles

Annual Fee

$395

Welcome Offer Circle with letter I in it. 100,000 Miles when you spend $10,000 on purchases in the first 6 months from account opening

100,000 Miles (worth $1,000 in travel)

  • If you want premium travel perks that easily justify their cost, this card delivers. You’ll get a $300 annual credit for bookings through Capital One Travel, plus 10,000 bonus miles every account anniversary (worth $100 toward travel) — perks that already offset the $395 annual fee.

    Add a 100,000-mile welcome bonus (worth $1,000 toward travel), unlimited 2X miles on everyday purchases, airport lounge access, and Global Entry/TSA PreCheck® credits, and you’ve got one of the strongest premium travel cards available today.

    Read Full Review
    • Big travel rewards bonus
    • High rewards rate
    • Travel credits
    • Easy-to-use miles
    • Annual fee
    • Other card issuers have more valuable travel rewards
    • LIMITED-TIME OFFER: Earn 100,000 bonus miles once you spend $10,000 on purchases in the first 6 months from account opening - equal to $1,000 in travel
    • Receive a $300 annual credit for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
    • Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
    • Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights and vacation rentals booked through Capital One Travel
    • Earn unlimited 2X miles on all other purchases
    • Enjoy access to 1,300+ lounges worldwide, including Capital One Lounge locations and Priority Pass™ lounges, after enrollment
    • Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
    • Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
    • Receive up to a $120 credit for Global Entry or TSA PreCheck®

Miles that can take you anywhere

This new limited-time welcome offer lets new cardholders earn 100,000 Miles (worth $1,000 in travel) when you spend $10,000 on purchases in the first 6 months from account opening.

At first, that number might sound steep. But when you break it down, most families can hit that target naturally with groceries, gas, holiday shopping, and winter travel.

Personally, my family spends at least $1,000 per month on groceries. So I'm halfway there just buying food at home.

Each mile earned is worth about $0.01 toward travel. Meaning that welcome bonus is worth $1,000 in flight or hotel value. It's a seriously generous offer.

Everyday rewards that make travel easier year-round

Aside from the limited time offer bonus, the Capital One Venture X Rewards Credit Card keeps rewarding you all year long. Here's how you'll earn miles on your everyday spending:

  • 10X miles on hotels and rental cars booked through Capital One Travel
  • 5X miles on flights and vacation rentals booked through Capital One Travel
  • 2X miles on all other purchases

That flat 2X miles earning structure is what I love most. Even if you're not booking travel, you'll still earn great rewards on all your spending.

For example, we estimate that if you spend around $4,000 per month, you're looking at about 96,000 miles per year. That's nearly another $1,000 you can put toward travel, just from your normal spending.

A perfect time to treat yourself

If you're anything like me, your spending tends to spike during the holidays. Flights to see family, festive dinners, gifts that add up faster than expected.

So why not turn all that spending into something that pays you back?

This limited-time Capital One Venture X Rewards Credit Card welcome bonus could easily fund next year's spring break, summer getaway, or that dream trip you've been putting off.

If you've been waiting for a sign to finally upgrade to a card with airport lounge access, consider this your green light.

See our top travel rewards cards and find the one that'll fund your next getaway -- maybe sooner than you think.

Our Research Expert