Here Are 3 of the Smartest Ways to Buy Roblox Gift Cards
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Buying Roblox gift cards at only face value is the equivalent of throwing money in the trash. One of the easiest hacks I've seen parents and gamers miss is how to use the right credit card to save on gift cards. A few small tweaks can turn every Roblox purchase into rewards, bonuses, or even free cash.
Before you swipe your next card for Robux, here are three of the smartest credit card moves that can make a big difference.
1. Use the right bonus category card
Not all cards earn the same rewards at the same places. A standard card might only give you 1% back at the grocery store, while a card like the Blue Cash Preferred® Card from American Express earns 6% cash back at U.S. supermarkets (on up to $6,000 per year in eligible purchases) and select U.S. streaming subscriptions (terms apply).
If you're grabbing Roblox gift cards at the supermarket, that's a huge upgrade. A $50 card would earn $3 in rewards instead of just $0.50. Multiply that across a year's worth of birthdays and holidays, and you're easily pocketing an extra $30 to $60 with no effort. Some U.S. supermarkets don't let customers buy gift cards with credit cards, only cash or debit. So you might have to look around a little bit.
It's also worth mentioning that this card has a $0 intro annual fee for the first year, then $95. (See rates and fees.) So it's a good idea to make sure you'll at least making the ongoing annual fee back from this card's rewards rates and other perks before applying.
2025 Award Winner
On American Express' Secure Website.
Terms apply
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Good/Excellent
Intro APR
Purchases: 0% on purchases, 12 months
Balance Transfers: 0%, 12 months
APR
19.99%-28.99% Variable
Rewards Earn 6% cash back at U.S. supermarkets on up to $6,000 per year in eligible purchases (then 1%), 6% cash back on select U.S. streaming subscriptions, 3% cash back at eligible U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more) purchases and 1% cash back on other purchases. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.
1%-6% Cash Back
Annual Fee
$0 intro annual fee for the first year, then $95.
Welcome Offer Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.
$250
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This card is a smart choice for earning top-tier rewards on everyday purchases. It features a market-leading rate of a whopping 6% cash back at U.S. supermarkets (on up to $6,000 per year), 6% on select U.S. streaming services, and 3% on U.S. gas and transit. Plus, there’s a strong welcome offer: Earn a $250 statement credit after spending $3,000 in the first 6 months. With 0% intro APR on purchases and balance transfers for the first 12 months and $0 annual fee for the first year (then $95), it’s one of our favorite credit cards for a reason. Terms apply.
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- Big welcome offer
- U.S. supermarkets rewards
- U.S. gas stations rewards
- Streaming subscription rewards
- Annual fee
- Foreign transaction fee
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- Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.
- $0 intro annual fee for the first year, then $95.
- Low Intro APR: 0% intro APR on purchases and balance transfers for 12 months from the date of account opening. After that, your APR will be a variable APR of 19.99% - 28.99%.
- Plan It®: Buy now, pay later with Plan It. Split purchases of $100 or more into equal monthly installments with a fixed fee so you don’t have the pressure of paying all at once. Simply select the purchase in your online account or the American Express® App to see your plan options. Plus, you’ll still earn rewards on purchases the way you usually do.
- Earn 6% cash back at U.S. supermarkets on up to $6,000 per year in eligible purchases (then 1%), 6% cash back on select U.S. streaming subscriptions, 3% cash back at eligible U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more) purchases and 1% cash back on other purchases. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.
- Get up to a $10 monthly statement credit after using your enrolled Blue Cash Preferred® Card for a subscription purchase, including a bundle subscription purchase, at disneyplus.com, Hulu.com, or Plus.espn.com U.S. websites. Subject to auto-renewal.
- Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
- Terms Apply.
2. Time it with rotating or bonus categories
Some cards have categories that change each quarter. The Chase Freedom Flex® (see rates and fees), for example, features 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. These categories sometimes includes stores like Walmart, Amazon, or grocery chains. If Roblox gift cards are stocked there, you're looking at $5 back for every $100 you spend.
That's like getting a mini discount built right into your routine. The trick is to check the category calendar at the start of each quarter, then load up on gift cards while the bonus is live.
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Intro APR 0% Intro APR on Purchases
Purchases: 0% Intro APR on Purchases, 15 months
Balance Transfers: 0% Intro APR on Balance Transfers, 15 months
Regular APR
18.74% - 28.24% Variable
Rewards 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter! Plus, earn 5% cash back on travel purchased through Chase Travel℠, 3% on dining and drugstores, and 1% on all other purchases.
5% cash back offer
Annual Fee
$0
Welcome Offer Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening!
$200 bonus
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This Chase card is one of our favorites, and with good reason. You earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate, alongside other standout perks (and at least 1% on all purchases). Plus, this one comes without an annual fee and with a generous welcome bonus.
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- Big sign-up bonus
- Lucrative cash back program
- Long 0% intro APR
- No annual fee
- Purchase and travel protections
- Foreign transaction fee
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- Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening
- 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
- 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more
- 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1% cash back on all other purchases.
- No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
- 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 18.74%-28.24%.
- No annual fee – You won't have to pay an annual fee for all the great features that come with your Freedom Flex® card
- Keep tabs on your credit health - Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more.
- Member FDIC
3. Put purchases toward a welcome bonus
New credit cards often dangle welcome offers like, "Earn 60,000 points after spending $4,000 in three months." Meeting that requirement can be stressful, but gift cards make it easier.
Say you're buying a $200 Roblox card as a gift. That $200 counts toward your spending goal. If you stack enough of these purchases, you're unlocking a bonus that could be worth hundreds in travel rewards. Suddenly, that Roblox card is helping pay for your next family trip.
A quick recap
Buying Roblox gift cards doesn't have to be boring or wasteful. With the right strategy:
- Use a grocery or online shopping card that pays extra rewards.
- Take advantage of rotating 5% categories when they line up.
- Funnel your gift card purchases into a new-card bonus for massive payoff.
If you're already spending the money, you might as well let your credit card work for you.
Where to start
If you're serious about stretching every dollar, it's worth looking at which credit cards you're carrying now and whether you could upgrade. The best cash back and rewards cards often pay for themselves many times over -- not just on Roblox gift cards but on everyday purchases, too.
See our picks for the best credit cards this month and start earning today.
Our Research Expert
Jake FitzGerald is a full-time Editorial Strategist and Personal Finance Writer at Motley Fool Money, leading content production and distribution while also writing about credit cards, bank accounts, and other financial products. He has more than a decade of experience editing and shaping financial content to give readers clear, trustworthy money advice. His work focuses on delivering practical insights that empower people to make smarter financial decisions. Off the clock, he’s a fan of college football tailgates and still loyal to his favorite putter -- despite what his short game suggests.
For rates and fees for the Blue Cash Preferred® Card from American Express, click here