Limited-Time Offer: Get a $900 Bonus With This No-Annual-Fee Business Card
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Business owners, listen up: If you've been looking for a valuable cash back card with a lucrative welcome offer, the Ink Business Cash® Credit Card (see rates and fees) is the card for you.
For a limited time, the Chase Ink Business Cash is offering a welcome bonus of $900 after you spend $6,000 in the first 3 months. That's $150 more than the card's previous offer, meaning now's definitely the time to apply if you've been thinking about it.
Here's what you need to know about this offer -- and the other perks of the no-annual-fee Chase Ink Business Cash.
A valuable limited-time offer
To snag the $900 bonus, you'll need to spend $6,000 on purchases within 3 months of account opening. That's a reasonable requirement for most small businesses.
Once you earn it, you can redeem your rewards for cash back, gift cards, travel, or shopping with Amazon and PayPal -- great for all sorts of business expenses.
It's pretty rare to find a bonus this good on a card without an annual fee. Offers like this tend not to last very long, though. If you've been considering a Chase business card, you won't want to wait much longer.
Ready to earn a $900 bonus? Read our full review of the Ink Business Cash® Credit Card to apply now.
Good/Excellent (670-850)
Intro APR 0% Intro APR on Purchases
Purchases: 0% Intro APR on Purchases, 12 months
Balance Transfers: N/A
Regular APR
17.49% - 25.49% Variable
Rewards Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year. Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other card purchases with no limit to the amount you can earn.
Earn 5% cash back in select business categories
Annual Fee N/A
$0
Welcome Offer Earn $900 when you spend $6,000 on purchases in the first three months after account opening
Earn $900 bonus cash back
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If your business spends at office supply stores or on telecom, this card can pay off fast. Earn 5% cash back in those categories (on up to $25,000 yearly), plus 2% at gas stations and restaurants (on up to $25,000 yearly). With a limited-time $900 welcome bonus and no annual fee, it can outpace flat-rate cards when you maximize its 5% rewards.
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- Big cash back sign-up bonus
- Office supply store rewards
- Internet, cable, and phone service rewards
- 0% intro APR offer
- No annual fee
- Low caps on bonus categories
- No balance transfer offer
- Foreign transaction fee
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- Earn $900 when you spend $6,000 on purchases in the first three months after account opening
- Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
- Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
- No Annual Fee
- Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
- 0% introductory APR for 12 months on purchases
- Member FDIC
Strong perks and earning rates
The Chase Ink Business Cash also comes with valuable earning rates and a handful of nifty perks. You'll earn:
- 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
- 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
- 1% cash back on all other purchases
The 5% category in particular can be great if you spend a lot on office supplies or internet and phone bills. Once you hit the $25,000 spending cap in the bonus categories, you'll keep earning 1% on everything you buy.
You'll also get a 0% introductory APR on purchases for the first 12 months (the regular 17.49% - 25.49% Variable APR will apply at the end of the intro period), plus perks like purchase protection and extended warranty coverage. That makes the Chase Ink Business Cash a great option if you want strong rewards rates alongside useful protections.
How the Chase Ink Business Cash stacks up
For businesses that spend a lot on office supplies, internet, or dining, the Chase Ink Business Cash offers solid ongoing value. But if you want more versatile rewards, there are a number of alternatives to consider.
The Ink Business Unlimited® Credit Card (see rates and fees), for example, offers a flat 1.5% cash back on every purchase. There's also The Blue Business® Plus Credit Card from American Express, which earns 2X points on everyday business purchases such as office supplies or client dinners on the first $50,000 spent each year, then 1X points after that (terms apply).
You won't rack up 5% in select business categories and 2% back at restaurants, but both of these cards offer a much simpler way to earn rewards. There are also cards like The Business Platinum Card® from American Express, which offers over $1,000 in annual statement credits (although it has a steep $895 annual fee, see rates and fees). Terms apply.
If you're still set on the Chase Ink Business Cash, though, you'll want to apply soon -- the lucrative current bonus won't last long. For more alternatives, check out this list of our favorite business credit cards.
Our Research Expert
For rates and fees for the The Blue Business® Plus Credit Card from American Express, click here
For rates and fees for the The Business Platinum Card® from American Express, click here