This Credit Card Offers the Easiest $250 Sign-Up Bonus We've Ever Seen
KEY POINTS
- Earn a $200 sign-up bonus with the Chase Freedom Unlimited® by spending just $500 in the first 3 months -- one of the easiest bonuses available.
- Enjoy unlimited 1.5% cash back on purchases outside bonus categories, plus 3% on drugstores, restaurants, takeout, and eligible food delivery, and 5% on travel purchased through Chase Travel.
- With a $0 annual fee and a long 0% intro APR on purchases and balance transfers, this card offers long-term value beyond the initial bonus.
Credit card sign-up bonuses are a great way to score bonus cash back or rewards, but some require you to spend thousands of dollars in just a few months. If that sounds like a hassle, we have good news: The Chase Freedom Unlimited® (see rates and fees) makes earning its $200 bonus almost effortless -- by spending just $500 in the first 3 months.
With a low spending requirement, excellent rewards, and a $0 annual fee, this card is an easy win for anyone looking to maximize their credit card perks. Let's break it down.
How to get the $200 bonus (it's easy)
Chase is currently offering new Chase Freedom Unlimited® cardholders a $200 bonus after spending just $500 in the first 3 months. That's just $167 per month -- an amount most people already spend on groceries, gas, or other daily purchases.
Compared to other cards that demand spending $3,000 or more to earn a bonus, this is about as easy as it gets. You're essentially getting 50% back on your first $500 in spending, which is a fantastic return.
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Intro APR 0% Intro APR on Purchases and Balance Transfers for 15 months
Purchases: 0% Intro APR on Purchases, 15 months
Balance Transfers: 0% Intro APR on Balance Transfers, 15 months
Regular APR
18.99% - 28.49% Variable
Rewards Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases
1.5% - 5% cash back
Annual Fee
$0
Welcome Offer Intro Offer: Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening
Earn $200 cash back
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The Chase Freedom Unlimited® is the ideal all-in-one card, offering both big upfront value and long-term rewards. New cardholders can earn a $200 bonus after spending $500 in the first 3 months. Plus, enjoy unlimited 3% back on dining and drugstores, 5% on travel booked through Chase Travel, and 1.5% on all other purchases. With the added benefit of 0% intro APR for 15 months, this card is perfect for a one-card wallet.
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- Innovative sign-up bonus
- Purchase and travel protections
- Robust rewards program
- Great intro APR
- No annual fee
- Limited bonus opportunities on everyday spending
- Foreign transaction fee
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- Intro Offer: Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening
- Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases.
- No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
- Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 18.99% - 28.49%.
- No annual fee – You won't have to pay an annual fee for all the great features that come with your Freedom Unlimited® card
- Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, alerts, and more.
- Member FDIC
Why this card is a winner
Beyond the bonus, the Chase Freedom Unlimited® offers serious long-term value:
- 5% cash back on travel purchased through Chase Travel.
- 3% cash back on drugstores, restaurants, takeout, and eligible food delivery.
- 1.5% cash back on all other purchases.
- A 0% intro APR for 15 months on purchases and balance transfers (the go-to 18.99% - 28.49% Variable APR applies at the end of the intro period).
- $0 annual fee.
These rewards make it a great everyday spending card. Whether you're buying coffee, filling up your tank, or booking a trip, you're earning solid cash back with zero effort.
Start earning your $200 in cash back now -- click here to apply for the Chase Freedom Unlimited® card today.
Who should get this card?
The Chase Freedom Unlimited® is perfect for:
- Anyone who loves easy rewards: The $200 sign-up bonus is one of the simplest to earn we've ever seen.
- People who don't want to track rotating categories: Unlike other cash back cards, you get 1.5% minimum on everything.
- Those who want a long 0% intro APR: A full 15 months interest-free on new purchases and balance transfers can be a lifesaver.
- Chase Ultimate Rewards fans: If you also have a Chase Sapphire Preferred® Card or Chase Sapphire Reserve®, you can combine points for even better value.
How to apply
If you're looking for a card with an easy-to-earn bonus and excellent rewards, the Chase Freedom Unlimited® is pretty perfect.
Getting started is simple: Click here to apply online today. Once approved, start using your card for everyday purchases. As long as you hit that $500 mark in the first 3 months (which most of us will without much effort), you'll see the $200 bonus in your account.
If you want to maximize your rewards, use this card for groceries, dining, and travel to take full advantage of its 3% and 5% cash back categories.
Our Research Expert
Jake is a full-time Editorial Strategist for Motley Fool Money. He specializes in product ratings and all things credit cards, and wants to make sure each person has the best card for them.
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