This Little-Known Credit Card Perk Saves Shoppers up to $20 Monthly on Groceries
KEY POINTS
- Chase Sapphire Preferred® Card and Chase Sapphire Reserve® cardholders can get free grocery savings each month through DoorDash.
- Maximizing this perk is easy -- just activate DashPass and place an eligible order, and the credit applies automatically.
- With grocery prices high, taking advantage of this perk can save up to $240 a year.
Groceries are expensive, and anything that helps cut that bill is a win. If you have a Chase Sapphire Preferred® Card (see rates and fees) or Chase Sapphire Reserve® card (see rates and fees), you might be missing out on up to $20 a month in free grocery savings through DoorDash and Instacart.
It's a simple trick that a lot of cardholders forget to use, but once you start, it's like getting free money every month.
| Offer | Our Rating | Welcome Offer | Rewards Program | APR | Our Rating |
|---|---|---|---|---|---|
Chase Sapphire Preferred® Card
|
Rating image, 5.00 out of 5 stars.
5.00/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair = PoorBest for travel and points transfers
|
60,000 bonus points Earn 60,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. | 5x on travel purchased through Chase Travel℠, 3x on dining and 2x on all other travel purchases Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more. |
Intro: N/A Purchases: N/A Balance Transfers: N/A Regular: 19.99% - 28.24% Variable |
Rating image, 5.00 out of 5 stars.
5.00/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair = PoorBest for travel and points transfers
|
Chase Sapphire Reserve®
|
Rating image, 4.50 out of 5 stars.
4.50/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair = Poor |
60,000 bonus points Earn 60,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. | 5x points on flights and 10x points on hotels and car rentals through Chase Travel℠. Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases. |
Intro: Purchases: N/A Balance Transfers: N/A Regular: 20.24% - 28.74% Variable |
Rating image, 4.50 out of 5 stars.
4.50/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair = Poor |
How to get free grocery credits every month
If you have a Chase Sapphire Preferred® Card, you automatically get a $10 monthly credit when you activate and use DoorDash's grocery or convenience store delivery. If you have the Chase Sapphire Reserve®, you get another $10 credit on top of that. That's a total of $20 a month in free groceries.
To take advantage of this:
- Make sure you have an active DashPass subscription (don't worry, Sapphire cardholders get at least a year for free).
- Add your Sapphire card as a default payment method and activate. Then order groceries through DoorDash's grocery or convenience section.
- Your credit is automatically applied, lowering your total cost instantly.
There's no complicated redemption process -- just order and save. Your DashPass subscription will waive any delivery fees, but don't forget about local service fees and tipping your driver. But you can avoid those by ordering through the app and picking up your things yourself.
Start discovering credit card perks you never knew existed. Check out our list of the best credit cards now.
Easy ways to maximize your savings
This perk is already great, but there are ways to make it even better. Here's how you can stretch those savings further:
- Combine with promotions: DoorDash regularly offers discounts, so stack those deals with your credit for even bigger savings.
- Order smart: Need just a couple of items? Add them to a restaurant order to use the credit without extra delivery fees.
- Set a reminder: These credits don't roll over, so if you don't use them each month, they're gone!
- Pair it with grocery rewards: If you're using a credit card that earns bonus points on groceries, you're saving even more.
Is this perk worth it for you?
If you already have a Chase Sapphire card, make sure you're taking advantage of this perk. And if you don't have one yet, this is just one of the reasons to consider getting one. The Chase Sapphire Preferred® Card offers hundreds of dollars in travel savings each year, plus you'll get access to these monthly grocery savings. Click here to apply now for the Chase Sapphire Preferred® Card.
Our Research Expert
Jake is a full-time Editorial Strategist for Motley Fool Money. He specializes in product ratings and all things credit cards, and wants to make sure each person has the best card for them.
We're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. Motley Fool Money does not cover all offers on the market. Motley Fool Money is 100% owned and operated by The Motley Fool. Our knowledgeable team of personal finance editors and analysts are employed by The Motley Fool and held to the same set of publishing standards and editorial integrity while maintaining professional separation from the analysts and editors on other Motley Fool brands. Terms may apply to offers listed on this page.