Want to Save on Streaming? Check Out These 3 Credit Cards
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Who says binge-watching can't pay off?
If you stream with Netflix, Hulu, HBO Max, or other popular services, the right credit card can turn your favorite show into solid rewards.
I've reviewed dozens of credit cards and rounded up three that offer the best rewards on streaming subscriptions. One of them can save you up to $240 a year on streaming.
Here's what you need to know.
1. Blue Cash Preferred® Card from American Express
For serious streamers, the Blue Cash Preferred® Card from American Express is your best bet when it comes to cash back.
It earns 6% cash back on U.S. supermarkets (up to $6,000 per year in eligible purchases) and select U.S. streaming subscriptions (terms apply). That list of streaming subscriptions includes:
- Netflix
- Prime Video
- Hulu
- Disney+
- HBO Max
- YouTube TV
- Apple TV+
- Apple Music
- Spotify
The Amex Blue Cash Preferred also offers 3% cash back on U.S. gas stations and transit (including taxis/rideshare, parking, tolls, trains, buses and more), making it a great all-around cash back card. It has a $0 intro annual fee for the first year, then $95. (See rates and fees.) This makes it the most affordable card on this list.
Plus, if you apply today, you can get $250 back in the form of a statement credit after you spend $3,000 in purchases in your first 6 months (terms apply).
2025 Award Winner
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Good/Excellent
Intro APR
Purchases: 0% on purchases, 12 months
Balance Transfers: 0%, 12 months
APR
20.24%-29.24% Variable
Rewards Earn 6% cash back at U.S. supermarkets on up to $6,000 per year in eligible purchases (then 1%), 6% cash back on select U.S. streaming subscriptions, 3% cash back at eligible U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more) purchases and 1% cash back on other purchases. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.
1%-6% Cash Back
Annual Fee
$0 intro annual fee for the first year, then $95.
Welcome Offer Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.
$250
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This card is a smart choice for earning top-tier rewards on everyday purchases. It features a market-leading rate of a whopping 6% cash back at U.S. supermarkets (on up to $6,000 per year), 6% on select U.S. streaming services, and 3% on U.S. gas and transit. Plus, there’s a strong welcome offer: Earn a $250 statement credit after spending $3,000 in the first 6 months. With 0% intro APR on purchases and balance transfers for the first 12 months and $0 annual fee for the first year (then $95), it’s one of our favorite credit cards for a reason. Terms apply.
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- Big welcome offer
- U.S. supermarkets rewards
- U.S. gas stations rewards
- Streaming subscription rewards
- Annual fee
- Foreign transaction fee
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- Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.
- $0 intro annual fee for the first year, then $95.
- Low Intro APR: 0% intro APR on purchases and balance transfers for 12 months from the date of account opening. After that, your APR will be a variable APR of 20.24% - 29.24%.
- Plan It®: Buy now, pay later with Plan It. Split purchases of $100 or more into equal monthly installments with a fixed fee so you don’t have the pressure of paying all at once. Simply select the purchase in your online account or the American Express® App to see your plan options. Plus, you’ll still earn rewards on purchases the way you usually do.
- Earn 6% cash back at U.S. supermarkets on up to $6,000 per year in eligible purchases (then 1%), 6% cash back on select U.S. streaming subscriptions, 3% cash back at eligible U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more) purchases and 1% cash back on other purchases. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.
- Get up to a $10 monthly statement credit after using your enrolled Blue Cash Preferred® Card for a subscription purchase, including a bundle subscription purchase, at disneyplus.com, Hulu.com, or Plus.espn.com U.S. websites. Subject to auto-renewal.
- Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
- Terms Apply.
2. Chase Sapphire Preferred® Card
If you want an affordable travel card that also earns rewards on entertainment, I recommend the Chase Sapphire Preferred® Card (see rates and fees). You'll get 3X points on dining, select streaming services, and online groceries, with the streaming services including:
- Netflix
- Hulu
- Disney+
- HBO Max
- YouTube TV
- Apple TV+
- Apple Music
- Spotify
That's the same list of popular streamers as the Amex Blue Cash Preferred, except the Chase Sapphire Preferred® Card doesn't include Prime Video.
The Chase Sapphire Preferred® Card comes with other valuable perks, like 5X points on travel purchased through Chase Travel℠ and a $50 annual hotel credit, which effectively knocks the annual fee down from $95 to $45. It's a great way to earn rewards on both streaming and travel.
Want to learn more? Check out our full review of the Chase Sapphire Preferred® Card today.
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Intro APR
Purchases: N/A
Balance Transfers: N/A
Regular APR
19.99% - 28.24% Variable
Rewards Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases
5x on Chase Travel℠, 3x on dining, 2x on all other travel
Annual Fee
$95
Welcome Offer Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
75,000 bonus points
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This card easily justifies the (very reasonable) annual fee with benefits that deliver real value. Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months, which we estimate is worth at least $750 in Chase Travel℠ value. Plus, enjoy bonus travel and dining rewards, a $50 annual hotel credit, and 10% anniversary points boost. With added travel protections like rental car insurance and trip reimbursement, we think this card is a game-changer for any traveler.
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- Big sign-up bonus
- Travel rewards
- Dining rewards
- Flexible travel points
- Consumer and travel protections
- Annual fee
- Limited-time perks
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- Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
- Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases
- Earn up to $50 in statement credits each account anniversary year for hotel stays through Chase Travel℠
- 10% anniversary points boost - each account anniversary you'll earn bonus points equal to 10% of your total purchases made the previous year.
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
- Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders.
- Member FDIC
3. The Platinum Card® from American Express
Finally, The Platinum Card® from American Express offers up to $240 a year in "digital entertainment credits," which come in the form of $20 monthly statement credits (terms apply). They can be put toward streamers and publications like:
- Disney+ and the Disney+ bundle
- ESPN+
- Hulu
- Peacock
- The New York Times
- The Wall Street Journal
This perk is great if you want to save serious cash on streaming. Just remember that enrollment is required.
This is just one of many lavish perks of the Amex Platinum Card. The annual fee is high at $695 (see rates and fees), but it offers over $1,000 in annual statement credits, high rewards for travel spending, and other valuable perks like airport lounge access (terms apply). If you're a serious traveler who also wants to save on entertainment, the Amex Platinum Card is the card for you.
To find out more, read our full review of the Amex Platinum Card today.
On American Express' Secure Website.
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= PoorOn American Express' Secure Website.
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Good/Excellent
Intro APR
Purchases: N/A
Balance Transfers: N/A
APR
See Pay Over Time APR
Rewards Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel® up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel®. 1X Membership Rewards® Points on other purchases. Terms apply.
1X-5X Membership Rewards® Points
Annual Fee
$695
Welcome Offer You may be eligible for as high as 175,000 Membership Rewards® Points after spending $8,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.
As High As 175,000 points. Find Out Your Offer.
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This luxury travel card has some of the most prestigious perks you'll find — access to over 1,400 airport lounges, elite status with Hilton and Marriott Bonvoy (enrollment required), and spending credits worth over $1,500 in value every year. Just be ready for the hefty annual fee, which can be offset in the first year with a welcome offer. Terms apply.
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- Big welcome offer
- Substantial spending credits
- Airport lounge access
- Hotel benefits
- Flexible travel points
- Annual fee
- Limited bonus categories
- Spending credits can be complicated to manage
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- You may be eligible for as high as 175,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel® up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel®.
- $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings through American Express Travel using your Platinum Card®. The Hotel Collection requires a minimum two-night stay.
- $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney+ bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.
- Enjoy the benefits of the Global Lounge Collection, with over $500 of annual value if you visit Centurion Lounges and each of our partner lounges including Delta Sky Club® lounges when flying an eligible Delta flight (subject to visit limitations) , select Lufthansa lounges when flying Lufthansa, Plaza Premium lounges and Escape Lounges, and enroll in Priority Pass Select. See terms.
- A Walmart+ membership can get you free shipping with no order minimum on eligible items shipped by Walmart. Use your Platinum Card® to pay for a monthly Walmart+ membership (subject to auto-renewal) and receive one statement credit for up to $12.95 (plus applicable taxes. Plus Ups not eligible) each month. Free Shipping excludes most Marketplace items, freight & certain location surcharges. Paramount+ Essential plan only, separate registration required.
- $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card® Account. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.
- $200 Uber Cash: Platinum Card® Members can ride or dine in style with $15 in Uber Cash each month, plus a bonus $20 in December after adding their Card to their Uber account. Use your Uber Cash on rides and orders in the U.S. when you select an Amex Card for your transaction.
- $199 CLEAR® Plus Credit: CLEAR® Plus helps get you to your gate faster by using unique facial attributes to verify you are you at 50+ airports nationwide. Receive up to $199 in statement credits per calendar year after you pay for your CLEAR Plus Membership (subject to auto-renewal) with the Platinum Card®.
- Receive either a $120 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck® (through a TSA official enrollment provider) application fee, when charged to your Platinum Card®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
- Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card®. That's up to $50 in statement credits semi-annually. Enrollment required.
- Use Global Dining Access by Resy to access premium dining experiences. Receive Priority Notify and unlock insider access to some of the world's most sought-after restaurants with Global Dining Access by Resy. Download the Resy iOS app or log into Resy.com and add your Platinum Card® to your Resy profile to take advantage of your special benefits and discover restaurants near you.
- $695 annual fee.
- Terms Apply.
Choosing the right card for you
Here's a comparison of these cards' streaming rewards:
| Card | Streaming Rewards | Services Included |
|---|---|---|
| Amex Blue Cash Preferred | 6% cash back on select U.S. streaming subscriptions | Netflix, Hulu, HBO Max, Prime Video, and more |
| Chase Sapphire Preferred | 3X points on select streaming services | Netflix, Hulu, HBO Max, YouTube TV, and more |
| Amex Platinum Card | Up to $20 in statement credits/month | Disney+, Hulu, ESPN+, and Peacock. Enrollment required. |
The right card for you depends on:
- Which streaming services you use
- Whether you prefer cash back or statement credits
- Which card pays the best rewards for you in other categories
- How high an annual fee you're willing to pay
For cash back on everyday purchases, go with the Amex Blue Cash Preferred. For travel rewards, go with the luxurious Amex Platinum Card or the more modest Chase Sapphire Preferred.
Want to see even more options? See our full list of the best credit cards available today and find the one that's right for you.
Our Research Expert
Ryan is a full-time Personal Finance Writer at Motley Fool Money. He’s been covering topics like credit cards and savings since 2022, focusing on helping people who are new to the world of personal finance.
For rates and fees for the Blue Cash Preferred® Card from American Express, click here
For rates and fees for the The Platinum Card® from American Express, click here