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Mortgage Articles | Page 13

Buying a home is probably your life's most costly undertaking. Learn how to find the best lenders and get the best interest rates and you can save tens of thousands of dollars.
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Recent Articles

A realtor opening the door of a new home for a young couple.
Aug. 6, 2023 | By Ashley Maready

Now That Inflation Is at 3%, Will Mortgage Rates Finally Come Down?

Inflation is easing, and that'll make it easier to buy a house, right? Read on to see what might be next for mortgage interest rates.
A group of friends sitting in the sun on the deck of a lakefront cabin.
Aug. 6, 2023 | By David Chang, ChFC®, CLU®

Investing in a Rental Property? You Need to Do This First

If you're thinking of investing in an income-producing property, take the time to make sure you can legally rent it out. Read on to find out how.
A couple unpacks cardboard boxes and organizes jars on shelves in their new kitchen.
Aug. 5, 2023 | By Chris Neiger

Looking to Move? These Cities Have the Most Options for Housing

The typical home is selling for 40% more than before the pandemic. Read on to find out what cities have the most housing inventory.
Man laying new tile in bathroom.
Aug. 4, 2023 | By Steven Porrello

Don't Believe This Dangerous Myth if You're Renovating Your Home

When it comes to home renovation projects, there's a lot of false information. Learn what happens when you believe this common myth.
Smiling couple on sofa with salesperson finalizing paperwork.
Aug. 4, 2023 | By Matt Frankel, CFP®

This One Thing Can Get You a Low Mortgage Rate Right Now

Mortgage rates have more than doubled since the beginning of 2022, but you still may be able to find one with a low rate -- if you know where to look. Here's how.
A mom working in the backyard garden with a toddler while the dad walks out of the house holding a baby.
Aug. 2, 2023 | By Charlie Pastor, CFP®

The Golden Handcuffs Shackling Millions of Homeowners

The prospect of moving and potentially doubling their interest rate is giving some homeowners pause. Read on to learn the impact.
A couple holding up new house keys.
Aug. 1, 2023 | By Ashley Maready

Here's Why Investing in a Home Is a Smart Move -- Even if Returns Are Higher Elsewhere

A primary residence shouldn't be considered an investment in the traditional sense, but it still might be worth buying one. Read on to learn why.
woman with glasses at computer going over budget
July 31, 2023 | By Ashley Maready

Want to Buy a Home? Here's How to 'Test Drive' Your New Budget

Homeownership comes with more costs than you may realize. Keep reading to learn how you can simulate the expense involved before buying.
Couple looking at something together on a tablet screen.
July 30, 2023 | By Ashley Maready

Less Than One-Third of Renters Want to Buy a Home. 4 Ways to Get Ready if You Do

Most renters don't want to jump into this housing market as a buyer. If you do, read on to learn how to prepare your finances to take on a mortgage loan.
Two people meeting with a third person in an office and shaking hands across the desk.
July 30, 2023 | By Ashley Maready

5 Tips to Finding a Good Mortgage Broker

Wouldn't it be nice to have someone assemble your mortgage loan options for you? Keep reading to learn how to hire the right mortgage broker.
A smiling person sitting at their dining table and writing in a notebook next to an open laptop.
July 26, 2023 | By Natasha Etzel

Here's How I'm Paying Down My Home Mortgage Faster While Continuing to Save for a Future Home Down Payment

One writer is working to achieve multiple financial goals. Find out how she's making extra mortgage payments while preparing for a future home purchase.
Couple seemingly not happy about information provided to them by professional in office.
July 26, 2023 | By Jamie Matthews

The Value of My Home Has Nearly Doubled Since I Bought It 7 Years Ago. Here Are 4 Reasons I Won't Sell

One writer has watched the value of her home climb to more than double since she bought it. Read on to learn why she won't sell, despite the potential profits.
Grandparents and grandchild play bongos and tambourine together in their home.
July 24, 2023 | By Chris Neiger

Retired? Here's Why Moving During Retirement Can Make You Up to $100K

The median retirement savings for homeowners age 60 and above is $223,000. Here's why selling your house and moving could vastly improve that number.
Young couple going over paperwork with female professional.
July 21, 2023 | By Ashley Maready

This Demographic Is the Largest Share of Homeowners in the U.S. Here's Why

Married couples have a big advantage when it comes to buying property. Read on to learn the differences between married and unmarried homeownership.
Home inspector checks the exterior walls of a house and uses a tablet to record results.
July 20, 2023 | By Ashley Maready

5 Costs I'll Be Covering During the Home-Buying Process

Buying a home requires just a down payment, right? Wrong. Keep reading to learn about what else you'll be on the hook for when you buy a house.
Woman stands outside house with a clipboard
July 20, 2023 | By Steven Porrello

Here's When It Might Pay to Get a Second Appraisal of Your Home

A low appraisal could derail a home sale, but the first appraiser may not have the final word. Learn when it's worth hiring a second appraiser.
Four adults, including one using a wheelchair, gasp in delight at their new home surrounded by moving boxes.
July 19, 2023 | By Dana George

4 Reasons a Housing Market Crash Is Actually Unlikely, According to Harvard Researchers

Parallels have been drawn between the housing crash of '08 and today, but these Harvard Researchers don't believe another crash is likely. Here's why.
A person holding a cell phone while looking out a window surrounded by house plants.
July 19, 2023 | By Dana George

The People Who Bought My Home Came Back for Concessions After the Contracts Were Signed. Here's What I Did

Home buyers are asking for fewer concessions in this hot housing market. Keep reading to learn what moves one writer made when her buyers asked for more.
A couple sit in their living room and pay their credit card balances online.
July 18, 2023 | By Natasha Etzel

We Considered Selling Our Home. Here Are 3 Financial Reasons Why We're Going to Wait

Choosing to sell your home can impact your finances in many ways. Find out why one writer and her spouse decided to wait to sell their home.
A couple sit at home and look over their personal finances.
July 18, 2023 | By Dana George

How to Know When It's Time to Refinance Your Home

Refinancing a mortgage can save a homeowner thousands of dollars in interest payments. Find out how to determine when the time is right to refinance.
A person sitting at a desk and filling out paperwork.
July 18, 2023 | By Dana George

Home Equity Loan or Personal Loan? Which Is Best for You?

Whether you're borrowing money to make a home improvement or to pay for a wedding, the type of loan you take out matters. Keep reading to learn why.
A young man and woman speaking with their realtor who's holding a tablet in an open house.
July 17, 2023 | By Ashley Maready

5 Reasons to Fire a Real Estate Agent

There's no sense in keeping an agent who isn't doing much to help you find the right home. Keep reading to learn why you should cut them loose.
A man and woman sitting on a couch and talking with their realtor while holding paperwork.
July 17, 2023 | By Ashley Maready

5 Questions I'll Be Asking a Prospective Real Estate Agent

The right real estate agent can be your best friend in the home-buying process. Read on to learn what to ask one before deciding to give them your business.
A person standing and looking out the window of their apartment.
July 17, 2023 | By Ashley Maready

Here's How I'm Getting Into a 'Homeowner Mindset' -- Even Though I'm Still Renting

Going from renting to owning a home could come with sticker shock. Read on to learn how one writer is getting comfortable with spending more on housing.
A realtor shakes hands with a senior couple in front of a For Sale sign and house.
July 16, 2023 | By Dana George

These Lawsuits Could Change the Way You Pay Your Realtor

Two class-action suits may upend the way real estate agents are paid for their work. Read on to find out what we know so far.