Please ensure Javascript is enabled for purposes of website accessibility

This device is too small

If you're on a Galaxy Fold, consider unfolding your phone or viewing it in full screen to best optimize your experience.

Skip to main content
Advertiser Disclosure Many of the offers that appear on this site are from companies from which The Motley Fool receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear) and may influence which products we write about, but our product ratings are not influenced by compensation. We do not include all companies or offers available in the marketplace.
    |    Accessibility Options

Mortgage Articles | Page 16

Buying a home is probably your life's most costly undertaking. Learn how to find the best lenders and get the best interest rates and you can save tens of thousands of dollars.
All Topics Banks Insurance Personal Loans Brokerages Mortgages Credit Cards Cryptocurrency

Recent Articles

Two people standing next to a For Sale sign in front of a house.
June 1, 2023 | By Ashley Maready

Should You Sell Your Home As-Is?

Sellers have an edge in the current housing market. Read on to see if it still makes sense to make repairs and upgrades before listing your house.
Two people holding hands while standing in the living room of a new house and talking with a realtor.
June 1, 2023 | By Ashley Maready

It's Pride Month. Here Are 6 Home Buying Tips for LGBTQIA+ Buyers

In June, we pay special homage to the LGBTQIA+ community. Read on to learn how to best position yourself for homeownership as a member of this community.
Man and woman look at homes on a laptop.
June 1, 2023 | By Ashley Maready

2 Times to Consider an Adjustable-Rate Mortgage

Adjustable-rate mortgages are always a bad idea, right? Maybe not. Read on to learn when an ARM might be a good choice to buy a home.
A person manages their home finances using documents and a laptop at their kitchen table.
May 30, 2023 | By Ashley Maready

Ramit Sethi Says That Your Mortgage Is the Minimum You'll Pay for Your House. Here's Why He's Right

Buying a house just means swapping a rent payment for a mortgage payment, right? Well, no. Read on to learn more about the costs of owning a home.
A couple receives financial advice from an associate.
May 29, 2023 | By Ashley Maready

Here's Why You Shouldn't Buy a House Based on the Expectation That You Can Refinance

It can be tempting to buy, even with a high interest rate, and think you can refinance later. Keep reading to learn why you should think twice.
A couple looking worried about money, with a laptop and bills.
May 28, 2023 | By David Chang, ChFC®, CLU®

Monthly Mortgage Payments Could Increase Rapidly if the U.S. Defaults on Its Debt. Here's Why

A U.S. default would have ripple effects across the financial system and economy. Here's why mortgage rates could go up by close to 25%.
A smiling teacher standing at the front of an elementary school classroom while students raise their hands.
May 27, 2023 | By David Chang, ChFC®, CLU®

You Could Get a Huge Discount on Your House if You Work in One of These Professions

Homeownership comes with many responsibilities that can be hard to manage. Luckily, these professions give substantial discounts. Find out what they are.
Couple lounging by an inground pool in the back yard of a large home.
May 24, 2023 | By David Chang, ChFC®, CLU®

This Is How the Rich Pass on Property Without Paying Huge Amounts in Taxes

Are you looking to lessen the tax burden on your estate? Here are the techniques the wealthy use. Read on to learn more.
Couple using laptop and calculator together smiling.
May 24, 2023 | By Ashley Maready

Here's Why You Should Pay Down Debt Before Applying for a Mortgage

Does it make sense to bother shedding existing debt before taking on a mortgage loan? Keep reading to learn why the answer is yes, if you can manage it.
Family touring home with realtor.
May 23, 2023 | By Steven Porrello

Waiting for Housing Prices to Drop? Here's Why They Haven't

The median sales price of a home has dropped slightly year over year, but has yet to fall significantly. Read on to learn why.
Couple looking at something together on a tablet screen.
May 21, 2023 | By David Chang, ChFC®, CLU®

3 Property Types That Are Best for First-Time Investors

By focusing on certain property types, first-time investors can mitigate risks while increasing their chances for success. Read on to learn more.
Couple signing paperwork with an agent.
May 21, 2023 | By Steven Porrello

This Tip Can Get You a Really, Really Low Mortgage Rate

An assumable mortgage can help you snag a low interest rate. Read on to learn how to find homes with assumable mortgages.
A family meets with a realtor, who points at paperwork and smiles in a kitchen.
May 21, 2023 | By Dana George

8 Markets Where Homes Are Selling the Fastest

The housing market may be cooling in some parts of the country, but not all. Take a look at eight markets where homes continue to sell at lightning speed.
A man sitting at a desk and placing payment for a bill in an envelope.
May 20, 2023 | By Brittney Myers

Here's What Happens When You Make an Extra Mortgage Payment

Nearly all lenders should allow you to make extra mortgage payments. But it's not always a good idea. Here's a look at what happens.
A couple sits in bed drinking coffee and smiling at something on a laptop screen.
May 20, 2023 | By Steven Porrello

Should You Use ChatGPT to Help With Your House Hunt?

ChatGPT can compile real estate information in a snap, but is it accurate enough to help you find a home? Read on to find out.
Two people looking worried while reviewing bills at their kitchen table.
May 20, 2023 | By Matt Frankel, CFP®

Consumers Beware: Zombie Mortgages Are on the Rise

If you were the victim of predatory second mortgage lending in the past, you may want to start paying attention. Find out why.
A smiling couple talking to a woman who is showing them a tablet.
May 18, 2023 | By Dana George

Homeownership Among AAPI Communities Is on the Rise, but Barriers to Entry Remain

Between the pandemic and hate crimes against Asian Americans and Pacific Islanders, home buying briefly took a back seat. Learn about the barrier some still face.
Couple sitting relaxing in a room that's undergoing renovation.
May 16, 2023 | By Ashley Maready

Why a HELOC Could Be 'the Last Thing You Would Ever Want to Do,' According to Suze Orman

You might be able to remodel your home using a home equity line of credit (HELOC). Keep reading to learn why Suze Orman said that's a bad idea now, though.
A couple does their personal finances using a laptop and notebook.
May 16, 2023 | By Steven Porrello

Should You Use Your 401(k) to Pay Off Your House?

It might be tempting to use your 401(k) to pay off your house. Learn more about when it makes sense to do so and when it will cost you.
A family tours a large house with a realtor.
May 15, 2023 | By Dana George

4 Steps to Increase the Value of Your Home

If you plan to sell your home, some upgrades increase property values more than others. Here are some renovations that can pay off.
Elderly woman appears concerned about letter she's reading
May 15, 2023 | By Dana George

Here's What Happens When Someone Puts a Lien on Your House

Unpaid debt can lead to a property lien. Keep reading to learn how liens happen and what you can do about a lien on your home.
Native American couple looks over documents with banker
May 14, 2023 | By Steven Porrello

3 Ways Indigenous Americans Can Get a Mortgage for a Home on a Reservation

Getting a mortgage to buy a reservation home isn’t easy. But it’s not impossible. Learn how you can get financing for a home on your reservation.
Two smiling people sitting on the floor between moving boxes.
May 13, 2023 | By Cole Tretheway

10 Cities Where Rents Have Fallen the Most This Year

Rent is actually getting up to 11% cheaper in some cities. Find out where to start searching for a rental home.
Young couple signing papers with an agent.
May 10, 2023 | By Dana George

Here's What Happens When You Pick the Wrong Real Estate Agent

Whether you're buying or selling a home, the wrong real estate agent may cost you money. Here's what can happen when you land on the wrong agent.
A man and woman sitting on a couch and talking with their realtor while holding paperwork.
May 10, 2023 | By Ashley Maready

Thinking of Refinancing if Interest Rates Fall? You Need This First

Mortgage loan interest rates are still up, but they could fall over time. Keep reading to learn how to put yourself in the best position to refinance.