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Must Reads
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American Express Platinum Card® Offers a Massive Welcome Bonus Offer. Find Out Your Offer Now: October 2026
The Amex Platinum lets applicants preview their exact welcome offer with no credit score impact before committing. Here's how the offer check works.
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Here's What Happens to Your Credit Cards When You Pass Away
Card accounts stay open until someone calls the issuer. Learn who pays leftover balances, when family can be liable, and what to leave behind.
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Top High-Yield Savings Accounts Offering up to 5.00% APY Today, Oct. 23, 2026
The Fed announced a rate hike at its meeting last month. Top HYSAs now offer up to 5.00% APY, and that number could continue inching upward.
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Amex Platinum's $600 Hotel Credit Now Requires a 2-Night Minimum Stay
Amex is adding Airbnb Luxe homes to the Platinum's lodging credit, launching an Airbnb Experiences perk, and tightening its Fine Hotels + Resorts rules.
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Here's How Much the Average 60-Year-Old Has Saved for Retirement
New Federal Reserve data shows what families in their late 50s and early 60s hold for retirement, why the average misleads, and how catch-up rules help.
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Here's What Happens When You Keep a Credit Card Open Forever
People with 850 credit scores have an average oldest account of 30 years. Here's why keeping a credit card open forever pays off.
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The Average Monthly Mortgage Payment in 2026 by State, City, and More
The average monthly mortgage payment is $2,044 -- read on for mortgage payment statistics by city, state, income, and more.
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The Average Checking Account Interest Rate in October 2026
The national average interest rate on checking accounts is 0.07% as of October 2026, per the FDIC.
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Average Savings Account Interest Rate in October 2026
The national average savings account interest rate is 0.38% as of October 2026, per FDIC data. See how rates have changed and where to find a better rate.
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The Average Checking Account Balance
How much money do Americans have in their checking accounts? Read on to see the average checking account balance by age, income bracket, and more.
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How Much Do Americans Spend on Gas Every Month?
Americans spent $201 a month on gas in 2024, or 3.1% of their budget. See how spending varies by income, age, and state.
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Study: Race, Ethnicity, and Personal Finance in America
The racial wealth gap is established. But what about differences in personal finances? We surveyed 2,000 Americans for the latest on race and finances in the U.S.
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Director
59% of Americans have a cash back credit card and 49% have a travel rewards card.
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