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PNC Bank CD Rates for December 2022

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PNC Bank CD rates are much lower than those of most online banks. However, these CDs might appeal to current PNC customers. With terms ranging from seven days to 10 years, there are few banks that offer the same flexibility as PNC Bank. Find out more about PNC Bank CD rates below, including how they compare to other CDs and whether they're a good fit for you.

PNC Bank CD rates for December 2022

PNC Fixed Rate CD
  • 1 Year APY: up to 0.03%
  • 2 Year APY: up to 0.03%
  • 3 Year APY: up to 0.03%
  • 4 Year APY: up to 0.03%
  • 5 Year APY: up to 0.03%
Rates as of Nov. 30, 2022
Term
PNC Fixed Rate CD
1 Year
2 Year
3 Year
4 Year
5 Year
up to 0.03%
up to 0.03%
up to 0.03%
up to 0.03%
up to 0.03%

Compare PNC Bank CD rates

PNC Bank CD interest rates are in line with other brick-and-mortar banks. However, they are much lower than the best CDs found online, especially as many don't have minimum deposit requirements. Compare CD rates below to PNC Bank CD interest rates to find the right CD account for your needs.

Rates as of Nov. 30, 2022
Lender
Account
1 yr. apy
2 yr. apy
3 yr. apy
4 yr. apy
5 yr. apy
Min. deposit
Early Withdrawal Penalty
Next Steps
Logo for CIT Bank CD
Member, FDIC
0.30%
0.40%
0.40%
0.50%
0.50%
$1,000
Yes
Logo for Discover High Yield CD
Member, FDIC
4.00%
4.10%
4.15%
4.20%
4.25%
$2,500
Yes
Logo for Marcus by Goldman Sachs High Yield CD
Member, FDIC
Marcus by Goldman Sachs High Yield CD
4.00%
4.25%
4.00%
4.00%
3.80%
$500
Yes

PNC Bank's CD review

PNC Fixed Rate CDs

Pros

  • Variety of CD terms

Cons

  • Low APYs
  • Early withdrawal penalty

PNC Fixed Rate CDs come in a host of CD terms, ranging from seven days to 10 years. Plus -- there are no monthly fees to eat away at any money you earn with PNC Bank CD interest rates. With so many term options, PNC Fixed Rate CDs could be a good way to build a CD ladder. That said, PNC Bank Fixed Rate CD's offer low APYs, and the highest rates offered are only available for balances of at least $25,000.

Other PNC Bank CD accounts

There are two other options for earning with PNC Bank CD interest rates:

  • PNC IRA CD
  • PNC Ready Access CD
  • PNC Callable CD
  • PNCVariable Rate CD
  • PNC Bank Stepped Rate CD

FAQs

  • PNC Bank CDs are great for current PNC customers who want to keep all their money with one bank. They are also a good option for people who want CDs with terms longer than five years.

  • PNC Bank CDs offer flexibility with terms from seven days to 10 years, perfect for building a CD ladder.

  • A PNC Bank CD may be a good option for current customers, but you can earn much higher rates from most online banks.

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