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Must Reads
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Chase Cardholders Can Now Invest Their Ultimate Rewards Points With J.P. Morgan
A new redemption option turns idle rewards into cash you can put straight into a J.P. Morgan investing account. Here's how it works and who benefits.
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Gas Pumps, Hotels, and 3 More Places You Should Never Use a Debit Card
A hotel hold or a gas-pump skimmer can drain a debit card fast. Here are five everyday places to use a credit card instead, and keep your cash protected.
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Save $1,000+ on Interest: My 5 Favorite Balance Transfer Cards Available Now
Moving high-interest debt to the right 0% intro APR card can save you well over $1,000 in interest. Here's how to match the offer to your balance and budget.
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I Did the Math: Here's How Much a 3% Cash Back Card Earns the Average Household
Wondering how much a top cash back card can earn you? Here's what to know, plus the card you can get to make it happen.
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Best High-Yield Savings Rates Today, Oct. 16, 2026: Up to 5.00% APY Now Available
The best high-yield savings accounts now offer up to 5.00% APY. Top rates are becoming more competitive thanks to the Fed's September rate hike.
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Act Fast: Earn a $50 or $400 Bonus With the SoFi Checking and Savings Account
A bank bonus is only worth it if you can meet the direct deposit rules. Here's how this one works, who qualifies, and what it's worth in year one.
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Study: Race, Ethnicity, and Personal Finance in America
The racial wealth gap is established. But what about differences in personal finances? We surveyed 2,000 Americans for the latest on race and finances in the U.S.
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How Many Americans Own Certificates of Deposits?
Only 6.5% of Americans own CDs, with a median value of $26,000. Explore CD ownership statistics by age, income, and race, plus today's best CD rates.
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The Average Savings Account Balance In The U.S. – Here’s How Much Americans Have in the Bank
Learn the average savings account balance in the U.S., why medians matter, how your savings compare to national benchmarks, and strategies to boost your savings.
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How Much Do Americans Spend on Gas Every Month?
Americans spent $201 a month on gas in 2024, or 3.1% of their budget. See how spending varies by income, age, and state.
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The Average Credit Score in the U.S.
The average credit score in America has held at 714 since October 2025. See how yours compares in this full report from Motley Fool Money.
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The Average Cost of Airfare: How Much Is a Plane Ticket?
The average cost of a domestic plane ticket is $436 as of Q2 2026. Motley Fool Money has the latest airfare data by airport and route
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Director
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Motley Fool Stock Disclosures
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