Act Fast: Earn $750 Back Right Now With Ink Business Credit Cards

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KEY POINTS

  • The Ink Business Cash® Credit Card and the Ink Business Unlimited® Credit Card now offer increased sign-up bonuses.
  • As a new cardholder, you earn $750 in bonus cash back after spending $6,000 on purchases in the first 3 months.
  • If you qualify, now is a great time to apply for one of these business cards.

Chase just increased the sign-up bonuses for two of its best business credit cards: The Ink Business Cash® Credit Card and the Ink Business Unlimited® Credit Card. With either card, you can now earn $750 after spending $6,000 in the first 3 months. The bonus amount used to be $750, so this is a big jump.

It's an excellent welcome offer, especially because these cards don't charge an annual fee. You can apply for one of the cards and learn more about them below.

Card details

The Ink Business Cash® Credit Cardand the Ink Business Unlimited® Credit Card have a lot in common. They're both cash back business credit cards, and they share many of the same features. Here are the benefits they both offer:

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  • $750 after spending $6,000 in the first 3 months
  • 0% intro APR for 12 months on purchases
  • No annual fee
  • Employee cards at no additional cost
  • Purchase protection
  • Extended warranty protection
  • Auto rental damage collision waiver

The difference between these two cards is their cash back rates. The Ink Business Unlimited® Credit Card earns an unlimited 1.5% cash back on purchases. It's a competitive rate from a no annual fee card, and it's as simple as it gets.

The Ink Business Cash® Credit Card, on the other hand, has bonus categories. It earns:

  • 5% on the first $25,000 spent each account year at office supply stores and on internet, cable, and phone services
  • 2% on the first $25,000 spent each account year at gas stations and restaurants
  • 1% on other purchases

Through a special partner offer, both cards also earn 5% on Lyft rides through March 2025.

So, choosing between these cards ultimately comes down to your business spending. If any of the bonus categories on the Ink Business Cash® Credit Card are some of your biggest expenses, then that's the right choice. If not, go with the Ink Business Unlimited® Credit Card.

How to get approved for a Chase Ink card

There are three keys to successfully applying for any of the Chase Ink credit cards:

  • You have a good credit score, specifically a FICO® Score of 670 or higher.
  • You've opened fewer than five credit cards in the last 24 months.
  • You have a business. This can be any type of business, including a sole proprietorship.

Your credit score is always an important factor for credit card applications. It usually takes good credit to get approved for any of the top credit card offers. That includes these Chase Ink cards.

If you're wondering why the number of credit cards you've opened matters, it's because of a restriction that applies with Chase credit cards. In most cases, Chase automatically denies applicants who have opened five or more credit cards during the previous 24 months. It's unofficially known as the Chase 5/24 rule.

Last but not least, since these are business credit cards, you need a business to open one. The requirements tend to be pretty flexible, though. A side hustle or a business that you just launched could both qualify. Chase allows you to apply as a sole proprietorship. Even if your business isn't earning money yet, your personal income and credit history can still get you approved for a card.

If you meet those guidelines, this is a great time to get one of these Chase Ink cards. They have some of the largest sign-up bonuses we've seen from cards without an annual fee. That means they offer quite a bit of upfront value, as well as ongoing value from their high cash back rates.

Alert: our top-rated cash back card now has 0% intro APR until 2025

This credit card is not just good – it’s so exceptional that our experts use it personally. It features a lengthy 0% intro APR period, a cash back rate of up to 5%, and all somehow for no annual fee! Click here to read our full review for free and apply in just 2 minutes.

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