How Chase Credit Journey Can Help You Improve Your Credit

Free tools like Chase Credit Journey can help consumers improve their credit.

Credit is essential and shouldn't be ignored. Understanding your credit situation is necessary if you hope to improve your finances. Luckily, there are free tools that can help you monitor your credit. Chase Credit Journey is one free tool you can use to stay on track with your goals. Find out how you can use Chase Credit Journey to improve your credit.

Introducing Chase Credit Journey

Chase Credit Journey is a free online tool available through the Chase mobile app and the Chase website. It's accessible to Chase credit card users and non-customers alike. This online tool includes various features to help you manage your credit as you work to reach your goals. Here are some ways this resource may help you take control of your credit.

Check your credit score for free

Chase Credit Journey provides you with your Experian credit report and credit score for free. If you're working to increase your credit score, this feature can be beneficial because you can track your score as you progress toward building your credit. Even if you have a low score, it's possible to make progress if you're willing to do the work.

Find out what areas you need to improve in

You can also use Chase Credit Journey to determine what improvements you need to make to increase your score. You can view your Experian credit report and review important factors such as your credit usage, current account balances, total credit inquiries, and whether any of your accounts are in collections. You can use the information provided to make changes.

Use the score simulator to create a plan

Chase also provides users with a score simulator. This tool can give you an idea of how your score might change if you make certain choices, such as getting approved for a new credit card or paying off existing credit card debt. This feature can help you determine what steps you need to take to get your desired credit score results.

Monitor your credit account for changes

You can also use Chase Credit Journey to monitor changes to your credit account. This feature can make you aware of potential credit fraud if there is recent activity you don't recognize. This tool can also alert you of non-fraudulent changes to your account, such as a credit limit change or a credit usage change. Knowing where your credit account currently stands can give you more control over your personal finance situation.

Make your credit a priority

If you want to improve your financial situation, you're not alone. It's essential to stay on top of your credit. If you have yet to build credit or you have a low credit score, it's not too late to make changes. It takes time and effort to increase your credit score -- but it's possible.

A good credit score can help you take advantage of better financial opportunities in the future, like qualifying for a loan with a lower interest rate. Taking advantage of free resources like Chase Credit Journey is an excellent way to stay informed while on your credit-building path.

Are you interested in opening a credit card to learn how to manage your credit responsibly? Charging what you can afford and paying your entire balance on time each month can help boost your credit. Check out our list of the best credit cards to learn more.