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Chase DoorDash Rewards Mastercard Review: Unlimited Cash Back on Everyday Purchases Made on and off the DoorDash Platform

Review Updated
David Chang, ChFC®, CLU®
Cole Tretheway
By: David Chang, ChFC®, CLU® and Cole Tretheway

Our Credit Cards Experts

Nathan Alderman
Check IconFact Checked Nathan Alderman
Many or all of the products here are from our partners that compensate us. It’s how we make money. But our editorial integrity ensures our experts’ opinions aren’t influenced by compensation. Terms may apply to offers listed on this page.

DoorDash Rewards Mastercard® is the first DoorDash credit card that offers unlimited cash back on and off the DoorDash platform. New cardmembers can currently receive a free year of DashPass after meeting certain criteria. Read our full credit card review to find out if it's right for you.

Great for: Cash back on DoorDash and more

Rating image, 4.00 out of 5 stars.
4.00/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
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Rating image, 4.00 out of 5 stars.
4.00/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
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Credit Score: Circle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.

Recommended Credit Score required for this offer is: Good (670-850)
Credit Score Circle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.

Good (670-850)

Regular APR

20.24% - 28.99% variable

Rewards Circle with letter I in it. 4% cash back on DoorDash and Caviar orders. 3% cash back on dining. 2% cash back on grocery stores. 1% cash back on all other purchases

1%-4% cash back

Annual Fee Circle with letter I in it. N/A

$0

Welcome Offer Circle with letter I in it. With the DoorDash Rewards Mastercard get a FREE year of DashPass ($96 value).

Free Dash Pass for a year

  • The Chase DoorDash Rewards Mastercard credit card is a no-fee card offering generous cash-back rewards on and off the food delivery platform DoorDash. Cardholders get 4% cash back on DoorDash and Caviar orders, 3% cash back on dining when purchased directly from a restaurant, 2% cash back on grocery stores online or in-store and 1% on all other purchases.

    • Unlimited cash rewards
    • Free DashPass Membership
    • First-year welcome bonus and anniversary perks
    • World Elite Mastercard benefits
    • No annual fee
    • Two benefits will expire
    • Limited bonus categories
    • With the DoorDash Rewards Mastercard get a FREE year of DashPass ($96 value).
    • 4% cash back on DoorDash and Caviar orders. Enjoy this benefit on every type of DoorDash order, including restaurants, groceries, pet supplies, retail items, and more. No earning caps.
    • 3% cash back on dining when purchased directly from a restaurant. No earning caps.
    • 2% cash back on purchases from grocery stores, online or in person. 1% cash back on all other purchases. No earning caps.
    • Get a complimentary DashPass membership ($96 value) every year with $10k in annual card spend. DashPass members enjoy $0 delivery fees & reduced service fees on every eligible order.
    • No annual card fee, just cash back on every purchase.
    • As an exclusive Cardmember benefit, get 10% off one Convenience, Grocery, Alcohol, Retail or DashMart order every month. Maximum discount of $15 per order. Offer expires 12/31/2024.
    • Member FDIC

Credit card comparison

We recommend comparing options to ensure the card you're selecting is the best fit for you. To make your search easier, here's a short list of standout credit cards.

Offer Our Rating Welcome Offer Rewards Program APR Learn More
Rating image, 5.00 out of 5 stars.
5.00/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
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Best for cash back on rotating categories
Discover will match all the cash back you’ve earned at the end of your first year. Circle with letter I in it. N/A 1% - 5% Cashback Circle with letter I in it. Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases—automatically.

Intro:

Purchases: 0%, 15 months

Balance Transfers: 0%, 15 months

Regular: 17.24% - 28.24% Variable APR

Rating image, 5.00 out of 5 stars.
5.00/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
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Best for cash back on travel purchases
Up to $300 cash back Circle with letter I in it. Earn an extra 1.5% on everything you buy (on up to $20,000 spent in the first year) — worth up to $300 cash back. That's 6.5% on travel purchased through Chase Travel, 4.5% on dining and drugstores, and 3% on all other purchases. 1.5% - 5% cash back Circle with letter I in it. Enjoy 5% cash back on travel purchased through Chase Travel, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases

Intro: Circle with letter I in it. 0% Intro APR on Purchases and Balance Transfers for 15 months

Purchases: 0% Intro APR on Purchases, 15 months

Balance Transfers: 0% Intro APR on Balance Transfers, 15 months

Regular: 20.49% - 29.24% Variable

Rating image, 4.50 out of 5 stars.
4.50/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
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Best for travel and points transfers
60,000 bonus points Circle with letter I in it. Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠. 5x on travel purchased through Chase Travel℠, 3x on dining and 2x on all other travel purchases Circle with letter I in it. Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.

Intro: Circle with letter I in it. N/A

Purchases: N/A

Balance Transfers: N/A

Regular: 21.49%-28.49% Variable

Full DoorDash Rewards Mastercard review

This credit card is a good fit for: DoorDash users who spend a large part of their food budget on takeout and delivery, and who want to maximize the benefits of the platform. It's also a good fit for those who want generous cash rewards, DoorDash-specific benefits, other perks for foodies, and a card with no annual fee.

Top perks

Chase has teamed up with one of the most popular food delivery apps, DoorDash, to launch the first DoorDash Rewards Mastercard. Check out some of the perks it comes with.

Unlimited cash rewards

Cardmembers get cash back on delivery and every other purchase made with the card, earning:

  • 4% cash back on DoorDash and Caviar orders from hundreds of thousands of merchants on the DoorDash platform
  • 3% cash back on dining when purchased directly from a restaurant, online or in store
  • 2% cash back on grocery stores, online or in store
  • 1% cash back on other purchases

Cardmembers have flexible cash back redemption options. They can use it to pay for part or all of a DoorDash or Caviar order, receive a statement credit or direct deposit into a cardmember's bank account, or redeem rewards for gift cards from a variety of brands and retailers. As long as the account remains open, the rewards don't expire.

Free DashPass membership

When you successfully open a DoorDash Rewards Mastercard account the primary cardmember will receive a free year (worth $96) of DashPass that can be used on both the DoorDash and Caviar applications. A membership to DashPass offers $0 delivery fees, reduced service fees, and other exclusive benefits. After the first year, you can continue to earn a complimentary DashPass membership every year if you spend $10,000 on the card.

World Elite Mastercard benefits

The DoorDash Rewards Mastercard is a World Elite Mastercard, giving the highest level of Mastercard benefits. This includes a monthly $5 credit off your first DoorDash order each month as an eligible DashPass member, complimentary 24/7 concierge service, a $5 Lyft credit after meeting certain requirements, protection from identity theft and fraudulent charges, and more.

No annual fee

Cardholders can earn all of these perks (including auto rental collision damage waiver, trip insurance, extended warranty, and purchase protection) for no annual fee. There are also no foreign transaction fees.

What could be improved

Even though the DoorDash Rewards Mastercard is a great card for foodies, it's not without its drawbacks.

Two benefits will expire

Two of the benefits currently offered will be gone by mid-2024 -- the $5 monthly DoorDash credit and the monthly 10% discount on non-restaurant items (up to $15 per order). This will leave only the complimentary DoorDash membership after spending $10,000 in one year, plus the unlimited cash back.

Limited bonus categories

If you use other food delivery brands or want to earn rewards besides DoorDash benefits, then you may want to consider other cards. This card is primarily meant for frequent DoorDash users.

Suggested credit score

The DoorDash Rewards Mastercard hasn't disclosed a suggested credit score. However, like most Chase cards, those with a FICO® Score of at least 700 or better have the best chance of qualifying. The card will be harder to get with a much lower credit score.

The card's APR is 20.24% - 28.99% variable and is based on your creditworthiness. Another consideration before you apply is the number of credit cards you've opened in the previous 24 months. If you've opened too many, Chase's 5/24 rule could lead to an automatic rejection.

The DoorDash Rewards Mastercard is right for you if:

DoorDash and Caviar is your go-to delivery service, and you want to earn the most DoorDash rewards with no annual fee. The DoorDash Rewards Mastercard® offers the most value if you use the app frequently.

Our credit card methodology

At The Motley Fool Ascent, we rate credit cards on a five-star scale (1 = poor, 5 = best). Our rating criteria includes rewards rates, welcome bonuses, fees, and perks like travel credits and 0% intro APR offers to evaluate our ratings.

We combine these factors with an evaluation of brand reputation and customer satisfaction to ensure you're getting the best card recommendations. Learn more about how The Ascent rates credit cards.

FAQs

  • Yes, the DoorDash Rewards Mastercard® is a credit card issued by Chase.

  • You can use the DoorDash Rewards Mastercard® anywhere Mastercard is accepted, which is most places in the U.S. But you will only earn the 4% cash back perk at DoorDash.

Our Credit Cards Experts