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I have the Chase Sapphire Preferred® Card (see rates and fees), and I've personally transferred points to United before. Once, I turned a $782 last-minute ticket into a free flight by moving 20,000 Chase points to United. The transfer was instant, and it saved me more than $500 out of pocket.
That's the power of Chase transfer partners. And moving points to United is easier than you might think. Here's how to do it in eight simple steps.
There are three cards that offer transfers to United. They are:
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Chase Sapphire Preferred® Card | Chase Sapphire Reserve® | Ink Business Preferred® Credit Card |
5.00/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
5.00/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
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4.90/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
4.90/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
|
4.90/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
4.90/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
|
Credit Rating Requirement:
Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.
Recommended Credit Score required for this offer is: Good/Excellent (670-850)
Good/Excellent (670-850) |
Credit Rating Requirement:
Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.
Recommended Credit Score required for this offer is: Good/Excellent (670-850)
Good/Excellent (670-850) |
Credit Rating Requirement:
Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.
Recommended Credit Score required for this offer is: Good/Excellent (670-850)
Good/Excellent (670-850) |
Welcome Offer: Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. 75,000 bonus points |
Welcome Offer: Earn 125,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening. 125,000 bonus points |
Welcome Offer: Earn 90,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening. Earn 90,000 bonus points |
Rewards Program: Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases 5x on Chase Travel℠, 3x on dining, 2x on all other travel |
Rewards Program: Earn 8x points on all purchases through Chase Travel℠, including The Edit℠ and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases 8x points on Chase Travel℠, 4x points on flights and hotels booked direct, 3x points on dining, 1x points on all other purchases |
Rewards Program: Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases-with no limit to the amount you can earn. Earn 3 points per $1 in select business categories |
Intro APR: Purchases: N/A Balance Transfers: N/A |
Intro APR: Purchases: N/A Balance Transfers: N/A |
Intro APR: N/A Purchases: N/A Balance Transfers: N/A |
Regular APR: 19.99% - 28.24% Variable |
Regular APR: 20.24% - 28.74% Variable |
Regular APR: 20.24% - 26.24% Variable |
Annual Fee: $95 |
Annual Fee: $795 |
Annual Fee: $95 |
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The information related to Chase Sapphire Reserve® was collected by Motley Fool Money and has not been reviewed or provided by the issuer of this product. Card information may be outdated. Motley Fool Money does not receive commission for this product/card.
We rate travel credit cards based on how well they reward frequent travelers — not just with points and miles, but with valuable perks and flexible redemption options. Our scoring prioritizes cards that offer strong earning rates and a rewarding travel experience.
Our highest-rated travel cards have:
We combine these factors with an evaluation of brand reputation and customer satisfaction to ensure you're getting the best travel card recommendations. Our aim is to maintain a balanced best-of list featuring top-scoring travel credit cards from reputable brands. 'Best for' category selections on this page are determined by our editors, and a single card may be recognized in multiple categories.
Ordering within lists is influenced by advertiser compensation, including featured placements at the top of a given list, but our product recommendations are NEVER influenced by advertisers. Learn more about how Motley Fool Money rates credit cards.
We rate travel credit cards based on how well they reward frequent travelers — not just with points and miles, but with valuable perks and flexible redemption options. Our scoring prioritizes cards that offer strong earning rates and a rewarding travel experience.
Our highest-rated travel cards have:
We combine these factors with an evaluation of brand reputation and customer satisfaction to ensure you're getting the best travel card recommendations. Our aim is to maintain a balanced best-of list featuring top-scoring travel credit cards from reputable brands. 'Best for' category selections on this page are determined by our editors, and a single card may be recognized in multiple categories.
Ordering within lists is influenced by advertiser compensation, including featured placements at the top of a given list, but our product recommendations are NEVER influenced by advertisers. Learn more about how Motley Fool Money rates credit cards.
You'll need at least 1,000 Chase Ultimate Rewards points to transfer to United.
You need a United MileagePlus account to transfer your points to. You can sign up for the United MileagePlus account on United Airlines' website. You'll be asked to provide your:
Once your account has been created, you'll receive an email containing your MileagePlus number.
Navigate to https://ultimaterewardspoints.chase.com/home. If you have more than one Chase credit card, make sure you select the card with the points you want to transfer when you log in.
Image source: Brooklyn Sprunger
Then you'll select "Travel" in the navigation bar to go to the Chase Travel Portal, and then "Transfer points to partners."
Image source: Brooklyn Sprunger
You'll see a list of partners to choose from. Select United Airlines. You'll then click "Transfer Points."
Image source: Brooklyn Sprunger
Remember that email you got earlier with your MileagePlus number? Enter that now to connect your two accounts. If for whatever reason you didn't create a MileagePlus account yet, you'll see an option to do that here.
Transfers must be in 1,000-point chunks. The ratio is 1:1, so 20,000 Chase points = 20,000 United miles.
Hit submit. In my experience, the transfer is instant, though Chase notes it could take up to 24 hours. Make sure to double-check that your United MileagePlus account accurately reflects the right amount of points after your transfer.
Now all that's left to do is book your flight using your newly-transferred miles. Here are a few tips for getting the most out of your United MileagePlus points.
The earlier you book, the more likely you are to find saver-level awards, which require fewer miles. I've found the sweet spot is looking six to 12 months ahead, especially for big trips.
Familiarize yourself with United's award chart to understand how many miles are required for flights to various destinations. Look for flights during off-peak times to minimize the number of miles needed.
United is part of the Star Alliance, which means you can use your MileagePlus points to book flights with any of the 26 Star Alliance partners (such as Lufthansa, Singapore Airlines, or ANA). This can provide access to more routes and potentially better award availability.
United allows you to use miles for upgrades to premium cabins (business or first class) on many flights. If you already have a paid ticket, using miles for an upgrade can offer great value, especially on long-haul flights.
If you've got Chase points and a big United flight in mind, don't overlook the transfer option. It turned a $782 emergency flight for my family into a near-free redemption -- and it can do the same for your next trip.
We recommend comparing options to ensure the card you're selecting is the best fit for you. To make your search easier, here's a short list of standout credit cards.
Offer | Our Rating | Welcome Offer | Rewards Program | APR | Learn More |
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5.00/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
|
Discover will match all the cash back you’ve earned at the end of your first year. INTRO OFFER: Unlimited Cashback Match for all new cardmembers–only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300. | 1% - 5% Cashback Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases. |
Intro: Purchases: 0%, 15 months Balance Transfers: 0%, 15 months Regular: 17.99% - 26.99% Variable APR |
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5.00/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
|
N/A | N/A |
Intro: 0% intro APR for 21 months from account opening on purchases and qualifying balance transfers Purchases: 0% intro APR on purchases for 21 months from account opening Balance Transfers: 0% intro APR for 21 months from account opening on qualifying balance transfers Regular: 16.99%, 23.49%, or 28.74% Variable APR |
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Apply Now for Bank of America® Travel Rewards credit card
On Bank of America's Secure Website. |
4.70/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
|
25,000 points (worth $250) 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases | 1.5-3 points per dollar Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees, and your points don't expire as long as your account remains open. Earn 3 points per $1 spent on travel purchases booked through the Bank of America Travel Center. |
Intro: 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 17.99% - 27.99% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 4%. Balance transfers may not be used to pay any account provided by Bank of America. Purchases: 0% Intro APR for 15 billing cycles for purchases Balance Transfers: 0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days Regular: 17.99% - 27.99% (Variable) |
Apply Now for Bank of America® Travel Rewards credit card
On Bank of America's Secure Website. |
Transfers from Chase to United are typically instant, but can take up to 24 hours in some cases.
No, there is no fee to transfer Chase Ultimate Rewards points to United Airlines.
The Motley Fool owns shares of and recommends Visa.