Wells Fargo Propel American Express® Card Review: 3x Points and a 0% Intro APR

Lyle is a writer specializing in credit cards, travel rewards programs, and banking. His work has also appeared on MSN Money, USA Today, and Yahoo! Finance.

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Wells Fargo Propel American Express® Card
Our Bottom Line

Perfect for a one-card wallet with a deep feature set of perks, including a wide array of 3x points categories, big bonus, and a 0% intro APR offer, all with no annual fee. You'll be hard-pressed to find all of these perks in one card.

What we Like:
  • 30K points bonus
  • Wide array of 3X points categories
  • No annual fee
  • 0% intro APR offer
Key Scores:
5.0 5 Perks
4.0 5 Fees
4.0 5 APR
Perks 5.0/5
Fees 4.0/5
APR 4.0/5
  • Annual Fee: $0
  • Regular APR: 16.24% - 28.24%, variable
  • Intro APR: Purchases: 0% for 12 months on purchases Balance Transfers: 0% for 12 months on qualifying balance transfers

  • Earn 30K bonus points when you spend $3,000 in purchases in the first 3 months – that’s a $300 cash redemption value
  • $0 Annual Fee
  • Earn 3X points for eating out and ordering in
  • Earn 3X points for gas stations, rideshares and transit
  • Earn 3X points for travel including flights, hotels, homestays and car rentals
  • Earn 1X points on other purchases
  • 0% Intro APR for 12 months on purchases and balance transfers (fees apply), then a 16.24%-28.24% variable APR; balance transfers made within 120 days qualify for the intro rate and fee
  • Select "Apply Now" to learn more about the product features, terms, and conditions
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