17 $100 Gift Cards That Are $80 or Cheaper at Costco

In case you haven't noticed yet, Costco sells gift card bundles to popular stores and restaurants at a hefty discount. In fact, it's one of my favorite personal finance tips for Costco members. If you're already shopping at these retailers, you could save 10% to 30% just by buying their gift cards on Costco's website. While Costco frequently updates its selections, you can currently save at least $20 on the following $100 gift cards.

1. Lyft

• Price: $79.99
• Value: $100
• Limit: 2 per membership
• *Available while supplies last

2. Peet's Coffee

• Price: $74.99
• Value: $100 (five $20 e-gift cards)
• Limit: 4 per membership
• Valid at most locations (full list found here)

3. Instacart

• Price: $79.99
• Value: $100
• Limit: 2 per membership
• *Available while supplies last

4. Fandango

• Price: $79.99
• Value: $100 (four $25 e-gift cards)
• Limit: 5 per membership

5. Domino's

• Price: $79.99
• Value: $100 (four $25 e-gift cards)
• Limit: None
• Valid at most locations (full list found here)

6. Dave & Buster's

• Price: $79.99
• Value: $100 (two $50 e-gift cards)
• Limit: 5 per membership
• Valid at all Dave & Buster's U.S. locations

7. Sullivan's Steakhouse

• Price: $69.99
• Value: $100 (two $50 e-gift cards)
• Limit: 10 per membership
• Valid at 13 locations

8. Bowlero

• Price: $69.99
• Value: $100 (four $25 e-gift cards)
• Limit: 5 per membership
• Valid at locations nationwide

9. Romano's Macaroni Grill

• Price: $69.99
• Value: $100 (two $50 e-gift cards)
• Limit: 10 per membership
• Valid at 41 locations (full list here)

10. Pinstripes

• Price: $69.99
• Value: $100 (two $50 e-gift cards)
• Limit: 10 per membership
• Valid at 11 locations (full list here)

11. Topgolf

• Price: $79.99
• Value: $100 (two $50 e-gift cards)
• Limit: 5 per membership
• Valid at any U.S. location

12. Spafinder

• Price: $79.99
• Value: $100 (two $50 e-gift cards)
• Limit: 5 per membership
• Valid at thousands of spas, salons, yoga, and fitness centers (use Spafinder's website to find locations near you)

13. Golden Corral

• Price: $79.99
• Value: $100 (two $25 physical gift cards)
• Limit: None stated
• Valid at over 350 U.S. locations (full list here)

14. Candy Crush

• Price: $79.99
• Value: $100 (four $25 e-gift cards)
• Limit: 2 per membership

15. IHOP

• Price: $79.99
• Value: $100 (four $25 e-gift cards)
• Limit: 5 per membership
• Valid at over 1,600 locations (full list here)

16. Chuck E. Cheese

• Price: $79.99
• Value: $100 (four $25 e-gift cards)
• Limit: None stated
• Valid at over 400 locations (full list here)

17. Red Lobster

• Price: $79.99
• Value: $100 (four $25 e-gift cards)
• Limit: None stated
• Valid at over 600 locations (full list here)

How Costco gift cards work

Costco sells most of its gift card bundles online, though it does sell a smaller number in its stores. Typically, the gift cards it sells at warehouse stores are for local or regional businesses, while those sold on its website are geared toward nationally recognized brands. If your gift card is electronic, Costco will deliver it to your inbox, after which you can use it directly or upload to your retailer's app. If your gift card doesn't cover the full purchase amount, you can use a cash back credit card to earn extra rewards on top of your savings.

Pay close attention to Costco's fine print on each gift card. As noted above, some of these have limitations on how many you can buy per membership, while others are restricted to specific locations. And when Costco says it has a limited supply of gift cards, it's not bluffing. In fact, not too long ago, I wrote about Costco's Airbnb gift card. A few days later, Costco ran out of supply and took it off its webpage.

One last caveat. Most of these gift cards are for stores and restaurants that fall under the category of nonessential spending. In fact, only Instacart could really be considered "essential" and even then only if you purchase groceries through the app. If you're trying to control your spending, then these gift cards might not be the best idea, even if they save you money.

Finally, if none of these gift cards appeal to you, take a look at Costco's website to see what other options are available. Even just knowing what gift cards Costco sells could help you in the future. You never know when you might find yourself at a Dave & Buster's (or Chuck E. Cheese), thanking yourself for getting that extra $20 of gift card value to beat that high score at Skee-ball.