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Must Reads
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SoFi® or Capital One: Where Should You Park Your Money?
SoFi® and Capital One both offer no-fee accounts, strong apps, and flexible banking options, but one is built for digital convenience, the other for in-person …
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What's the Best Cash Back Credit Card Now? My Pick for October 2025
This cash back card delivers simple 2% cash rewards with no categories, no annual fee, and one of the easiest welcome offers on the market.
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I'm Sick and Tired of Overdraft Fees. Here Are the 3 Best Banks Without Them
Looking for a savings account that won't eat into your cash with overdraft fees? Here are three of my favorite banks that don't charge them …
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Here's What Happens When Your Credit Score Reaches 850
There’s no parade or shiny trophy for hitting an 850 credit score. Rather, being in the excellent range unlocks a few extra perks and borrowing …
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This Is What Really Happens When You Withdraw $10,000 From Your Bank Account
Thinking of taking $10,000 out of your savings account? Here's what happens when you do it -- and why the government will find out.
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3 Genius Reasons to Upgrade to a Premium Credit Card in 2025
Premium cards can pay for themselves fast if you use them right. Here's when it actually makes sense to go premium.
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How Many Americans Own Certificates of Deposits?
Only 6.5% of Americans own CDs, with a median value of $26,000. Explore CD ownership statistics by age, income, and race, plus today's best CD …
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Credit Card Rewards Statistics: Who Earns the Most Points?
Americans earned $41 billion in credit card rewards in 2022, but left $6 billion unredeemed. See who earns the most, who forfeits the most, and …
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Credit Card Late Fee Statistics: Who Pays Most Often?
Credit card late fees cost Americans $14.5 billion in 2022. Younger, low-income, and subprime borrowers are hit hardest. See who pays and how to avoid …
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How Many Americans Have a Credit Card With An Annual Fee?
19% of Americans use a credit card with an annual fee, rising to 24% for millennials and 30% for high earners, Federal Reserve data shows.
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The Median Monthly Mortgage Payment in 2025 by State, City, and More
The median monthly mortgage payment is $2,186 -- read on for mortgage payment statistics by city, state, income, and more.
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81% of Americans Have Credit Cards, but They Aren't Distributed Equally
Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
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What Can History Teach Us About Investing in 2025?
Oct. 10, 2025
What can we learn about investing in 1999 or 2007 that can be applied today? While history doesn’t repeat, it often rhymes and we discuss …
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ETFs are for the Memes (again)
Oct. 09, 2025
Meme stocks, those companies that individuals love to speculate with, are roaring back in 2025. So much so that the Meme Stock ETF is coming …
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The AI App Store Moment
Oct. 08, 2025
OpenAI has launched apps within ChatGPT in its bid to both add functionality and improve monetization of the product. We discuss how this is both …
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Tariffs, Social Shopping, and an EV Reset
Oct. 07, 2025
As Prime Day kicks off, we’re asking the big questions. Emily Flippen is joined by Jason Hall and Dan Caplinger to tackle three timely stories: …
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The AI Infrastructure Opportunity: 3 Fools Weigh In
Oct. 06, 2025
Asit Sharma, Yasser El-Shimy, and Tim Beyers debate whether the hundreds of billions presently committed to AI infrastructure will pay off for shareholders. Are we …
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Interview with Barry Ritholtz: How Not To Invest
Oct. 05, 2025
What are the biggest mistakes investors make? Motley Fool Chief Investment Officer Andy Cross and analyst Jason Moser talk with Barry Ritholtz, author of How …
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
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