Financial Freedom Starts Here
Expert Tips, Reviews, Tools, and Special Offers To Help You Get The Most Out Of Your Money!

The 2025 Award Winners!
Narrow down your financial options and get ready for your smartest year yet with this year’s list of best credit cards, bank accounts, and more.
Join 35,000+ Americans getting smarter with their money — one email at a time
Get expert advice, actionable strategies, and exclusive offers that help you save more and spend with confidence.
Our Contribution
The number of people we're helping become smarter, happier, and richer.
Must Reads
-
3 Smart Money Moves to Make Before a Recession Hits
Worried about the economy? Check out these three smart money moves to stay protected in the event of a recession.
-
4.25% CD Rates Could Disappear Soon. Should You Open a CD Now?
CD rates may fall soon if the Fed signals a shift in policy. Lock in a fixed rate now before yields drop.
-
Best High-Yield Savings Account Rates Today, June 30, 2025: Up to 5.00%
Still earning up to 5.00% APY, high-yield savings accounts offer flexible, secure access to your cash -- no commitment, just smarter savings.
-
Best CD Rates Today, June 30, 2025: Up to 4.55% APY
Short-term CDs offer up to 4.55% APY -- lock in a top rate now before possible Fed cuts make these strong returns harder to find.
-
Still Using a Debit Card for Travel? That Mistake Could Be Costing You Thousands
Using debit cards means missing out on valuable travel rewards, trip protections, and perks that save you hundreds (or even thousands).
-
Are We Headed for a Recession? Here's How to Protect Your Money
Recession fears are rising again. Whether it happens or not, here's how to protect your savings, investments, and day-to-day budget from economic turbulence.
-
The Median Monthly Mortgage Payment in 2025 by State, City, and More
The median monthly mortgage payment is $2,186 -- read on for mortgage payment statistics by city, state, income, and more.
-
81% of Americans Have Credit Cards, but They Aren't Distributed Equally
Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
-
Banks Made $5.8B on Overdraft Fees -- Here's Who's Paying
Explore the latest statistics on overdraft fees, including how many Americans pay them, the average overdraft fee, and how much banks make from them.
-
Nearly 1 in 6 of Americans Aren't Paying Their Bills on Time
Explore the latest statistics on Americans missing bill payments, including breakdowns by income, age, race, and housing status.
-
America's Wasteful Spending Habits: From DoorDash to Dead Subscriptions
Explore wasteful spending statistics revealing how Americans overspend, like frequent DoorDash orders and impulse buys, across generations.
-
Financial Literacy Statistics: The Average American Scores Just 48%
Scores have stayed around 50% for nearly 10 years. Read on for a deep dive into financial literacy data.
-
GitLab CFO on Remote Culture Success, AI Integration
Jun. 28, 2025
Brian Robbins is the CFO of GitLab, a DevSecOps platform that supports software innovation. He joins Motley Fool CEO, Tom Gardner, plus Chief Investment Officer …
-
Amazon Wants More Power
Jun. 27, 2025
Amazon’s latest data center will require the same amount of electricity as one million homes. (00:21) Jason Moser and Matt Argersinger join Ricky Mulvey to …
-
Boeing Cruising to New Altitudes?
Jun. 26, 2025
Will innovations from the Paris Air Show be enough to lift airlines to new heights? Tim Beyers and Lou Whiteman discuss: - More AI-fueled earnings …
-
Everything Is a Circle
Jun. 25, 2025
A stablecoin stock isn’t so stable; an accessible watch brand looks to lean into luxury. (00:21) Asit Sharma and Mary Long discuss: - The housing …
-
Breaking Up is Hard to Do: It's Not Me, It's You
Jun. 24, 2025
Novo Nordisk parts ways with Hims & Hers, a financials-related stock to get on your radar and more! Jason Moser and Matt Frankel discuss: - …
-
Tesla’s Key Robotaxi Rollout
Jun. 23, 2025
FICO turns to BNPL data and Fiserv embraces a new stablecoin. Andy Cross, Jason Hall, and Matt Frankel discuss: - FICO to include BNPL data …

Why You Can Trust Us
We’re your money concierge. We cut through the noise and guide you to what we think are some of the best products and services that can make your money work harder for you.
Our Golden Rule
Scrutinize the Fine Print
Unbiased Reviews

Don't miss The Motley Fool's award-winning podcast
Daily investing and financial coverage delivered straight to your ears!
In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
Read Full ReportWe're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. Motley Fool Money does not cover all offers on the market. Motley Fool Money is 100% owned and operated by The Motley Fool. Our knowledgeable team of personal finance editors and analysts are employed by The Motley Fool and held to the same set of publishing standards and editorial integrity while maintaining professional separation from the analysts and editors on other Motley Fool brands. Terms may apply to offers listed on this page.